Silence Was My First Language

Numeral M: Volume II

In my previous book, Numeral M, I shared techniques to help potential homebuyers meet their savings goals. Numeral M: Volume II continues with more ”All In” and “Split It” techniques to save larger amounts from $7,800 to as much as $20,800 in one year. New “Bi-Weekly” savings plans have also been added in simple language to meet the needs of everyone regardless of their pay schedule. Discipline is the only requirement. You can do this, don’t give up. A little about me … I was born and raised in St. Thomas, US Virgin Islands. I have worked in the mortgage compliance industry for over seventeen years, the last two as a Regulatory Analyst and Advisor. I am also certified as a CFCP and a MCPC. Throughout my entire career, I have come to understand that there is such a tremendous need for simplified educational materials as reflected in this book. My readers have requested that I create a simple, easy to understand way to save. This book gives you just that, using actual techniques and numbers. I leave it up to you, my readers, to choose which ones will work for you and go for it. Remember to discipline oneself and don’t give up! If this book is able to help just one person, it was worth it! See you on the next read and many blessings on your savings goal journey! 📖 Available on Amazon: https://amzn.to/4dW28oR [https://amzn.to/4dW28oR]

First Time Homebuyer Gold

This book provides the reader with an awareness to key factors that they should be aware of prior to becoming a first time homebuyer. The foundation is created in a simplified manner which allows the reader to take the reins of their purchase with confidence. A little about me… I was born and raised in the beautiful U.S. Virgin Islands. I have worked in the mortgage compliance industry for over 17 years, the last two as a Regulatory Analyst and Advisor. I am also certified as a CFCP and a MCPC. Throughout my entire mortgage compliance career, I have come to understand that there is such a tremendous need for simplified educational materials as reflected in this book, for first-time home buyers or anyone planning to own a home. I felt that it was my obligation to help educate anyone planning to purchase a home or property, by providing them with the information they may not have known or have heard of in an easy-to-understand way. My hopes to all of my readers is that you use the insights provided in this book to take the reins on your purchase. Go into your potential purchase with knowledge and understanding, remembering to never be afraid to ask questions or question something that does not look right. Always trust your gut! To my readers thank you for stopping by and I wish you many blessings always on your journey! See you on the upcoming read! 📖 Available on Amazon: https://amzn.to/4e7xM1d [https://amzn.to/4e7xM1d]

One For the Tenant

Expanding one's mind into learning before doing is an excellent idea and way to go. This book is not only a great asset to you, the potential tenant, but also to the landlord. It will provide helpful insight on certain criteria that you need to know prior to becoming a tenant. A little about me… I was born and raised in the beautiful U.S. Virgin Islands. I have worked in the mortgage compliance industry for over 17 years, the last two as a Regulatory Analyst and Advisor. I am also certified as a CFCP and a MCPC. Throughout my entire mortgage compliance career, I have come to understand that there is such a tremendous need for simplified educational materials as reflected in this book, for first-time home buyers or anyone planning to own a home. I felt that it was my obligation to help educate anyone planning to purchase a home or property, by providing them with the information they may not have known or have heard of in an easy-to-understand way. My hopes to all of my readers is that you use the insights provided in this book to take the reins on your purchase. Go into your potential purchase with knowledge and understanding, remembering to never be afraid to ask questions or question something that does not look right. Always trust your gut! To my readers thank you for stopping by and I wish you many blessings always on your journey! See you on the upcoming read! 📖 Available on Amazon: https://amzn.to/3RKzxdw [https://amzn.to/3RKzxdw]

RED SKY: A Pharmaceutical Conspiracy Thriller (Juggernaut Series Book 1)

He came to fix the world's most dangerous drug. The drug had other plans. Narin Roy is writing his confession in a police interrogation room, and the only thing keeping him calm is the drug that started it all. Months earlier, he was a disgraced scientist with one shot left: a job at Harvester Pharmaceuticals, developing a therapeutic version of DMTA, the compound behind Red Sky, the street drug that can make you brilliant but occasionally turns you into a killer. Narin has a secret weapon: a formula on a flash drive that could crack the problem no one else has solved. All he has to do is survive Harvester long enough to use it. But Harvester is not what it appears. Behind its gleaming façade, Narin finds himself caught between a charismatic lawyer whose charm conceals a ruthless agenda, an embittered scientist who built the company and may be destroying it, and a project so classified that its true purpose makes his blood run cold. Meanwhile, a mysterious figure haunts his dreams, a desert prince who trains him for a battle he doesn't yet understand. As the weeks pass, Narin can't tell anymore where the science ends and his unraveling begins. The voices may be hallucinations. The visions may be warnings. And the confession he's writing, the one that brought him to this cold interrogation room, may not end the way anyone expects. Red Sky is a propulsive psychological thriller for readers who like their conspiracies dark, their narrators unreliable, and their endings earned.📖 Available on Amazon: https://amzn.to/4vvNFWm [https://amzn.to/4vvNFWm]

Hold on for Dear Life

What do you hold on to when everything you built starts to fall? Three friends. One impossible idea. Thirty million dollars raised overnight. And a question none of them thought to ask until it was almost too late. In the summer of 2017, Charlie, Jack, and Nik leave MIT believing they can change how the world moves money. Within months, they are exactly the kind of company that gets written about. Within two years, they are nearly destroyed by it. A Story About Everything That Almost Broke Hold On for Dear Life is a literary fiction novel about idealism, hubris, and resilience - and the long, difficult work of finding your way back to why you started. What waits inside: * A friendship that almost doesn't survive success * A love story three years in the making * A market crash, a hack, a kidnapping * A debut novel by a real Wall Street and crypto executive Have you ever bet on something the world told you to walk away from? Have you ever built something with the people closest to you and watched the building change them? This isn't a book about cryptocurrency. It's a book about what survives when everything else burns - and what it costs to find out. Among the best literary fiction books written at the intersection of ambition, friendship, and financial ruin - this is fiction for adults who know that the hardest losses aren't always measured in money. If Normal People stayed with you, if Tomorrow and Tomorrow and Tomorrow lingered for weeks, this is the next book you cannot put down. Scroll up, tap Buy Now, and find out what they chose to hold on to. 📖 Available on Amazon: https://amzn.to/4fuRqqA [https://amzn.to/4fuRqqA]