Commercial lines: State of the market

Cyber Insurance: From coverage pitfalls to market cycles

Sophia Kudlyk, senior vice president of Hub International Ontario’s cyber practice, discusses the state of the cyber insurance market. She gets into how the Canadian cyber market cycles lag behind the US, coverage pitfalls, and how insurers are advising clients on whether or not to pay out ransomware demands.

How taking a career risk pays off

Joe D’Annunzio, president of BrokerLink, tells the story of how he got into the property and casualty industry. He traces his professional background, which took him through the U.S. and back into Canada, and how the biggest risk of his career paid off.

Shifting brokerage ownership models

Randy Carroll, CEO of brokerage Ai Insurance Organization, provides an in-depth look at topics affecting the Canadian P&C brokerage channel, including producer-to-owner models, talent retention challenges and the shifting commercial lines market.

Sneak peek into What’s on Dec? in 2026

Canadian Underwriter Editor-in-Chief David Gambrill and Associate Editor Jason Contant discuss the expansion of CU’s What’s on Dec? podcast, including a new CU Interview component and YouTube channel [https://www.youtube.com/@CanadianUnderwriterCA].

The key issues shaping brokers’ 2026 outlook

Brett McGregor, president of Insurance Brokers Association of Canada, looks at brokers’ biggest issues in 2026, including Bank Act delays, diverging market cycles, and how NatCat trends are shaping policyholders’ resilience.