Cover image of show Back to Your Roots

Back to Your Roots

Podcast by River Valley AgCredit, ACA

English

Business

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About Back to Your Roots

River Valley AgCredit’s podcast features topics from individuals that are outstanding in their field.  Digging in to all things farming, faith, family, and financing, guiding you… back to your roots!For more than 100 years River Valley AgCredit has provide the highest quality of dependable credit, and related services to every qualified agricultural and rural members within our territory. As part of the Farm Credit System, we serve over 6,000 stockholders totaling over $600 million in outstanding volume.Visit our website to learn more: RiverValleyAgCredit.com

All episodes

34 episodes

episode Establishing Food Plots Without Buying Large Equipment artwork

Establishing Food Plots Without Buying Large Equipment

We sit down with Coye Elliott to explore hunting as a year‑round passion and the ways thoughtful food‑plot strategy can improve deer health, expand turkey opportunities, and increase the long‑term value of recreational land. The conversation also digs into realistic costs, simple equipment setups, and the biggest mistakes beginners should avoid. We talk about how hunting and the outdoors serve as a powerful stress reliever and a way to build lasting family memories. Coye explains why food plots matter far beyond hunting success, supporting overall herd management and habitat quality. We get into the importance of keeping forage available nearly 365 days a year so animals stay on the property longer, and how high‑protein nutrition influences body weight and antler development. Coye breaks down how to choose between clover, alfalfa, brassicas, wheat, oats, and standing corn, and he shares a practical rule of thumb: planting five to ten percent of your acreage can make a meaningful impact. We also cover how newcomers can do effective habitat work with nothing more than an ATV, a small sprayer, or a basic chainsaw. From timber‑stand improvement and hinge cutting to letting sunlight stimulate natural browse, Coye highlights simple habitat upgrades that pay off. He also touches on conservation programs and USDA resources that can offset expenses. We discuss how trail cameras create a kind of property “resume” that boosts future resale value, and how land appreciation, leveraging equity, and 1031 exchanges can help buyers move toward their next farm. Finally, Coye sets expectations for cost per acre and explains why starting small is almost always better than overspending.

14 May 2026 - 33 min
episode A Farmer Explains the Benefit of Crop Dusting Over a Sprayer artwork

A Farmer Explains the Benefit of Crop Dusting Over a Sprayer

He’s a farmer first and a crop duster second, and that changes everything about how he flies. We’re joined by Robert Houston, a fifth-generation producer who farms for a living and does aerial application because he loves the work and the relationships. If you’ve ever wondered what crop dusting actually does for corn, soybeans and canola, why some growers choose a plane over a ground sprayer, or how an ag pilot thinks about risk, this conversation gets specific fast. We talk timeliness, crop damage, and soil compaction, plus the real-world economics behind paying for aerial spraying. Robert explains how he charges, why he limits his radius, and what makes loading from his own strip so much more efficient than working around traffic at a regular airport. We also get into the equipment side of agricultural aviation: fuel burn, aircraft design, and why pattern testing, nozzle angle, and spray system setup can matter as much as the product in the tank. The most surprising part is what he calls the biggest challenge today: people. Robert breaks down drift concerns, chemical misconceptions, social media pressure, and why he’ll sometimes leave a field or even turn down acres if the situation isn’t safe or worth the risk. Along the way, we also cover his on-farm practices like injecting liquid hog manure and flying on cover crops to protect soil and recycle nutrients. If you care about farming, crop protection, cover crops, or the future of ag trust, hit play. Subscribe, share this with a producer or neighbor, and leave us a review with what you want to learn next.

