Chills with TFC

The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn]

Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'? Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now, she’s back with a new project that might be even more uncomfortable…because this time, it’s about you. Introducing our guest: Teo You Yenn A sociologist, Associate Professor at NTU, and Director of the Centre for the Study of Social Inequality. You Yenn has a unique gift for taking heavy academic research and turning it into stories that resonate with every Singaporean, from the low-income to the high-flying professional. In this episode, we explore: * Why her old book shot back to the top of the charts the moment her new one was announced. * Beyond Poverty: Why her latest research shifted from studying "them" (the low-income) to studying "us" (the middle and upper class). * The Concept of "Unease": We’ve all felt that nagging anxiety about our finances and our future, even when the numbers say we’re "fine." You Yenn explains the systemic reason why this feeling is collective, not just personal. * Why she chooses to "chase the thing down" and bring academic research out of the ivory tower and into the public square. * The Shared Struggle: How inequality isn't just a problem for a small group, it’s a system we are all entangled in, and it’s affecting our mental health more than we realise. "I thought I was an outsider looking in... until I read this. Then I realised, I’m right in the middle of it." Tune in to find out why you feel the way you do about your life in Singapore. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE * Spotify [https://rebrand.ly/TFC-spotify] * Apple Podcast [https://rebrand.ly/TFC-applepodcast] * YouTube [https://rebrand.ly/TFC-youtube] 🔗 CONNECT WITH US Get daily tips, insights, and community: * Instagram [https://rebrand.ly/TFC-instagram] * TikTok [https://rebrand.ly/TFC-tiktok] * Telegram [https://rebrand.ly/TFC-telegram] * Whatsapp [https://rebrand.ly/TFC-Whatsapp-channel] * Newsletter [https://rebrand.ly/TFC-Newsletter] 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube [https://www.youtube.com/@TheFinancialCoconutTFC/playlists] ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey [http://bit.ly/thefinancialcoconut-survey] ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

How a 26-Year-Old Freelancer Bought a $1M Condo at 26 [Chills 266 ft Chrissy Crossy]

She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it. Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playbook: why she went condo over HDB (singles can't BTO), how she saved and earned $20K in 10 weeks for the down payment, the mortgage haircut every non-9-to-5 worker needs to know about, and why she still doesn't feel rich. Reggie sits her down to unpack the strategy, the sacrifices, and the parts the algorithm doesn't show - from bank loan SOPs to family dynamics to what she'd actually do differently. If you're a single millennial wondering what your real options are, this is required watching. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE * Spotify [https://rebrand.ly/TFC-spotify] * Apple Podcast [https://rebrand.ly/TFC-applepodcast] * YouTube [https://rebrand.ly/TFC-youtube] 🔗 CONNECT WITH US Get daily tips, insights, and community: * Instagram [https://rebrand.ly/TFC-instagram] * TikTok [https://rebrand.ly/TFC-tiktok] * Telegram [https://rebrand.ly/TFC-telegram] * Whatsapp [https://rebrand.ly/TFC-Whatsapp-channel] * Newsletter [https://rebrand.ly/TFC-Newsletter] 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube [https://www.youtube.com/@TheFinancialCoconutTFC/playlists] ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey [http://bit.ly/thefinancialcoconut-survey] ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

She Moved to Vietnam With 2 Cats, Now She Runs One of Hanoi’s Best Bakeries [Chills 265 ft Sheereen]

What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch? Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown. Her journey wasn’t simple. She faced job rejections, cultural shocks, and even launched her bakery during the COVID lockdowns. But a simple cookie experiment at home eventually became the bakery’s signature product and helped build a loyal following. This episode explores what it really takes to build a business overseas, and how stepping outside Singapore can completely reshape your perspective on life, work, and success. 👍 If you enjoy stories of entrepreneurship, travel, and building a life outside your comfort zone, subscribe for more conversations like this. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE * Spotify [https://rebrand.ly/TFC-spotify] * Apple Podcast [https://rebrand.ly/TFC-applepodcast] * YouTube [https://rebrand.ly/TFC-youtube] 🔗 CONNECT WITH US Get daily tips, insights, and community: * Instagram [https://rebrand.ly/TFC-instagram] * TikTok [https://rebrand.ly/TFC-tiktok] * Telegram [https://rebrand.ly/TFC-telegram] * Whatsapp [https://rebrand.ly/TFC-Whatsapp-channel] * Newsletter [https://rebrand.ly/TFC-Newsletter] 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube [https://www.youtube.com/@TheFinancialCoconutTFC/playlists] ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey [http://bit.ly/thefinancialcoconut-survey] ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

War, AI, Singapore's Professionals are anxious, so what's the plan? [Chills 264 ft Ministry of Manpower]

Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled? We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of growth. Guest: Dinesh Vasu Dash (Singapore’s Minister of State for Culture, Community and Youth (MCCY) & Manpower (MOM), and Mayor of South East District) What you’ll hear: * Singapore’s “job shortage” vs. skills mismatch * How MOM investigates unfair hiring practices and foreign talent quotas * Why SMEs are struggling despite rising costs and stagnant revenue * The real effectiveness of upskilling, Place-and-Train, and grit programs * What the government is doing to protect local wages in a volatile global economy --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE * Spotify [https://rebrand.ly/TFC-spotify] * Apple Podcast [https://rebrand.ly/TFC-applepodcast] * YouTube [https://rebrand.ly/TFC-youtube] 🔗 CONNECT WITH US Get daily tips, insights, and community: * Instagram [https://rebrand.ly/TFC-instagram] * TikTok [https://rebrand.ly/TFC-tiktok] * Telegram [https://rebrand.ly/TFC-telegram] * Whatsapp [https://rebrand.ly/TFC-Whatsapp-channel] * Newsletter [https://rebrand.ly/TFC-Newsletter] 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube [https://www.youtube.com/@TheFinancialCoconutTFC/playlists] ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey [http://bit.ly/thefinancialcoconut-survey] ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263]

What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the financial runway to prove it works. But here's what makes this conversation different: they're not selling you a formula. Nicole spent decades in banking, watched every major financial crisis unfold, and used that fear to build something bulletproof. Ed? He wrote poems about his job, and then one day decided it wasn't worth it anymore. We dig into: * How they set their retirement target in the 1990s with zero internet and no Google - and why the number they picked still holds up today * Their 50/35/15 portfolio split - and why they don't think you need to be a stock-picker to win * The "UAT" approach to retirement - how they tested living abroad in Bangkok and Japan before committing to the lifestyle * Why they don't believe in retiring too early - and the age bracket they think is the sweet spot * Post-retirement identity, purpose, and what actually keeps you fulfilled when the title and the payslip are gone This isn't a story about being lucky or childless or rich. It's about making decisions consistently over 20 years, and what that actually buys you. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE * Spotify [https://rebrand.ly/TFC-spotify] * Apple Podcast [https://rebrand.ly/TFC-applepodcast] * YouTube [https://rebrand.ly/TFC-youtube] 🔗 CONNECT WITH US Get daily tips, insights, and community: * Instagram [https://rebrand.ly/TFC-instagram] * TikTok [https://rebrand.ly/TFC-tiktok] * Telegram [https://rebrand.ly/TFC-telegram] * Whatsapp [https://rebrand.ly/TFC-Whatsapp-channel] * Newsletter [https://rebrand.ly/TFC-Newsletter] 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube [https://www.youtube.com/@TheFinancialCoconutTFC/playlists] ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey [http://bit.ly/thefinancialcoconut-survey] ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.