Could ‘Dirty Sponges’ in Your Retirement Plan Be Setting You Up for a Future Tax Hit?

Unleash the Power of Indexing

Unleash the Power of Indexing There’s more to the stock market than staying invested or moving to cash. You can track the S&P 500 without buying individual stocks. In this episode of Countdown to Retirement, Gregg MacInnis introduces us to indexing—strategies that aim to capture market gains while helping protect against losses. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ [https://gmacfamilyfinancial.com/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Is There Another Way to Plan for Long-Term Care?

Is There Another Way to Plan for Long-Term Care? About 70% of Americans turning 65 will need some form of long-term care. But as traditional LTC insurance becomes harder to find, many are looking for alternatives. On this episode of Countdown to Retirement, Gregg MacInnis explains how hybrid life policies with LTC options can help eliminate that ‘use it or lose it’ dilemma. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ [https://gmacfamilyfinancial.com/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Ready to Play the ‘Retirement Prediction Board?’

Ready to Play the ‘Retirement Prediction Board?’ Major League Baseball is entering the world of prediction markets—where everything hinges on assumptions and odds. Retirement planning can be just as risky. In this episode of Countdown to Retirement, Gregg MacInnis explains why betting on timing, inflation, markets, and taxes without a written plan can backfire. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ [https://gmacfamilyfinancial.com/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Watch Out for the ‘Myths’ of Retirement

Watch Out for the ‘Myths’ of Retirement For years, space aliens were dismissed as a myth—until recent evidence raised questions. But in retirement planning, plenty of myths still linger. On this episode of Countdown to Retirement, Gregg MacInnis clears up common misconceptions about Social Security, working longer, and spending—and explains why putting it all into a written plan matters. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ [https://gmacfamilyfinancial.com/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Too Much Income in Retirement Can Cost You

Too Much Income in Retirement Can Cost You Taxes don’t stop in retirement. Income thresholds can trigger taxes on Social Security, higher Medicare premiums and lost deductions. On this episode of Countdown to Retirement, Gregg MacInnis explains how strategies like Roth conversions can help coordinate income and withdrawals—so there are no surprises down the road. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ [https://gmacfamilyfinancial.com/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.