Canada Needs Growth Beyond Real Estate | Episode 87

Canada’s Population Is Falling — What Happens Next? | Episode 93

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [ http://www.calendly.com/alexpangmortgage ] Canada’s population is declining for the third straight quarter—and the implications could be much bigger than most people realize. In Episode 93, Alex Pang and Alex Shanks break down what a shrinking population, collapsing birth rates, and sharply reduced immigration could mean for Canada’s housing market, workforce, schools, pensions, and long-term economic growth. They also discuss B.C.’s plan to buy unsold condos, concerns around government bailouts for developers, Canada’s growing brain drain problem, potential digital-surveillance legislation, mortgage-rate expectations, and the rising cost of delayed infrastructure projects like the Massey Tunnel replacement. Plus: World Cup excitement, Canada’s huge win, and why the country needs a more balanced approach to immigration, affordability, and growth. Subscribe to The Canadian Mortgage Show for weekly conversations on mortgages, housing, affordability, real estate, and the policies shaping Canada. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Canada Added Jobs. People Still Left. | Episode 92

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage]  Canada added 88,000 jobs in May and unemployment dropped — but at the same time, a record number of people are leaving the country. So what’s really happening? In this episode, Alex Pang and Alex Shanks discuss Canada’s confusing economic signals: stronger-than-expected job numbers, falling rents, frozen interest rates, rising affordability concerns, and growing frustration from Canadians who feel priced out, taxed out, or pushed out. Is the Canadian economy actually improving? Or are the headline numbers hiding a much weaker reality? They also cover the Bank of Canada’s latest rate hold, the decline in asking rents across major markets, new telecom rules, and the Greg Martel mortgage fraud scandal. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Slips Into Recession - What It Means for Housing, Rates & Mortgages | Episode 91

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage] In Episode 91 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down Canada’s latest economic warning signs as the country enters a technical recession. They discuss what slowing GDP growth, rising unemployment, falling bond yields, and uncertainty around future rate cuts could mean for Canadian homeowners, buyers, and investors. The episode also dives into the state of housing across Canada, including softening prices in Toronto, slowing sales in Montreal and Vancouver, collapsing pre-sale condo activity, and the growing stress in mortgage delinquency rates across the GTA. The hosts also explore rental market realities, development fees, affordability challenges, LNG export news, tenant protection changes in Burnaby, and why real estate income is far from passive. A timely conversation for anyone trying to understand where Canada’s economy, mortgage rates, and housing market may be heading next. Podcast Social Links: Website: https://canadianmortgageshow.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbHRPdW1XeEFXaGs2YzhuVUo3bVVlcnNSU3psd3xBQ3Jtc0ttZ2JTNzB6WXRvZHVTVUlMYmdPUGRqY3RUX2FMRGk3a0FvY3lxendRU1BHS0JGYzBmb25JbnZxQlBYY1NnQTJjVGhPTlFEU1NjNmxWVTM5SXFYaUItTDNXRFo1dTRNSGJtczZCWXNreFJobkUzNlo5SQ&q=https%3A%2F%2Fcanadianmortgageshow.com%2F&v=BqSQSxnMhos] Instagram:   / canadianmortgageshow  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazFlQUxDZUlmcEpNalMyS09Jb2xvMW9YeFFDd3xBQ3Jtc0tuUmVlRm9mVnJiWUJ6XzhCM3dqRGNiSXNVd3c1RDFrQnE2TXN2T2twYjZnWTBZMFVsU1FqemhJWGx1MmRTcWYzaDdvei15RHhDaXlZTjZuc2FTdmZsU1hCR0o2dWZHU1BlNVFEcUFXbkpJay03ZGt2RQ&q=https%3A%2F%2Fwww.instagram.com%2Fcanadianmortgageshow%2F&v=BqSQSxnMhos] Facebook:   / canadianmortgageshow  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbURPSUg5VUZLS2V1ZWtac20zMGJmT0tOYzVSUXxBQ3Jtc0ttbzlvRGpaUnRsOXJDWGdUdGtITzMxRXU5UDVtS2tnajJjMWFiWVlTTjhpN080aXJfOHl4TW9xUTluZnMxZWROb1VMV1h4cW1pNmJiY3pucFBmaHdSNmZNdGphWmJBWWszMXBObHprRlZmTllWV1ZUTQ&q=https%3A%2F%2Fwww.facebook.com%2Fcanadianmortgageshow%2F&v=BqSQSxnMhos] Follow Our Hosts: Alex Pang Tiktok:   / alexpangmortgage  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjRpRWFqQXNMTGVCb0p0ZjFOXzZlZUhpVVJJZ3xBQ3Jtc0ttNEg0QUVFSGtZSnZHSUp0THNhMHZ5Uzd3RnNld2NwM3hXNUdhTWdXeGltM0RES2VQQ2NaUll1Q1lES2Q1VjNfMURwd0NQWG1YUng3WDlIMHpST1E4T1lBZklOZktuNU9OQXhWOE1yamI4VF9ZbUExTQ&q=https%3A%2F%2Fwww.tiktok.com%2F%40alexpangmortgage%2F&v=BqSQSxnMhos] Instagram:   / alexpangmortgage  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa2N6RW9aWTBzZlFLRlhsb0prOVpaN0kxZFJNZ3xBQ3Jtc0ttYjc1cWRTRTVFNTNqYzZuQ3lWZUNpaHB5ZnRQOENhY3ZVaWNwNmZyVEFGTFRLdDRFcjBhSDdNclNQMUQ5ZEh5ejJHVS1zX21WMXVxVkdCQnV4OFcwb184d2JLZXFJUG44WHNGcjdEM1NHWmpmMjBZZw&q=https%3A%2F%2Fwww.instagram.com%2Falexpangmortgage%2F&v=BqSQSxnMhos] Alex Shanks Tiktok:   / mortgagemanagement  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTZ5NXZrc2VrQ1lQTmFKXzJDcFBWNHVPejJGQXxBQ3Jtc0ttMmlmbS1pV3hyaDRxWldSNThIbHhZY3NwVzhROUJTdC12azNaWEczOURHek1sLUpJbHJ4QzF5TS1ZMy0tV3Z3YXl0MGhETXI2czlFQU05ODVWQzZNSUV5UW9McVNSRjdIRXFzTkdCUUNjZHRwYWhPRQ&q=https%3A%2F%2Fwww.tiktok.com%2F%40mortgagemanagement%2F&v=BqSQSxnMhos] Instagram:   / alexshanksmortgagemanagement   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbUR6SF9IY045ajZQN0QtRnJOYWFQS3VndzBJd3xBQ3Jtc0ttMWhkb3cyMkNQRl9Fam01WnZVRm4tUWNLQzVQbmVVSjBiNFJfaFBNdkpVOXJObVVnUnByd1QtNmVTaEdJWTNZSDAwWXppRjRFclVOZFE2NmJTMF9hOWZfdjZJRWZhbkF1NHZnMXljVGVjaXRYUWpvUQ&q=https%3A%2F%2Fwww.instagram.com%2Falexshanksmortgagemanagement%2F&v=BqSQSxnMhos]

