Rethinking IoT with Meshify Part 5: The First Line of Defense

Rethinking Hurricanes (Again) Part 2: Looking Ahead to the 2026 Hurricane Season

What does CSU's forecast say about the 2026 hurricane season? In Part 2, hurricane expert Dr. Phil Klotzbach joins Jeff O'Shaughnessy to unpack Colorado State University's outlook, the atmospheric and ocean conditions shaping the season, and the risks that matter most for insurers. From hurricane counts to landfall uncertainty, Phil explains what forecasters are watching and why impact matters more than activity alone. For insurers, the conversation offers valuable context on the risks that could define the 2026 season.

Rethinking Hurricanes (Again) Part 1: Lessons from the 2025 Atlantic Hurricane Season

Dr. Phil Klotzbach, senior research scientist at Colorado State University and one of the nation's leading hurricane forecasters, returns to HSB's New Ways of Thinking to help make sense of the 2025 Atlantic hurricane season. Despite concerns heading into the year and several periods of heightened activity, the season proved less impactful for insurers than many expected. Phil joins Jeff O'Shaughnessy to break down what actually happened, why the most damaging outcomes never fully materialized, and the atmospheric and oceanic factors that shaped the season.

Rethinking Non-CAT Water Part 3: Strengthening Agent & Customer Engagement

Jeff O'Shaughnessy speaks with Christina Villena and Tom Smart about how strong agent relationships shape sensor program success. They discuss early skepticism, growing support, and the challenges of DIY installs for policyholders—plus how outreach and clear communication help agents and insureds stay engaged. They also touch on how sensor data informs risk insights and where they hope these programs go next.

Rethinking Non-CAT Water Part 2: Where Sensor Technology Makes the Biggest Impact

Host Jeff O'Shaughnessy, Christina Villena (The Hanover), and Tom Smart (Philadelphia Insurance Companies) share real‑world examples of how water sensors have prevented losses across schools, cultural institutions, and other properties—especially when buildings are unoccupied. From detecting slow leaks over valuable art to preventing frozen pipe damage during holidays and alerting teams to mechanical room failures, they discuss where sensors have proven most effective and how saves are confirmed and quantified.

Rethinking Non-CAT Water Part 1: The Most Controllable Catastrophe

Non‑CAT water losses rarely make headlines, but they affect homes, businesses, and carrier portfolios every day. Host Jeff O'Shaughnessy is joined by Christina Villena (The Hanover) and Tom Smart (Philadelphia Insurance Companies) to discuss how events like freezing temperatures, heavy rains, aging infrastructure, and geography all contribute to these widespread and costly losses—and how sensors, data, and early detection can help reduce exposure for various occupancies.