Your Broker Room

"Are Auctions Dangerous?" Mark Bouris - YBR BROKERS ROUNDTABLE SPECIAL #1

In this special crossover of Property Insights with Mark Bouris and Broker Room podcasts, we are joined Yellow Brick Road Home Loans brokers and branch owners, Tom Haggie (YBR North Sydney), Effie Nicol (YBR Earlwood), and Mel Falanga (YBR Leppington), as they delve into the complexities of the current lending landscape. In this Roundtable Special, we explore: * Challenges for First Home Buyers: Effie shares the common hurdles faced by first-time buyers and the importance of preparation and budgeting. * The Significance of Pre-Approval: Understand why obtaining a pre-approval is a crucial step in the property buying process. * Impact of Spending Habits: Mel discusses how lifestyle choices can affect loan approvals and offers tips for financial discipline. * Decoding HEM: Learn about the Household Expenditure Measure (HEM) and its role in determining borrowing capacity. * Supporting Self-Employed Borrowers: Discover the unique challenges self-employed individuals face and how brokers can assist. * Role of Non-Bank Lenders: Mel highlights the flexibility and options provided by non-bank lenders for small business owners. * Emerging Trends: Explore the growing use of self-managed super funds for property investment and refinancing opportunities 00:00:21 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=21s] Introduction 00:03:48 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=228s] Challenges for First Home Buyers 00:05:46 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=346s] Importance of Pre-Approval 00:09:50 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=590s] Spending Habits and Loan Approval 00:13:02 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=782s] Understanding HEM and Borrowing Capacity 00:29:27 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=1767s] Self-Employed Borrowers and Loan Structures 00:47:38 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=2858s] Non-Bank Lenders and Their Role 00:48:52 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=2932s] Changes in Borrowing Trends 00:52:28 [https://www.youtube.com/watch?v=P5HNSbxhuMo&t=3148s] Self-Managed Super Funds and Refinancing -- Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-in... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3prdDRpaUVmTThLWnVOUEE0aE1jWXZNR0hBd3xBQ3Jtc0tuMWJsNkdvNVNIZEp1UWZNZW5PYUxNTDJjNnZkWW1Yd2xGT3FQaFVqTWJqSnZwZUl5clJKZjJWRzRNVV9MbUhzRkJDcm05cGpNRTc1ZXc4OE9IRDBsTVBIZVMtVHJLYXUwZG4tc1lYZ0RFRThlclE1QQ&q=https%3A%2F%2Fyhomeloans.com.au%2Fproperty-insights%2F&v=P5HNSbxhuMo] Chat with a YBR Broker: https://ybr.com.au/refinance-flagship... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa1hEaHNORGthMTRZR1AwcG9BamZfazhwM2NNUXxBQ3Jtc0ttVG5XeHdjMkZPWEVQMERBeDc1M1BBbkxpeW55aFVfbTFRcktrandocWx5czlEb0ItUTJ2b0pHdEVlUUotakJyQkxObkxLWXZ4WlhMWUtYa2c1azNaOG9rc0FhaHp0U2NiTWhCRktHdjRKOEhDQ1pXbw&q=https%3A%2F%2Fybr.com.au%2Frefinance-flagship-campaign-rates%2F&v=P5HNSbxhuMo] Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazJ4VUphZ29PRkJzSjl6UHhwV2NpVFV2MmhQZ3xBQ3Jtc0tscUdnZHhNMTlJME93YWJuaE5zbEtqVkVCd0xzaE9DWmxNWk9uN1h3MHFpS0xJYUw5TGNzWG5xNEhWNXllT2M3UjZNb1Ewd0pkd3V3SHhjWlhncEtNSXpFcldmeWZmVmUwUGxiYkdOTlMtVjNhOGtqbw&q=https%3A%2F%2Fybr.com.au%2Fenquiry%2F&v=P5HNSbxhuMo] Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

"Rapid growth in recent years" Belinda Wright | Your Broker Room with Glenn Mitchell

