From Stolen Car & Zero Savings to a $100K Fintech 💸 | Tosin Olaseinde, Money Africa

From Stolen Car & Zero Savings to a $100K Fintech 💸 | Tosin Olaseinde, Money Africa

She had the dream CV. Chartered accountant, Bloomberg, CNBC, British American Tobacco. Then her only car got stolen, her savings vanished and she found herself at church unable to drop a $2 offering. That rock-bottom moment became the spark for Money Africa and Asset Avenue flew to Lagos, Nigeria to hear the whole story. In this episode, Bola Sol sits down with Tosin Olaseinde, founder of Money Africa, Money Africa Kids and the fintech Ladda and a World Economic Forum Young Global Leader, for an honest conversation about going broke, betting on yourself before anyone validates you, and turning a single invoice into a company. ⏱️ TIMESTAMPS 00:00 – The $2 offering that changed everything (intro) 01:30 – "I am my greatest asset" 02:45 – The dream CV vs. the money reality behind it 04:30 – The stolen car that wiped her out 06:30 – Broke at church: the wake-up call 09:30 – The 6-month "career break" at 30 that never ended 11:30 – One invoice that accidentally started a company 14:00 – Building Money Africa on Instagram from zero 16:30 – Teaching money when unemployment is at 27% 20:00 – Winning the $100,000 NSIA Prize & launching Money Kids 23:30 – Almost 1 million reached — and why it's not enough 25:30 – 3 tips for betting on yourself 28:30 – Becoming a WEF Young Global Leader 31:00 – How to REALLY network (work ethic beats connections) 34:00 – The hardest part of being a CEO 36:30 – Your personal brand vs. the person behind it 38:30 – Earning ₦200k/month with nothing saved? Start here 40:30 – The biggest investing mistake Nigerians make 43:30 – Her dream dinner guest list 45:00 – Surviving hyperinflation & the future of money in Africa 47:30 – Rapid fire + where to find Tosin 👤 ABOUT THE GUEST — Tosin Olaseinde Instagram: @tosinolaseinde | @moneyafrica | @moneyafricakidsX (Twitter): @tosinolaseindeLinkedIn: Money AfricaApp: Ladda (@ladda.ng) 🎙️ ABOUT ASSET AVENUEAsset Avenue is the podcast hosted by financial adviser and two-time Penguin author Bola Sol, exploring how people really build, manage and think about money. New episodes regularly, subscribe and turn on notifications so you never miss one. 🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehq Newsletter & links: bolasol.co.co.uk

What Are You Actually Building Your Wealth For?

What if the thing missing from your financial plan can't be measured in pounds? In this solo episode, Bola gets into a conversation that started on her social media and refused to stay in a caption. She's unpacking the version of success that's been sold to women and asking the question most financial plans never dare to ask. Capitalism has no heart. It doesn't care about your fertility window, your desire for connection or who you want to build a life with. So why are so many of us building our entire lives around its definition of success? This episode covers the Girl Boss era, hustle culture, what Bola personally gave up in her 20s and why she's rethinking everything now. She also introduces a framework that might just change the way you see your goals and what you're quietly trading away without realising it. This one is different. It's personal, it's honest, and it's the conversation women needed someone to have out loud

Why I Still Work a 9-5 (Despite Making £300k Online)

