Protect Your Income: Disability, Overhead Insurance & Succession Planning

12 Retirement Mistakes Aerospace Employees Keep Making | CFP® Pros Break Them Down

Certified Financial Planners® Michael Allen and Mitchell Allen walk through 12 common retirement challenges faced by Lockheed Martin and aerospace employees, including too many choices, overreliance on company stock, tax surprises, Social Security timing, healthcare costs, asset allocation, withdrawal strategies, and estate planning. The episode delivers concise, practical advice and actionable steps to simplify decisions, protect savings, coordinate benefits, and build a tax-efficient, long-term retirement strategy so listeners can retire with clarity and confidence. 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinancialManagement 🔔 Subscribe for More Expert Insights: https://www.youtube.com/@BApodRob ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖

Aerospace Employees: The 401(k) Match Most Never Max Out

Aerospace Employees (Lockheed Martin): You may be leaving 10% free money on the table. Between automatic 6% contribution and the 50% match on your first 8%, the salary savings plan pays you to show up — and most employees never max it. Mike Allen, CFP® and Mitch Allen, CFP® of Security Financial Management break down the 6% + 4% math, why your emergency fund comes first, the Roth "tax insurance" move, RSU over-concentration, and the acronyms (NQSSP, SSP, DMICP, NUA) that actually matter. 📌 Schedule a consultation with our award-winning team: https://go.oncehub.com/SecurityFinancialManagement [https://go.oncehub.com/SecurityFinancialManagement] #LockheedMartin #401k #Retirement #AerospaceCareers #BestAdvicePodcast ➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 [https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229] 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r [https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r] 🔹 All Platforms: https://bestadvicepodcastguys.com [https://bestadvicepodcastguys.com] ➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ [https://www.sfmadvisorgroup.com/] 🔔 Subscribe for more expert insights: www.sfmadvisorgroup.com [http://www.sfmadvisorgroup.com]

Aerospace Investors: The 3-Bucket Rule for Bad News.

Aerospace and defense employees (Lockheed Martin, Northrop Grumman, and beyond): even the most analytical engineers make emotional money decisions when the market drops. Reacting to every scary headline can quietly cost you your retirement. Steven Young, and Mitch Allen, CFP®, of Security Financial Management work with 50+ Lockheed Martin households. They break down which market headlines actually matter (and which don't), the simple 3-bucket system they use to decide when to act, and why staying invested almost always beats reacting. ■ Schedule a consultation with our award-winning team: https://go.oncehub.com/SecurityFinanc.. ■■■■■■■■■■■■ ■ Listen & Subscribe: ■ Apple Podcasts: https://podcasts.apple.com/us/podcast.. ■ Spotify: https: //open.spotify.com/show/2xscesU.. ■ All Platforms: https://bestadvicepodcastguys.com ■■■■■■■■■■■■ ■ Get Personalized Financial Guidance: ■ Learn about the SFM process: https://www.sfmadvisorgroup.com/ ■ Subscribe for more expert insights: / @bapodrob ■■■■■■■■■■■■ Related Phrases Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market Related Hashtags #financepodcast #investingtips #marketnews #stockmarket #wealthbuilding #financialfreedom #moneymatters #tradingstrategies #economicnews #financialplanning #securityfinancialmanagement #AerospaceCareers #DefenseIndustry #401k #Retirement #BestAdvicePodcast

Why Lockheed Martin (and Aerospace) Employees Are Quietly Over-Invested

Lockheed Martin and aerospace employees: between your 401(k), ESPP, company stock, and aerospace ETFs, you may be far more concentrated in one industry than you ever chose to be. Mitch Allen, CFP® and Mike Allen CFP®, of Security Financial Management work with 50+ Lockheed Martin households. They break down where and when SpaceX and aerospace names actually fit — and how to keep your upside without betting your retirement on a single industry. Educational only — not personal investment advice. Not affiliated with or endorsed by Lockheed Martin or SpaceX.    📌 Schedule a consultation with our award-winning team: https://go.oncehub.com/SecurityFinanc [https://go.oncehub.com/SecurityFinanc]...   #AerospaceCareers #DefenseIndustry #401k #Retirement #BestAdvicePodcast ➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast [https://podcasts.apple.com/us/podcast]... 🔹 Spotify: https://open.spotify.com/show/2xscesU [https://open.spotify.com/show/2xscesU]... 🔹 All Platforms: https://bestadvicepodcastguys.com [https://bestadvicepodcastguys.com/] ➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ [https://www.sfmadvisorgroup.com/] 🔔 Subscribe for more expert insights: / @bapodrob ➖➖➖➖➖➖➖➖➖➖➖➖

86% Don't Have a Revocable Trust — Are You One of Them?