16 Apr 2026 - 36 min
episode From Tobacco Rows To Watermelon Loads artwork

From Tobacco Rows To Watermelon Loads

Ever wonder how a family farm survives wild price swings, weather curveballs, and shifting markets? We sit down with Kentucky producer Keith Harris to unpack the real mechanics of resilience: diversifying for stability, securing buyers before planting, and building a legacy that gives each child a lane to thrive. Keith’s story starts with dark fire tobacco, which funded decades of growth, then pivots into a multi-enterprise operation spanning 3,500 acres of row crops, retail strawberries, 270 acres of watermelons, beef-on-dairy calves, and brand-new Vital egg barns. The conversation gets specific about business strategy. Keith breaks down how he aligned crops with available labor, why retail made sense for berries, and how wholesale contracts with Costco and Walmart turned watermelons into a scalable, time-sensitive machine—often eight to ten semi-loads per day in July. He explains the quiet skills that make or break diversified farms: prioritizing small tasks, managing teams across overlapping seasons, and partnering with brokers to keep logistics tight. We also tackle the hard truths—vegetable margins are tighter than a decade ago, tobacco’s heyday is past, and row crop income runs in cycles—plus the mindset that keeps a farm moving forward. If you’re a grower, ag professional, or curious listener, you’ll hear practical, field-tested advice on risk management, market-building, and when to pivot versus push through. Keith’s family-first approach shows how to expand with intention, train the next generation to lead, and build structured income streams that steady the ship when markets rock. Subscribe, share with a farmer friend, and leave a review with the one insight you’ll apply this season.

27 Jan 2026 - 28 min
episode Inside A Fourth-Generation Kentucky Farm’s High-Stakes Harvest artwork

Inside A Fourth-Generation Kentucky Farm’s High-Stakes Harvest

A wet spring, a parched August, and a combine that won’t quit—this conversation with fourth-generation farmer Allen Pace gets right to the heart of what it takes to bring a crop from the field to your plate. We talk through the harvest grind, the thin line between profit and loss, and why a few cents per bushel can swing a year when you’re moving hundreds of thousands of bushels. Allen shares how a lean crew uses crystal-clear communication and a whole lot of hustle to make good decisions when time, weather, and markets refuse to cooperate. We dive into yields across Ballard County and beyond—corn averaging around 215 on his acres, early soybeans pushing into the 60s and 70s, and double-crop beans waiting on late rain. Allen explains how this year’s weather flipped yield maps, why storage and timing matter when harvest lows hit, and how working with a marketing team helps capture those crucial pennies. We follow the grain as it leaves the farm: down lock-free rivers toward export, to regional poultry integrators, and even into Kentucky’s booming bourbon industry. There’s a bigger shift underway too. Soy oil is stepping into the spotlight thanks to renewable diesel and sustainable aviation fuel, changing the crush equation and creating new demand. Allen’s work on the Soybean Board highlights the research that got us here, and he makes a simple case for ag literacy: you may not eat soybeans, but your chicken sure did. We also look ahead at the next decade—drones, planter innovation, autonomy, hybrid powertrains—and what actually pays back versus what’s just a shiny toy. The perfect farm size? The profitable one. If you care about food security, rural economies, or just want an honest look at modern farming, this conversation delivers both grit and insight.

7 Nov 2025 - 33 min
episode Rural Property Transactions: Realtor Chance Futrell's Perspective artwork

Rural Property Transactions: Realtor Chance Futrell's Perspective

Dive deep into Western Kentucky's real estate landscape with Chance Futrell of Housman Partners Realty Land & Farm as he shatters common misconceptions about today's market. Fresh from his transition to full-time real estate after years of balancing dual careers, Chance brings authentic insights forged through countless successful transactions and deep community connections. Contrary to popular belief, the local housing market isn't just surviving—it's thriving. Housman Partners celebrated their best month on record in May 2025, even with higher interest rates. After an initial adjustment period, buyers have acclimated to the new rate environment, recognizing that waiting indefinitely isn't practical when lifestyle needs demand action. Construction loans continue at surprising levels, with Chance and host Chris Griffin noting more than 20 new projects initiated during recent months. The conversation shifts to the booming rural property market, where parcels of 10-40 acres are particularly sought-after. COVID accelerated the desire for self-sufficiency, with more people seeking their "own little piece of heaven" for gardening, recreation, and privacy. Chance reveals the unique valuation factors for hunting properties, where amenities like electricity and documented hunting success can significantly impact pricing. He advises property owners to maintain detailed logs of hunting activities to maximize value when selling. Beyond market analysis, Chance offers practical wisdom for both buyers and sellers. He cautions sellers against allowing properties to become stigmatized through overpricing, while warning buyers to realistically assess maintenance requirements before purchasing rural land. "Chris Griffin goes out and buys 50 acres tomorrow and he doesn't own a tractor," he explains, illustrating how unprepared buyers often overlook ongoing costs. Whether you're considering your first home purchase, looking to invest in recreational land, or seeking to maximize your property's value, Chance's expertise provides invaluable guidance.

30 Jul 2025 - 32 min
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