My Weird Prompts

DeFi vs Microlending: What Actually Works?

30 min · 31. touko 2026
jakson DeFi vs Microlending: What Actually Works? kansikuva

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DeFi has $180 billion locked in protocols, yet 1.7 billion adults remain unbanked. This episode cuts through the hype to examine what the evidence actually says about credit access — from microlending's randomized controlled trials showing $3.50 monthly profit gains to DeFi's overcollateralized lending that requires borrowers to already have money. We explore where blockchain finance is genuinely transformative: stablecoin adoption in hyperinflationary Argentina, cross-border remittances at 0.1% fees on Stellar, and parametric crop insurance paying claims in 24 hours via satellite data. The real story isn't lending to the poor — it's settlement infrastructure.

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jakson The Free Speech Fault Line: UK's Ban on Piker & Uygur kansikuva

The Free Speech Fault Line: UK's Ban on Piker & Uygur

When the UK Home Office barred Hasan Piker and Cenk Uygur from entering the country over concerns their statements could stir up racial hatred, a surprising coalition of defenders emerged — not because they agree with the figures, but because they oppose state power to make that call. This episode explores the three camps of free speech absolutism: civil libertarians like Nadine Strossen, legal scholars like Eugene Volokh, and institutional advocates like FIRE. We examine the philosophical fault line between the US Brandenburg standard and the UK's broader incitement framework, and confront the hardest cases — from Rwanda's RTLM broadcasts to Myanmar's Facebook-fueled violence. The core question: is the risk of government censorship greater than the risk of hate speech leading to real harm?

2. kesä 202629 min