Welcome to this episode of the podcast, where we sit down with James Beckett, the personal finance expert and creator behind The Money Stocker! In this candid conversation, James breaks down the taboo surrounding personal finances by opening up completely about his own numbers, including his £250,000 pension pot and his goal to achieve financial freedom by age 45.Despite pulling in an incredible £300,000 from his social media channels over the last 12 months, James continues to work his full-time 9-to-5 marketing role. Tune in to discover how he balances entrepreneurship, manages pay rises using his signature 50-50 rule, and protects his wealth against upcoming tax changes.⏱️ Timestamps00:00 - Introduction & The Power of Pensions: James discusses why your pension is often your biggest financial asset and why human capital matters just as much.02:15 - Building The Money Stocker: Moving from dead SEO blogs to building an active community on social media.04:30 - How to Make £300k on Social Media: A completely transparent breakdown of content creator revenue streams.06:45 - Brand Deals, Affiliates, & Facebook Monetisation: Capitalising on algorithm changes pushing finance Reels to wider audiences.09:15 - The Default Pension Fund Mistake: Why 96% of people are losing out on tens of thousands in growth by staying in conservative default funds.12:30 - Staying Grounded with a 9-to-5: Why James hasn't quit his day job and how he avoids the traps of glamorised entrepreneurship.14:45 - The 50-50 Pay Rise Rule & Car Finance Traps: Practical budgeting tips to ensure you don't inflate your lifestyle out of water.18:00 - 2027 Cash ISA Cuts & Understanding Gilts: How to transition into government bonds as tax exemptions change.21:15 - 3 Steps to Start a Stocks & Shares ISA: Choosing low-cost platforms and setting up automated monthly contributions.24:00 - Who to Trust Online: Why you should be sceptical of get-rich-quick schemes and look to trusted authorities like Martin Lewis.26:15 - Why Stock Picking is a Trap: Reviewing why 90% of active fund managers fail to beat a simple global index fund over 15 years.28:30 - Buying Future Freedom & Wedding Spending: Prioritising experiences and memory-making over modern gadgets.📱 Connect with James & The Money StockerInstagram: @themoneystockerTikTok: @themoneystockerYouTube: @moneystockerWebsite: www.moneystocker.com🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehqNewsletter & links: bolasol.co.co.uk

How to Buy a Home Self-Employed in 2026 & Invest with Ola (All Things Money)

In this episode, we sit down with Ola, the founder of All Things Money, an online platform dedicated to helping young adults financially navigate adulthood. Ola candidly shares her journey to becoming a London homeowner in 2026, the hurdles of securing a mortgage as a self-employed business owner, and how she manages financial anxiety amidst modern economic uncertainties. We dive deep into actionable wealth-building advice, highlighting the power of Stocks and Shares Lifetime ISAs, understanding risk tolerance, breaking down the gender investment gap, and her tactical approach to reducing her mortgage term by 12 years through overpayments. Whether you want to construct an emergency fund, dive into index funds, or map out a long-term plan for your future self, this episode is packed with practical strategies to take control of your financial health. * Follow on Instagram, TikTok, & YouTube: @allthingsmoney * Listen to the Podcast: The All Things Money Podcast * Get Resources: Head over to www.allthingsmoney.com [https://www.allthingsmoney.com] for e-books and planners

10 Years of Bootstrapping: The Emotional Cost & The Power Pitch with VAMP's Christina Okorocha

"Life is about ebbs and flows. You’re not always going to be winning constantly, and if you think like that, you’re going to lose yourself." — Christina Okorocha. This week on Asset Avenue, Bola Sol is joined by Christina Okorocha, the powerhouse behind VAMP. Starting as three friends in university, VAMP has spent the last decade redefining influencer marketing for the culture, proving that you don't always need major VC backing to achieve global success with brands like Disney and Universal Pictures. Christina pulls back the curtain on the mental shift required to go from a 9-to-5 to full-time entrepreneurship, the importance of "networking horizontally" with your peers, and why she recently introduced the Power Pitch to support the next generation of Black women in business. Episode Breakdown: * [00:36] Defining Cultural Marketing. * [05:58] Learning the power of influence from Zoella. * [13:42] The emotional cost of bootstrapping. * [21:26] Treating yourself as an employee of your business. * [31:04] The importance of horizontal networking. * [35:40] Why your business needs a CFO. * [42:02] Rapid Fire Round: 10M in VC or 5M on your own terms?. Connect with Christina Okorocha: * Instagram: @ChristinaOk * LinkedIn: Christina Okorocha Connect with Bola Sol: * Instagram: @Bola_Sol