This episode explains why estate planning matters for everyone, not just the very wealthy, and reveals how common gaps—like missing revocable trusts, living wills, and POAs—can cause costly, emotional problems. Hosts discuss probate risks, beneficiary designations, proper retitling, and real-life stories showing the consequences, and urge listeners to review documents and consult their advisors. TIMESTAMPS   00:00 – Living Will Warning 00:34 – Estate Planning Stress Test 00:53 – Revocable Trusts and Probate 01:46 – Healthcare and Durable Powers of Attorney 02:36 – Why Living Wills Matter 02:54 – Beneficiary Mistakes and Real-Life Stories 04:15 – Estate Planning Checklist ━━━━━━━━━━━━━━━━━━ 📈 WELCOME TO BEST ADVICE PODCAST GUYS! We bring you expert financial advice, success stories, and insights from leading financial professionals. Host and a panel of experienced professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down strategies designed to help you build wealth, protect your future, and make more informed financial decisions. ━━━━━━━━━━━━━━━━━━ 🎧 LISTEN AND SUBSCRIBE 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast [https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Furl.us.m.mimecastprotect.com%2Fs%2FbHohCADK2VuoXBqNiGfOcGKIXO%3Fdomain%3Dpodcasts.apple.com&data=05%7C02%7C%7Cbe8e35a6e99645b9fcca08decd406120%7Cd693e8592df64cc494b81107a791196a%7C0%7C0%7C639173873581386304%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=VYww9tRc0LR%2F9rQlbF79t45kbxEIQw6KokXDu676IiM%3D&reserved=0]... 🔹 Spotify: https://open.spotify.com/show/2xscesU [https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Furl.us.m.mimecastprotect.com%2Fs%2FMh0fCBB92WImr027i6hwc2EpaV%3Fdomain%3Dopen.spotify.com&data=05%7C02%7C%7Cbe8e35a6e99645b9fcca08decd406120%7Cd693e8592df64cc494b81107a791196a%7C0%7C0%7C639173873581419789%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=MAJ90vo4DsAT5uqGFvhnhEnlhB3r%2FLlhvb%2FZWNqQwkM%3D&reserved=0]... 🔹 All Platforms: https://bestadvicepodcastguys.com [https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Furl.us.m.mimecastprotect.com%2Fs%2F9AHXCDkW2gimzwG5iAiXcjJNR5%3Fdomain%3Dbestadvicepodcastguys.com&data=05%7C02%7C%7Cbe8e35a6e99645b9fcca08decd406120%7Cd693e8592df64cc494b81107a791196a%7C0%7C0%7C639173873581437452%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=UUwkJnEBY9i4RQ%2BjtFHsPBk4cz%2F2Tpts9DTjzRTJlC4%3D&reserved=0] ━━━━━━━━━━━━━━━━━━ 🤝 GET PERSONALIZED FINANCIAL GUIDANCE 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ [https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Furl.us.m.mimecastprotect.com%2Fs%2FRS0jCERW2jTG2OX3SPslc7Bu47%3Fdomain%3Dsfmadvisorgroup.com&data=05%7C02%7C%7Cbe8e35a6e99645b9fcca08decd406120%7Cd693e8592df64cc494b81107a791196a%7C0%7C0%7C639173873581453748%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=%2F4JSdy2%2BqEjNtzNcj%2BVhHPMBA5OhVYM29hO3MIGoCSk%3D&reserved=0] 📌 Schedule a consultation with our award-winning team: https://go.oncehub.com/SecurityFinanc [https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Furl.us.m.mimecastprotect.com%2Fs%2FxBVTCG6W2lhlREX1tktDcBbSAQ%3Fdomain%3Dgo.oncehub.com&data=05%7C02%7C%7Cbe8e35a6e99645b9fcca08decd406120%7Cd693e8592df64cc494b81107a791196a%7C0%7C0%7C639173873581475601%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=pKaX1%2BDPnIVcHuekoA5EE%2FwGa3C5q9BrFyahq3aLwxk%3D&reserved=0]... ━━━━━━━━━━━━━━━━━━ RELATED TOPICS Estate planning, living wills, revocable trusts, probate, healthcare powers of attorney, durable powers of attorney, beneficiary designations, estate planning mistakes, financial planning, wealth management, retirement planning, and legacy planning. #EstatePlanning #LivingWill #RevocableTrust #Probate #FinancialPlanning #WealthManagement #RetirementPlanning #LegacyPlanning #SecurityFinancialManagement