EP 4: "IF YOU DON'T OWN THE ROOM, SOMEONE ELSE WILL!" Guest: Victoria Cruz Host: Josh Oleesky

Everyone sees the office… nobody sees THIS.

You've seen her on Buying Beverly Hills — but as Managing Partner at The Agency, Michelle Schwartz knows the real win isn't solo… it's how her team moves together. This is the playbook behind the scenes: real collaboration, real strategy, real results. The kind most offices say they have… but can't actually execute. This is what separates teams that look good… from teams that dominate. 💼⚡️ 👉 Watch the full conversation on The Real Open House Podcast

Imagine a property that qualifies for its own loan.

Imagine a property that qualifies for its own loan. That's the power of a DSCR loan. No digging through tax returns. No explaining write-offs. No proving income the traditional way. Instead, the focus is on what matters most: whether the property can generate enough cash flow to support the mortgage. If you're building wealth through real estate, this is one financing strategy you need to understand. 🎥 Watch the Reel. 📩 Questions? Send me a DM. 🎙️ And if you want more real estate, mortgage, and investing insights delivered regularly, subscribe to The Real Open House — the link is in my bio. #TheRealOpenHouse [https://www.linkedin.com/search/results/all/?keywords=%23therealopenhouse&origin=HASH_TAG_FROM_FEED] #DSCRLoans [https://www.linkedin.com/search/results/all/?keywords=%23dscrloans&origin=HASH_TAG_FROM_FEED] #RealEstateInvesting [https://www.linkedin.com/search/results/all/?keywords=%23realestateinvesting&origin=HASH_TAG_FROM_FEED] #MortgageTips [https://www.linkedin.com/search/results/all/?keywords=%23mortgagetips&origin=HASH_TAG_FROM_FEED] #CashFlow [https://www.linkedin.com/search/results/all/?keywords=%23cashflow&origin=HASH_TAG_FROM_FEED]

If you're 1099, you already know the struggle…

Self‑Employed? W‑2 Not Your Story? WATCH THIS. Josh is breaking down one of the most powerful loan programs out right now 👇 1099 | Business Owners | Independent Contractors ✅ No traditional income docs ✅ No W‑2 required ✅ Qualify using bank statements or 1099s ✅ Perfect for write‑off heavy earners If your tax returns don't reflect your real income… you're not alone—and you're NOT out of options. This is how a lot of my clients are getting into homes RIGHT NOW while others are getting declined. Watch the clip — it could literally change your buying timeline. DM me "1099" if you want to see what you qualify for or drop a comment and I'll reach out 👇 Let's get you approved the smart way.

Getting denied for a mortgage because of write-offs? Listen to this!

Getting denied for a mortgage because of write-offs? Listen to this… Traditional lenders rely on your net income after write-offs — which can make you look like you earn way less than you actually do. That's why so many business owners get stuck. -The difference? I use gross deposits — not just what your tax return shows — to help you qualify based on your real earning power. Stop letting your CPA's tax strategy block your homeownership goals. There's a smarter way. -Follow me for more strategies to get approved (even if you're self-employed) and build wealth through real estate. Don't forget to subscribe.

Non Qm mortgage expert shares some info!

If your income is "outside the box," I've got you. Non-QM mortgages are built for real people with real-life financial situations — selt-employed, 1099 earners, investors, business owners, or anyone whose income doesn't fit the traditional mold. If your file is complicated, layered, or just not getting the attention it deserves, call me or DM me. I'll walk you through the best path forward and help you get approved with confidence. Let's make your financing work for you.