Tidal Flooding Talk
Tom Heist from Tom Heist Insurance in New Jersey (www.tomheistinsurance.com [http://www.tomheistinsurance.com]) explains FEMA’s new Risk Rating 2.0 program. He talks about how it is different from the old Risk Rating 1.0, and what homeowners can do to lower their flood insurance costs. In this episode, we learn how flood zone maps have changed over time. We also look at new technology like satellite pictures and drones that help measure flood risk better. Finally, we share easy, practical tips that homeowners can use to reduce their risk of flooding and save money on insurance. Experience Tidal Flooding Talk every Tuesday night, America’s leading show on coastal flooding resilience. Hosted by the New Jersey Coastal Coalition, which formed after Superstorm Sandy in 2012, it empowers leaders with dynamic workshops. Visit njcoastalcoalition.com [http://njcoastalcoalition.com] to learn more! Chapters 00:00 Introduction to Risk Rating 2.0 03:17 Understanding Risk Rating 1.0 vs 2.0 06:03 The Role of Data in Flood Insurance 09:08 Flood Zones and Their Relevance Today 11:53 Community Involvement and Flood Insurance Discounts 12:53 Technological Advances in Insurance Assessment 13:51 The Impact of Hurricane Sandy on Communities 17:06 Mitigating Flood Risks Through Elevation and Insurance 20:09 Strategies for Saving on Flood Insurance 23:58 Common Misconceptions About Flood Insurance 29:11 TFT Outro.mp4
72 episodios
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