Season 2, Episode 8: Business Insights with Matt Ellul

The Brutal Reality Of Building A $10M Property Portfolio [2026 guide]

Stop trading your time to play amateur property investor. Let the professionals build your wealth! 🔗 TAKE ACTION: Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/ In this episode, Matt unpacks the exact blueprint used to help Australians acquire over $200 million worth of property. Influencer gurus make building a $10 million portfolio sound like an overnight success, but in reality, it takes decades of patience, structural planning, and expert guidance.  This isn't about jumping into the market blindly. It's about overcoming analysis paralysis, structuring your finances to scale, and managing cash flow so you never get stuck. ◼️ Why analysis paralysis is the single biggest threat to your wealth-building journey ◼️ The hidden cost of DIY investing and why avoiding expert advice costs you more in the long run ◼️ How to structure your financing correctly from day one so you can scale faster ◼️ The danger of cross-collateralization and why it limits your borrowing capacity ◼️ Why managing cash flow and understanding depreciation are the keys to never going broke ◼️ How picking the wrong asset class or yield can block you from buying your next property ◼️ The truth about market cycles and why time in the market always beats timing the market ◼️ Why you must remove emotion from your investment decisions and rely purely on the numbers 00:00:00 Introduction 00:00:19 The 10 Million Portfolio Myth vs. Reality 00:01:23 Overcoming Analysis Paralysis and the Cost of Waiting 00:02:21 Why DIY Investing Costs You Capital Growth and Yield 00:03:35 The Importance of Building Financial Foundations First 00:04:11 The Danger of Cross-Collateralization and Poor Loan Structure 00:04:47 Cash Flow Management and the Power of Depreciation 00:05:57 How the Wrong Asset Class Kills Your Borrowing Capacity 00:07:59 Why Patience and Strategy Outperform Speed 00:08:53 Overcoming Fear and Using Leverage to Compound Wealth 00:10:00 Why Investment Purchasing Must Be 100% Logical, Not Emotional 00:10:49 Final Take: Start with a Clear Plan and Stay the Course Follow Property Now Podcast: Instagram: https://www.instagram.com/buyfairproperty Facebook: https://www.facebook.com/buyfairproperty/ TikTok: https://www.tiktok.com/@buyfairpropertygroup LinkedIn: https://www.linkedin.com/company/buyfair-property/ Support the show [https://www.buzzsprout.com/2087883/support] A clear path to wealth

Property Investment Expert Reacts to Viral Property Content

Stop trading your time to play amateur property investor. Let the professionals build your wealth! 🔗 TAKE ACTION: Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/ In this episode, Matt reacts in real-time to viral property investment clips to separate fact from fiction. This isn't about jumping on the latest trend or blindly following social media advice. It's about understanding the hard truths of the market, recognizing the difference between an asset and a liability, and making data-driven decisions to secure your financial future. ◼️ Why critical workers are being priced out of the property market and what it means for your retirement ◼️ The reality of the "Half a Century Club" and why government policies are setting people up for failure ◼️ Why holding $1 million in cash is a losing game against inflation ◼️ How $1 million in real estate compounds through leverage, tax offsets, and depreciation ◼️ The brutal truth about the family home — why it's a liability, not an asset ◼️ Why investment ownership, not homeownership, is the true path to financial freedom ◼️ The real story behind the Perth property market in 2024 and why the boom has passed ◼️ Why gentrification in areas like Wanneroo and Rockingham still holds fundamental value 00:00:00 Introduction 00:00:19 The Half a Century Club - Why Critical Workers Can't Buy Property 00:00:44 The Reality of Government Support and the Pension Problem 00:01:23 The Ultimate Question: 1M in the Bank vs. 1M in Real Estate 00:02:03 Why Cash Halves in Value and Property Compounds 00:03:06 The Family Home Liability - Breaking Down the True Costs 00:03:50 Why Investment Ownership is the New Australian Dream 00:05:15 The Brutal Truth About the Perth Property Market 00:06:04 Why Wanneroo and Rockingham Still Hold Fundamental Value 00:07:28 Final Take: Stop Following the Noise and Invest with Strategy Follow Property Now Podcast: Instagram: https://www.instagram.com/buyfairproperty Facebook: https://www.facebook.com/buyfairproperty/ TikTok: https://www.tiktok.com/@buyfairpropertygroup LinkedIn: https://www.linkedin.com/company/buyfair-property/ Support the show [https://www.buzzsprout.com/2087883/support] A clear path to wealth

