New 401(k) rules for 2026

Can your retirement survive a down market?

Market volatility can be stressful—especially when you’re close to or already in retirement. On this episode of Money Unscripted, host Ally Donnelly talks to new retiree Ted Mitchell about how he’s navigating life after work as the markets go up and down. Fidelity VP and Branch Leader Andy Alvarez joins to share what you can do now to help protect yourself and your finances from the unknown. See how to help build your retirement income, boost emergency savings, and when to revisit your long-term plan to try and safeguard against market swings and inflation. Watch now. View transcript: https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_EPG-Audio.pdf [https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_EPG-Audio.pdf] Market volatility: https://www.fidelity.com/viewpoints/market-and-economic-insights/market-volatility-overview [https://www.fidelity.com/viewpoints/market-and-economic-insights/market-volatility-overview] Retirement calculators & tools: https://www.fidelity.com/calculators-tools/retirement-calculator/overview [https://www.fidelity.com/calculators-tools/retirement-calculator/overview] View all episodes here: https://www.fidelity.com/learning-center/money-unscripted [https://www.fidelity.com/learning-center/money-unscripted]. New episodes drop bi-weekly on Tuesdays. Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com [moneyunscripted@fidelity.com]. Be sure to follow, like, and share Money Unscripted! © 2026 FMR LLC. All rights reserved.

Wills and trusts: What’s the difference?

Understanding the difference between a will and a trust is a key step in building an estate plan that helps protect your assets and your loved ones. On this episode of Fidelity’s personal finance podcast Money Unscripted, host Ally Donnelly sits down with Fidelity Vice President of Advanced Planning Pamela Pirone-Benson to explain how wills and trusts work, who may need them, when you may need to go through probate, the difference between a revocable and irrevocable trust, and why estate planning isn’t just for the wealthy. Watch now. View transcript: https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_Wills-and-Trusts_Audio.pdf [https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_Wills-and-Trusts_Audio.pdf]  Revocable and irrevocable trusts: https://www.fidelity.com/viewpoints/wealth-management/insights/revocable-and-irrevocable-trusts [https://www.fidelity.com/viewpoints/wealth-management/insights/revocable-and-irrevocable-trusts] Wills and estate planning for parents: https://www.fidelity.com/learning-center/life-events/wills-and-estate-planning-for-parents/ [https://www.fidelity.com/learning-center/life-events/wills-and-estate-planning-for-parents/] View all episodes here: https://www.fidelity.com/learning-center/money-unscripted [https://www.fidelity.com/learning-center/money-unscripted]. New episodes drop bi-weekly on Tuesdays. Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com. Be sure to follow, like, and share Money Unscripted! © 2026 FMR LLC. All rights reserved.

Living rich while planning solo

Being single can bring flexibility, freedom, and independence. It also means every financial decision is on your shoulders. On this episode of Money Unscripted, host Ally Donnelly talks to Rachel, a writer who is happily single, but realized she  needed to take charge of her financial plan–for life on a single income. Fidelity CFP Alex Roca joins the conversation to  break down the essentials of solo planning: building a realistic budget for money management, investing with confidence, and thinking ahead for retirement and estate planning. View transcript: https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_Soloist_Audio.pdf [https://www.fidelity.com/bin-public/600_Fidelity_Com_English/documents/video-transcripts/Money-Unscripted_Soloist_Audio.pdf]  6 money considerations for single women: https://www.fidelity.com/learning-center/women-talk-money/6-steps-for-single-women [https://www.fidelity.com/learning-center/women-talk-money/6-steps-for-single-women] Estate planning for singles: https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-singles [https://www.fidelity.com/viewpoints/wealth-management/estate-planning-for-singles] View all episodes here: https://www.fidelity.com/learning-center/money-unscripted [https://www.fidelity.com/learning-center/money-unscripted]. New episodes drop bi-weekly on Tuesdays. Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com [moneyunscripted@fidelity.com]. Be sure to follow, like, and share Money Unscripted! © 2026 FMR LLC. All rights reserved.

Simple ways to protect yourself from cyber scams

From fake emails and texts to suspicious voicemails and AI-generated videos—cyber scams are everywhere. And scammers are more sophisticated and persistent than ever. So how can you protect your account and personal information from phishing and fraud? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Head of Cyber Defense Sean Downey break down how modern scams work, ways to spot the red flags, and what to do if you've been targeted. Watch now. 4 ways to stop identity thieves: https://www.fidelity.com/learning-center/personal-finance/family-financial-safety/4-ID-theft-protection-tips [https://www.fidelity.com/learning-center/personal-finance/family-financial-safety/4-ID-theft-protection-tips] Protect your accounts: https://www.fidelity.com/security/overview [https://www.fidelity.com/security/overview]  View all episodes here: https://www.fidelity.com/learning-center/money-unscripted [https://www.fidelity.com/learning-center/money-unscripted].   New episodes drop bi-weekly on Tuesdays.   Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com.   Be sure to follow, like, and share Money Unscripted!   © 2026 FMR LLC. All rights reserved.

How can I help my aging parents with their finances?

Caregiving for an aging parent can be both beautiful and overwhelming. It’s why Beth Pinsker wrote My Mother’s Money: A Guide to Financial Caregiving. It’s the book she wishes she’d had when her mom’s health took a turn. On this episode of Money Unscripted, host Ally Donnelly brings Beth together with Fidelity Senior Leader Sangeeta Moorjani to talk through the emotional and financial sides of caregiving. It's a practical conversation that covers a lot of ground: when to get power of attorney and how to use it, navigating health care and insurance, how to support your parents without draining your own finances, and ways to avoid caregiver burnout. Watch now. A financial roadmap for caregiving: https://www.fidelity.com/learning-center/personal-finance/retirement/hidden-costs-of-caregiving [https://www.fidelity.com/learning-center/personal-finance/retirement/hidden-costs-of-caregiving] Power up your financial plan: https://www.fidelity.com/learning-center/personal-finance/power-of-attorney-finances [https://www.fidelity.com/learning-center/personal-finance/power-of-attorney-finances] View all episodes here: https://www.fidelity.com/learning-center/money-unscripted [https://www.fidelity.com/learning-center/money-unscripted]. New episodes drop bi-weekly on Tuesdays. Have a comment or episode idea? We’d love to hear from you! Email us at moneyunscripted@fidelity.com [moneyunscripted@fidelity.com]. Be sure to follow, like, and share Money Unscripted! © 2026 FMR LLC. All rights reserved.