All Things Money Podcast

Sadly, running a business is not all sunshine and rainbows. However, there are many people that are smashing their own small businesses. This week I am joined with Kate Elisabeth [https://www.instagram.com/kateelisabethxo/], a content creator and founder of KIKAKINIS [https://kikakinis.co.uk/?srsltid=AfmBOoqpco0tVXJ9oBR02XUh-5BTm-4qz93VtXT0YUavM_0HfWvLu1vJ] to discuss everything you need to know before starting your very own business and much more! This season of the podcast is kindly sponsored by ⁠⁠⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠⁠PensionBee⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠⁠combine⁠⁠ [https://www.pensionbee.com/uk/combine?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] and ⁠⁠contribute⁠⁠ [https://www.pensionbee.com/uk/contribute?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] all from their website or award-winning app. ⁠⁠Self-employed pension⁠⁠ [https://www.pensionbee.com/uk/self-employed-pension?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] savers can even open a flexible pension plan, contributing as often or as little as they like! Take control of your retirement today with ⁠⁠PensionBee⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]! Be sure to also check out ⁠⁠their Pension Confident Podcast⁠⁠ [https://www.pensionbee.com/uk/podcast?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025], which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠⁠all major podcast platforms,⁠⁠ [https://podfollow.com/the-pension-confident-podcast] in the PensionBee app, or ⁠⁠on YouTube⁠⁠ [https://www.youtube.com/playlist?list=PLjaWtMAOMXg3xPoHDfyxQOWU45szcxfvU]!   When investing, your capital is at risk. For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3nh232Q], ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3xmNdw] and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://allthingsmoney.com/sign-up/]! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://www.buymeacoffee.com/allthingsmoney].

Asking for more money in the workplace can be a pretty hard conversation to have, especially when you're unsure how it will be received or worry it might affect your relationship with your employer. To help share some tips and tricks to negotiate a payrise this year, I am joined with It's Jess from HR [https://www.instagram.com/itsjessfromhr/]! This season of the podcast is kindly sponsored by ⁠⁠⁠⁠⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠⁠⁠PensionBee⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠⁠⁠combine⁠⁠⁠ [https://www.pensionbee.com/uk/combine?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] and ⁠⁠⁠contribute⁠⁠⁠ [https://www.pensionbee.com/uk/contribute?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] all from their website or award-winning app. ⁠⁠⁠Self-employed pension⁠⁠⁠ [https://www.pensionbee.com/uk/self-employed-pension?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] savers can even open a flexible pension plan, contributing as often or as little as they like! Take control of your retirement today with ⁠⁠⁠PensionBee⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]! Be sure to also check out ⁠⁠⁠their Pension Confident Podcast⁠⁠⁠ [https://www.pensionbee.com/uk/podcast?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025], which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠⁠⁠all major podcast platforms,⁠⁠⁠ [https://podfollow.com/the-pension-confident-podcast] in the PensionBee app, or ⁠⁠⁠on YouTube⁠⁠⁠ [https://www.youtube.com/playlist?list=PLjaWtMAOMXg3xPoHDfyxQOWU45szcxfvU]!   When investing, your capital is at risk. For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3nh232Q], ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3xmNdw] and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://allthingsmoney.com/sign-up/]! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://www.buymeacoffee.com/allthingsmoney].