Your Broker Room's host Glenn Mitchell is joined by Belinda Wright, Thinktank's Head of Partnerships and Distribution for Residential. Thinktank is Australia’s leading independent commercial property lender, offering borrowers a genuine alternative to the banks. Belinda brings with her 22 years’ experience in finance from her previous roles at Westpac, St. George Bank, ANZ and RAMS. Discover insights into the finance industry, the evolution of Thinktank, and the innovative White Label solutions offered by YBR Lending Solutions   -- Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-in... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbkxOX2ZpaFVTY1M1Ny1MS05wUUlxcnVpR2ZHZ3xBQ3Jtc0tsc3pUY2Uza2czVnlycTZ0UG5TMVgtak5SR0hYeGxod1JscmYxeUc3Z1ZkWC12VWpvOWVKaXh1ZktrbVZZcDlvNWZucll1ODBhcHAyc0k5YzhwWmstWGhDdUVxRlhiRmprTDhwSWxOanJFdUhZaTVVUQ&q=https%3A%2F%2Fyhomeloans.com.au%2Fproperty-insights%2F&v=zq4-8oeNunc] Chat with a YBR Broker: https://ybr.com.au/refinance-flagship... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbnh3ZUdLSmhHb085X3Q0UUhvbWZqVTJtWG5hZ3xBQ3Jtc0trNkJBaldQQjIyNDJ1UnRTUFFVWHg3T1locjhnUTljWmdRWk5sYTc5dVloZTRZVmZ1U21jRDhraUZfR2N2bXpsdjRpNzFxczRhRVNfRE0zZTZ1MWt6OWJBVEc0NEhiVU1NZDRtMUJUdjZaVUdOZ3doZw&q=https%3A%2F%2Fybr.com.au%2Frefinance-flagship-campaign-rates%2F&v=zq4-8oeNunc] Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbEg1ZUFCaHJJbEhxdWw1Z2ZEVVFIdXRwOElEQXxBQ3Jtc0tsTnkxMFdndDFld1JQYnAxSGJyQ1NQRWhDRnlUb3BRY2tINndLdUFmMi1tTWxUVXQxR0p6VUhhLUtSLUZSZFhWZmMyTnpzWktWclZYRFpfNi1HSnlrd2FlLWpxV3ZtRnJWVGFCRl9jTjJWa2Z2WjVtbw&q=https%3A%2F%2Fybr.com.au%2Fenquiry%2F&v=zq4-8oeNunc] Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927. #YourBrokerRoom [https://www.youtube.com/hashtag/yourbrokerroom] #yellowbrickroad [https://www.youtube.com/hashtag/yellowbrickroad] #homeloans [https://www.youtube.com/hashtag/homeloans] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

"Funding in 2 hours" Nick Reily | Your Broker Room with Glenn Mitchell

Nick Reily is a prominent figure in the Australian finance industry, currently serving as Head of Partnerships at OnDeck Australia who currently offer small business loans from $10,000 to $250,000. Nick's career in finance is marked by significant achievements and a unique background in professional sports, captaining the Australian Rugby Sevens team at the Commonwealth Games in 2006 and the prestigious Hong Kong Sevens a year later. -- Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-in... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbVJsX0IweGVhQWdQVVltTmNPelBpZmN5VkIyQXxBQ3Jtc0tuczF5TEUwcDUydDMtcUFiT0dMRGQ2eGZfZnRqd25ZVmtydVVzdlRINF9EdFdRWnJTM0lsaFcxaEFFQ1cyenBSZ0FTbFVsMFRWWWdlZ001bklNY2pPaWZrWlhUMTBRcEpmMl9Fd1NQdHpoXzdOUzFYWQ&q=https%3A%2F%2Fyhomeloans.com.au%2Fproperty-insights%2F&v=WlKPMBncRtc] Chat with a YBR Broker: https://ybr.com.au/refinance-flagship... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTMzSU1xTXpZUmZGN2pJQUgwejFFeGNlMmpwQXxBQ3Jtc0ttZW9IVjJ4dnViMGJ0RjQ1Y0E3R1lXRE9nZHJZZG1JdlZCZFcyX09MTUFfa0ZOa3dHLUtsaEZhSHV1Y2k2aTRhdFFPb3pYanhUR0FBeVEwWnZNV2k0cGFKVWN4TEU0eGVlSFJZdWVFY0tsd000MWFzTQ&q=https%3A%2F%2Fybr.com.au%2Frefinance-flagship-campaign-rates%2F&v=WlKPMBncRtc]  Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/ [https://ybr.com.au/enquiry/] Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927. #markbouris [https://www.youtube.com/hashtag/markbouris] #yellowbrickroad [https://www.youtube.com/hashtag/yellowbrickroad] #homeloans [https://www.youtube.com/hashtag/homeloans] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