Why Some Homes Sell Fast and Others Sit with Steve Karrasch | Episode 90

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage] In Episode 90 of The Canadian Mortgage Show, Alex Pang and Alex Shanks sit down with Steve Karrasch, Surrey realtor with Macdonald Realty and co-host of The Tom Storey Show. Steve breaks down what he is seeing in the Lower Mainland and Greater Vancouver real estate market, including why some properties are still getting multiple offers while others are sitting with no showings. The conversation also dives into AI in real estate, seller overconfidence, bad pricing, listing mistakes, foreign buyer rules, open bidding, dual agency, and why today’s market is forcing sellers to face reality. If you are buying, selling, investing, or working in Canadian real estate, this episode gives a direct look at the market from people who are actively inside it. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

BC Is Coming After Homebuyers for More Property Transfer Tax | Episode 89

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage ] In Episode 89 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a shocking situation involving a BC homebuyer who purchased a presale property years ago and is now being chased by the Ministry of Finance for additional property transfer tax. The conversation opens with a surprising story: a client bought during the 2021 to 2022 market peak, paid the required GST and property transfer tax, and years later received a letter from the BC government claiming the property may have been purchased below market value. The hosts unpack why this can happen, how fair market value rules work, and why this could become a bigger issue as government revenues tighten. From there, they dive into Canada’s broader affordability crisis, rising CPI, grocery and fuel costs, higher insolvency numbers, and the painful reality facing homeowners carrying too much consumer debt. Alex Shanks gives a blunt warning: owning a home is powerful, but it should not financially destroy you. Sometimes selling, renting, and restarting may be the smarter move. The episode also covers mortgage rate volatility, bond yields, Bank of Canada expectations, government infrastructure promises, nuclear energy investment in Ontario, Dunkin Donuts returning to Canada, Tim Hortons’ hiring response, Alberta aviation jobs, Vancouver’s natural gas debate, AI data centers in BC, and whether the FIFA World Cup will actually deliver the economic boost Vancouver was promised. This episode is a sharp look at housing, taxes, affordability, and the strange signals emerging across Canada’s economy. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/