It's no secret that being single in the UK is extremely expensive... But how can we take control of our finances without sacrificing our social lives or sanity?This week on the podcast, I am joined by Bobby Seagull [https://www.instagram.com/bobby_seagull] to share some top tips for navigating singlehood - financially, emotionally, and everything in between. This season of the podcast is kindly sponsored by ⁠⁠⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠⁠PensionBee⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠⁠combine⁠⁠ [https://www.pensionbee.com/uk/combine?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] and ⁠⁠contribute⁠⁠ [https://www.pensionbee.com/uk/contribute?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] all from their website or award-winning app. ⁠⁠Self-employed pension⁠⁠ [https://www.pensionbee.com/uk/self-employed-pension?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] savers can even open a flexible pension plan, contributing as often or as little as they like! Take control of your retirement today with ⁠⁠PensionBee⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]! Be sure to also check out ⁠⁠their Pension Confident Podcast⁠⁠ [https://www.pensionbee.com/uk/podcast?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025], which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠⁠all major podcast platforms,⁠⁠ [https://podfollow.com/the-pension-confident-podcast] in the PensionBee app, or ⁠⁠on YouTube⁠⁠ [https://www.youtube.com/playlist?list=PLjaWtMAOMXg3xPoHDfyxQOWU45szcxfvU]!   When investing, your capital is at risk. For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3nh232Q], ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3xmNdw] and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://allthingsmoney.com/sign-up/]! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://www.buymeacoffee.com/allthingsmoney].

Many of us will only learn about the homebuying journey when we finally are ready to purchase our first home.   With hardly any lessons on the property buying journey, I am joined with Jaz Dhaliwal [https://www.instagram.com/ukproperty_solicitor/] to discuss the different steps of the property journey you need to know about! This season of the podcast is kindly sponsored by ⁠⁠⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠PensionBee⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠combine⁠ [https://www.pensionbee.com/uk/combine?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] and ⁠contribute⁠ [https://www.pensionbee.com/uk/contribute?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] all from their website or award-winning app. ⁠Self-employed pension⁠ [https://www.pensionbee.com/uk/self-employed-pension?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] savers can even open a flexible pension plan, contributing as often or as little as they like! Take control of your retirement today with ⁠PensionBee⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]! Be sure to also check out ⁠their Pension Confident Podcast⁠ [https://www.pensionbee.com/uk/podcast?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025], which aims to help listeners better understand the world ofpersonal finance and pensions. Listen or watch the full episodes on ⁠all major podcast platforms,⁠ [https://podfollow.com/the-pension-confident-podcast] in the PensionBee app, or ⁠on YouTube⁠ [https://www.youtube.com/playlist?list=PLjaWtMAOMXg3xPoHDfyxQOWU45szcxfvU]!   When investing, your capital is at risk. For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3nh232Q], ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3xmNdw] and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://allthingsmoney.com/sign-up/]! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://www.buymeacoffee.com/allthingsmoney].

Managing our finances effectively in our 20s is crucial. But what’s even more crucial is that we’re actually investing in order to achieve financial freedom later in life. To help me discuss all of the different investments you should make in your 20s, I am back with Kia Commodore, founder of Pennies to Pounds [https://www.instagram.com/penniestopoundspod/]! This season of the podcast is kindly sponsored by ⁠⁠⁠⁠PensionBee⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]⁠, a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can ⁠combine⁠ [https://www.pensionbee.com/uk/combine?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] and ⁠contribute⁠ [https://www.pensionbee.com/uk/contribute?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] all from their website or award-winning app. ⁠Self-employed pension⁠ [https://www.pensionbee.com/uk/self-employed-pension?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025] savers can even open a flexible pension plan, contributing as often or as little as they like! Take control of your retirement today with ⁠PensionBee⁠ [https://www.pensionbee.com/uk?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025]! Be sure to also check out ⁠their Pension Confident Podcast⁠ [https://www.pensionbee.com/uk/podcast?utm_source=partner&utm_medium=podcast&utm_campaign=all_things_money_show_notes_2025], which aims to help listeners better understand the world of personal finance and pensions. Listen or watch the full episodes on ⁠all major podcast platforms,⁠ [https://podfollow.com/the-pension-confident-podcast] in the PensionBee app, or ⁠on YouTube⁠ [https://www.youtube.com/playlist?list=PLjaWtMAOMXg3xPoHDfyxQOWU45szcxfvU]!   When investing, your capital is at risk. For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3nh232Q], ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://bit.ly/3xmNdw] and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://allthingsmoney.com/sign-up/]! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ [https://www.buymeacoffee.com/allthingsmoney].