Financial State of Minds

Good Debt vs Bad Debt: What You Need to Know Before You Borrow

31 min · 4. Mai 2026
Episode Good Debt vs Bad Debt: What You Need to Know Before You Borrow Cover

Beschreibung

Darrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and leverage debt the right way. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

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Alle Folgen

83 Folgen

Episode Stocks vs Real Estate: Why I Changed My Mind Cover

Stocks vs Real Estate: Why I Changed My Mind

In this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately changed his perspective on building wealt About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Gestern18 min
Episode What’s Your Why? The Real Reason You Want More Money Cover

What’s Your Why? The Real Reason You Want More Money

In this personal and motivational solo episode, Darrin challenges listeners to identify their financial “why.” Drawing from his own experiences and motivations, he explains why understanding the purpose behind your financial goals is often more important than the money itself. Learn why Darrin’s goal of becoming a multi-millionaire is rooted in freedom, impact, and opportunity—not just wealth. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

5. Juni 202622 min
Episode The Origin of Financial State of Minds: A Conversation with Darrin Harvey Cover

The Origin of Financial State of Minds: A Conversation with Darrin Harvey

In this previously unreleased interview recorded at Chabot College, Darrin Harvey shares the story behind Financial State of Minds, discusses the basics of creating a financial plan, and explains how business credit can help entrepreneurs grow. This episode offers a behind-the-scenes look at Darrin’s mission to make financial literacy accessible to everyon About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

28. Mai 202629 min
Episode What to Know Before Starting a Business | Business Structures, Mindset & Strategy Cover

What to Know Before Starting a Business | Business Structures, Mindset & Strategy

Darrin and Maurice Shabazz discuss what future business owners need to consider before officially starting a business. From business entities and structures to online vs brick-and-mortar businesses, this episode breaks down the mindset, strategy, and awareness required for entrepreneurship. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

18. Mai 202646 min
Episode Mindset, Burnout, and Resilience: A Conversation with Tarik Williams Cover

Mindset, Burnout, and Resilience: A Conversation with Tarik Williams

Darrin sits down with mindset empowerment coach Tarik Williams for a powerful conversation on burnout, resilience, and personal growth. The two discuss their shared experiences as legally blind African-American professionals and why mindset plays a critical role in overcoming adversity and finding purpose. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

12. Mai 202658 min