the fire place

10. Building Bridges

31 min · 4 de may de 2026
Portada del episodio 10. Building Bridges

Descripción

We talk often on the show about 'bridging', which is how you build a pot of assets to provide you with an income until you can get access to another source like a pension. A good example is retiring before pension access - the bridge fund would then need to be big enough to pay for your outgoings until you reach the age when you can access the pension. We also talk about bridging the gap until access defined benefit pensions, which often are only accessible later than private occupational or self-invested personal pensions (SIPPs). When you should you start thinking about bridging? And what proportion should go in your pension compared to the bridge fund? We also talk about what sort of assets you should have in your bridging fund and how this might change depending on the length of your bridge. Support the show the fire place community [http://www.thefireplace.info/]

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Portada del episodio 14. Planning FIRE in your 30s with guest William

14. Planning FIRE in your 30s with guest William

In the News section we cover the introduction of SIPPs by the Trading 212 platform and the new platform Prosper which offers a free SIPP and a global tracker fund with no fees. In the main section we chat to William about looking at FIRE in your 30s. We deal with the challenges of accommodation, balancing pension and ISA investments and dealing with job uncertainty. Is FIRE easier for younger people with the widespread availability of tools and apps to help you get there? Or do the constant demands on your attention span and tempting offers make it harder? More information on investment platforms [https://www.thefireplace.info/wiki/Platforms] Support the show⁠ [https://buymeacoffee.com/thefireplace] the fire place community [https://www.thefireplace.info/wiki]

29 de may de 202630 min