The Red Thread

Push, Pull, or Pause: The Smart Way to Transfer Money

Send us Fan Mail [https://www.buzzsprout.com/2098742/fan_mail/new] I don’t know if you’ve noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash transfers, such as ACH, debit cards, Zelle, and Venmo. But, are electronic money transfers safer? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share [https://www.facebook.com/groups/399117455706255/?ref=share]

Hack Fatigue: Trump Accounts and Public Trust

Send us Fan Mail [https://www.buzzsprout.com/2098742/fan_mail/new] "Hacks" are everywhere, including an article I recently read concerning the Trump account "hack" that could turn small savings into a tax-free fortune. After reading the article, I felt it was technically correct, but disingenuous. It is not practically feasible for most people.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share [https://www.facebook.com/groups/399117455706255/?ref=share]

Fun Buckets and Retirement Spending

Send us Fan Mail [https://www.buzzsprout.com/2098742/fan_mail/new] Kevin Sebesta, CRPC joins me for a fun and entertaining discussion about spending in retirement.  We speak about how to maximize spending for fun, travel, and personal care. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share [https://www.facebook.com/groups/399117455706255/?ref=share]

Can You Think Your Way to Happiness?

Send us Fan Mail [https://www.buzzsprout.com/2098742/fan_mail/new] You can’t think your way out of every hardship, but you can train your mind to notice joy more easily, recover faster from setbacks, and create meaning even when life isn’t perfect. Shifting mindset isn’t about positive quotes; it’s about retraining attention, interpretation, and habits. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share [https://www.facebook.com/groups/399117455706255/?ref=share]

Is Any Safe Withdrawal Rate Truly “Safe”?

Send us Fan Mail [https://www.buzzsprout.com/2098742/fan_mail/new] “At 3 percent, you are probably safe; at 4 percent, you are taking real risks; and at 5 percent, you had better like cat food and vacations very close to home." -Attributed to various, popularized in financial planning circles. A Safe Withdrawal Rate is the amount of money that you’re supposed to be able to remove from your portfolio each year without the portfolio running out of money during a person‘s lifetime. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share [https://www.facebook.com/groups/399117455706255/?ref=share]