One Property Will Not Make You Wealthy. Here's the Math

Stop trading your time to play amateur property investor. Let the professionals build your wealth! 🔗 TAKE ACTION: Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/ In this episode, Matt breaks down why high-income Australians are losing hundreds of thousands of dollars in opportunity cost simply by trying to do property investing themselves. This isn't about working harder. It's about working smarter, accessing the right deals, and letting expertise do what your spare time never will. ◼️ Why doing property research yourself is costing you more than you think ◼️ The real price of spending 200 hours on inspections and negotiations ◼️ How decision paralysis quietly costs you entire deposits in missed growth ◼️ Why the best investment properties never appear on realestate.com.au ◼️ The hidden market and how off-market deals actually work ◼️ Why government housing policies are making the problem worse for investors ◼️ How volume purchasing gives you leverage with builders that you simply can't get alone ◼️ The compounding cost of waiting and why time in the market always wins ◼️ Why paying for expertise is the highest-returning investment you can make 00:00:00 Introduction 00:00:38 The Biggest Lie High-Income Professionals Tell Themselves 00:01:16 The DIY Penalty - What Your Time Is Actually Worth 00:01:49 The Paralysis Tax - How Inaction Costs You a Full Deposit 00:02:39 The Unfair Advantage - The Hidden Property Market 00:03:19 Breaking Down the Real Cost of DIY Investing 00:05:11 How the Right Strategy Pays Off Your Mortgage Faster 00:06:04 Why Thinking in Decades Changes Everything 00:06:36 The Impact of Migration and Demand on Australian Property 00:07:28 Why Government Housing Policy Is Failing Investors 00:09:27 The Paralysis Tax in Practice - Real Client Stories 00:12:05 Why Cash Flow Management Is the Key to Never Going Broke 00:14:16 The Hidden Costs of Buying on the Retail Market 00:15:24 How Off-Market Deals Work and Why They Outperform 00:16:38 The Volume Advantage - Why Agencies Get Better Builder Support 00:18:11 Final Take: Stay in Your Lane and Let the Experts Build Your Wealth Follow Property Now Podcast: Instagram: https://www.instagram.com/buyfairproperty Facebook: https://www.facebook.com/buyfairproperty/ TikTok: https://www.tiktok.com/@buyfairpropertygroup LinkedIn: https://www.linkedin.com/company/buyfair-property/   Support the show [https://www.buzzsprout.com/2087883/support] A clear path to wealth

Why Most Australians Never Build Wealth In Property

Build your wealth with smart property strategies and long-term thinking! https://buyfairproperty.com.au/buyfair-guarantee/ Most Australians fail at property investing before they even get started—not because of the market, but because of poor strategy, emotional decisions, and short-term thinking. In this episode, Matt breaks down the real reasons people struggle to build wealth through property, and what actually separates successful investors from everyone else. You’ll learn: ◼️ Why buying an investment property like your dream home destroys returns ◼️ The emotional decision-making trap most investors fall into ◼️ Why impatience kills wealth before compounding begins ◼️ The truth about long-term holding (and why investors panic sell) ◼️ Why one property will never make you wealthy ◼️ The structural mistakes that block portfolio growth ◼️ How leverage and strategy actually build wealth ◼️ Why most investors stay stuck with average outcomes ◼️ The mindset shift from “buying property” to “building wealth” 00:00:00 Introduction 00:00:10 The Property Myths Most People Believe 00:00:35 The Dream Home Delusion 00:01:15 Why Emotion Kills Investment Returns 00:02:20 Why You Should Invest Based on Data, Not Location Bias 00:03:40 The Cost of Making the Wrong First Investment 00:05:00 The “5-Year Flinch” That Destroys Wealth 00:06:30 Why Property Is a Long-Term Game 00:08:00 How the Wealthy Think in Decades 00:09:30 The “One and Done” Trap 00:10:30 Why One Property Isn’t Enough 00:11:30 Building a Portfolio (Not Just Buying Property) 00:12:10 Final Take: Stop Following the Herd  Follow Property Now Podcast: Instagram: https://www.instagram.com/buyfairproperty Facebook: https://www.facebook.com/buyfairproperty/ TikTok: https://www.tiktok.com/@buyfairpropertygroup LinkedIn: https://www.linkedin.com/company/buyfair-property/ Support the show [https://www.buzzsprout.com/2087883/support] A clear path to wealth

Season 3, Episode 1 - The Two-Speed Surge: Navigating the 2026 Property Landscape

Welcome back to a brand new season of Property Now Podcast. We’re kicking off 2026 by diving straight into a market that is defying expectations and splitting the nation in two. In this tight 20-minute season premiere, Buyfair Property Group & Purchase Homes MD, Matt Ellul unpacks the February RBA shock—a 25-basis-point hike to 3.85%—and why inflation is proving stickier than anyone anticipated. Perth and Brisbane are currently in an "unmitigated boom," with Perth's median value now knocking on the door of $1 million. Opportunities to take advantage of near-future growth may be occurring in Melbourne.  We also cover: * FHB Schemes 2.0: How the expanded 5% Deposit Scheme (now without income caps in some states) is bringing an estimated 40,000 extra buyers into the market. * The Shared Equity Shift: Breaking down the Federal Help to Buy scheme and how it’s changing the game for those with a 2% deposit. * Investor Safe Havens: Why smart money is moving toward "family-friendly" established apartments and high-yield regional hubs like Townsville and Armidale. * Government Outlook: A look at the $9.3 billion housing support package and why the 1.2 million home target is still hitting a supply-side brick wall. Whether you're a first-time buyer looking for a gap in the fence or an investor pivoting from growth to passive income, this episode provides the essential roadmap for the 2026 property cycle. 2026 Market Snapshot: The Divergence City | 2026 Forecast Growth | Current Market SentimentPerth | 12.8% | Critical stock shortage; extreme seller's market. Brisbane | 10.9% | Strong interstate migration; median value nearing $1.1M. Adelaide | 8.2% | Resilient demand; stock levels 23% below average. Sydney | 5.8% | Stalling; higher listings finally giving buyers some room. Melbourne | 6.8% | Recovery phase; best relative affordability in years. Matt also discusses the evolution of Buyfair Property Group's product range and shares insights into some of the opportunities that Buyfair is offering to Australian Investors.  Support the show [https://www.buzzsprout.com/2087883/support] A clear path to wealth