Full HST Rebate - You Can Save Up to $130k on a New Home

Divorce, Money, and Rebuilding: What Strangers by Belle Burden Revealed to Me

In this solo episode of Beyond the Next Move, Jyoti reflects on the memoir Strangers by Belle Burden and opens up about the emotional and financial realities of divorce. From property ownership and pre-nups to rebuilding financially after separation, this conversation explores the parts of relationships people often avoid discussing until life changes. As a realtor and coach, Jyoti shares why financial literacy, clarity, and understanding the systems behind your life matter just as much as love and trust. Connect with Jyoti on Instagram: @jyotikpannu Music: C. David #BeyondTheNextMove #FinancialLiteracy #DivorceRecovery #WomenAndMoney #belleburden 

Full HST Rebate - You Can Save Up to $130k on a New Home

In this solo episode of Beyond the Next Move with Jyoti, I break down one of the biggest shifts in Ontario real estate right now: the temporary (April 1, 2026–March 31, 2027) full 13% HST rebate on new construction homes. If you’ve been debating between resale and pre-construction, this changes the math completely. I walk you through: * How HST on new builds worked before * What the federal and provincial governments changed for first-time buyers in Ontario * Real examples of how much you could save * How to think about timing, strategy, and opportunity in this market This is a practical breakdown of what this means for you as a buyer, and how to approach your next move with clarity. If you’ve been on the sidelines, this might be the window that shifts your decision. Connect with me: Instagram @jyotikpannu Email: Jyotikpannu@gmail.com Website: www.jyotipannu.com [www.jyotipannu.com] #realestateontario #firsttimehomebuyer #preconstruction #realestatetips #homebuyingstrategy Music: C. David

Building with Purpose: Anthony Lombardo on Business, Giving Back, & Real Estate

In this episode of Beyond the Move, I sit down with Anthony Lombardo to talk about what it actually looks like to build a business from the ground up, and how purpose fits into that process. We also talk about Coffee Gives Back and why supporting healthcare workers became a core part of his mission. Many of the stories he shares about his work and personal life will stay with you. We break down practical topics too: * Where to start if you have a business idea * Why momentum beats perfection early on * The hidden costs of running a business * What cash flow really feels like in real life * Mistakes new founders keep repeating We also get into social media, staying real while growing online, and what success actually looks like now versus when he started. If you’re thinking about starting something, investing, or just trying to figure out your next move, this one is worth your time. Bonus: Use code PODCAST2026 for 15% off on your next order at https://themisterbrewer.ca/ You can connect with Anthony on Instagram: @themisterbrewer Music: C. David Jyoti’s Socials: Instagram: Jyotikpannu Website: www.jyotipannu.com #EntrepreneurMindset #RealEstateInvesting #StartUpLife #BusinessGrowth #BeyondTheMove

Starting Over and Rewriting Our Lives: An IWD Special with Angie Biln

In this special episode in honour of International Women’s Day, Jyoti sits down with social worker and life coach Angie Biln to talk about rebuilding life after multiple major changes. They discuss divorce, moving provinces, raising teens, and what it means to rewrite your identity as Punjabi women navigating independence, culture, and new beginnings. The conversation covers financial independence, real estate decisions after separation, rebuilding community in a new city, and what teenagers see when their mom is starting over. An honest conversation about identity, money, motherhood, and redefining what home looks like after life changes. Connect with Angie: www.angiebiln.ca Connect with Jyoti: www.JyotiPannu.com or on IG: @jyotikpannu #InternationalWomensDay #BeyondTheNextMove #PunjabiWomen #iwd2026 #jyotipannu Music: C. David

A chat with Mr. Torres: How we blended our worlds!

What does it take to make a relationship work when you come from two different cultures and are blending families? In this episode, my husband, Mr. Torres joins me for a candid chat about: * Cultural differences and how we handle them * Parenting in a blended family * Managing expectations * Where we clash and how we reset * What appreciation of each other and our cultures looks like in real life We talk openly about the tensions that show up when traditions, habits, and personalities collide. We also share what helps us stay grounded: clear communication, respect for each other’s backgrounds, and choosing partnership over ego. Art by Mr. Torres #CrossCulturalLove #BlendedFamilies #MarriageConversations #beyondthenextmove #HealthyRelationships Music by C. David