"Every client has a story" Matt Porch | Your Broker Room with Glenn Mitchell

Matthew Porch is the Head of Distribution at Aquamore Finance in Sydney. He has an extensive background in banking and finance, with a career spanning multiple financial institutions. Matthew specialises in commercial lending and non-bank financial solutions. Matthew’s leadership has significantly impacted Aquamore's growth, driving the company to become a prominent player in the commercial lending space. -- Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-in... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3VuU3F3Zk0tN253SWRtRTBDUm5YeVVod2xTd3xBQ3Jtc0tsSkNDTTQyS2g4dEtCT2djaHJ1Y3Y0cE5nQWZiT19NaFo5aGhTVWdEaTFaY3NKY2d3UmlTcFh2VEtoWDR4QlJuRTUwTXBTQjExcWtab2dtcl9lM2ttLUFZcDRIU0VMQkg3WHdRSks3VmhxSXAwYnozQQ&q=https%3A%2F%2Fyhomeloans.com.au%2Fproperty-insights%2F&v=y58DEoD0Uuw] Chat with a YBR Broker: https://ybr.com.au/refinance-flagship... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa09ZSVlsLTFBejRlNGZZRXc5WXBtWGZvajgxUXxBQ3Jtc0tuMS05S0x5aFplR2U5ajhsUF9xOThTeHFneFc3bUxpeE5vMm95bVRWUmRSNG14T01zb2o5VUhnbThyVWMxcTBTUzNHSkNQR1VqTjJqVGVjRk5xaFFVZEhBZ3RQcUNnSnRIaFNiNGx4NmM4X0NlUG13SQ&q=https%3A%2F%2Fybr.com.au%2Frefinance-flagship-campaign-rates%2F&v=y58DEoD0Uuw] Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbkVBR0dNUFFzcXJXS19TUjQyU2R0QUpjbzZDUXxBQ3Jtc0tsUzg1LXI0QzFpUEhMQmt0WWplMnhMbUNkQkE5NUtzUUJrNGo4d0Nkc1M0WXh6Sk9tLTNXanVETkJMQmJLV3dRbHhzdXJnOFVpS2U0NWJCNWdXWUU1QkwtSHUycUk1ejgzYkhiaDIzZjJKSS1teERCZw&q=https%3A%2F%2Fybr.com.au%2Fenquiry%2F&v=y58DEoD0Uuw] Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927. #markbouris [https://www.youtube.com/hashtag/markbouris] #yellowbrickroad [https://www.youtube.com/hashtag/yellowbrickroad] #homeloans [https://www.youtube.com/hashtag/homeloans] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

"Speed is key in delivering results" Damian Mantini | Your Broker Room with Glenn Mitchell

Damian Mantini is a prominent figure in the Australian asset finance industry, currently serving as the Head of Strategic Partnerships at Platform Finance. He has over 20 years of experience in sales and management, which has equipped him with a deep understanding of the asset finance landscape. Mantini has been instrumental in establishing and nurturing relationships within the sector, focusing on helping brokers identify growth opportunities and expand their customer base. -- Head to brokers.ybr.com.au if you're interested about joining our network. Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927. #markbouris [https://www.youtube.com/hashtag/markbouris] #yellowbrickroad [https://www.youtube.com/hashtag/yellowbrickroad] #homeloans [https://www.youtube.com/hashtag/homeloans] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.