Average Joe Finances

Send us a text [https://www.buzzsprout.com/twilio/text_messages/1822550/open_sms] Join us on Average Joe Finances as our guest Colton Pace, shares his journey from growing up on a ranch in Dallas, Texas to founding Ownwell, a startup aimed at reducing home ownership costs. Colton discusses how Ownwell helps homeowners and real estate investors save on property taxes, insurance, and utility bills. He also delves into the company's unique contingency fee model, how local expertise is crucial for property tax appeals, and the importance of financial planning through detailed expense tracking. Colton shares insights from his experience working for a billionaire, highlighting the significance of analyzing each expense to maximize returns. In this episode: * Learn how challenging property tax assessments and expenses can unlock hidden savings for homeowners. * Discover why education and awareness are key to reducing real estate ownership costs. * Understand how Ownwell leverages nationwide expertise to optimize property tax and utility savings. * Gain insights from Colton Pace on using curiosity and direct communication to uncover financial opportunities. * And so much more! Key Moments: 01:13 Meet Colton Pace: From Ranch Life to Real Estate 02:27 The Mission of Unwell: Reducing Real Estate Costs 03:27 Importance for Real Estate Investors 07:07 The Eye-Opening Moment: Property Tax Savings 11:20 Utility and Insurance Savings 13:09 Biggest Savings and Success Stories 15:47 Challenges and Benefits of Using Unwell 17:32 The Importance of Time Management for Real Estate Investors 18:18 Introducing the Unwell Team and Their Expertise 19:55 Geographical Reach and Market Operations 21:37 Financial Planning and Expense Management 24:14 Final Round: Colton's Insights and Advice 30:19 Connecting with Colton and Final Thoughts Find Colton Pace Website: https://www.ownwell.com/ [https://www.ownwell.com/] LinkedIn: https://www.linkedin.com/in/coltonpace/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links [https://averagejoefinances.com/links] About Mike: https://mikecavaggioni.com [https://themikecav.com] Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ [https://averagejoefinances.com/show-notes/] *DISCLAIMER* https://averagejoefinances.com/disclaimer [http://www.averagejoefinances.com/disclaimer] See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes [http://www.averagejoefinancespod.com/episodes] Support the show [https://www.buymeacoffee.com/avgjoefinances]

Send us a text [https://www.buzzsprout.com/twilio/text_messages/1822550/open_sms] Join us on Average Joe Finances as our guest George Otel, an immigrant and business owner who transitioned from owning a trucking company to founding US Business Funding, shares his journey from truck driving to real estate investing and focuses on the significance of building a strong team, understanding financing, and the opportunities in commercial real estate. He emphasizes the importance of preparation, patience, and leveraging relationships for success. George also offers insights on effective networking, the benefits of SBA loans, and provides advice for new entrepreneurs. In this episode: * Discover how George Otel transitioned from trucking to thriving in commercial real estate and business financing. * Learn why networking and building the right team of experts (CPAs, lawyers, financiers) is essential for growth. * Understand the differences between residential and commercial real estate and why commercial offers higher returns with less competition. * Explore smart financing strategies, including leveraging SBA loans to move from renting to owning. * Take away hard-earned lessons on patience, planning, and the importance of hiring support early to scale faster. * And so much more! Key Moments: 00:00 Introduction and Welcome 02:03 Meet George Otel: From Trucking to Real Estate 04:09 Diving into Commercial Real Estate 05:43 The Importance of a Strong Team 10:14 Financing Strategies for Business Owners 19:01 George's Real Estate Journey and Insights 21:50 The Importance of Networking in Real Estate 23:06 Building Trust and Relationships 24:09 The Necessity of Pre-Approval 25:10 The Role of Preparation and Reputation 28:51 The Value of Patience and Rational Decisions 31:01 Exploring Franchise Opportunities 32:14 Final Round: Lessons and Tips 39:50 Where to Find More Information 41:27 Conclusion and Farewell Find George Otel Website: www.usbizfunding.net Facebook: https://www.facebook.com/George.Otel LinkedIn: https://www.linkedin.com/in/georgeotel/ Instagram: https://www.instagram.com/georgeotel/ Twitter: https://twitter.com/george_otel Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links [https://averagejoefinances.com/links] About Mike: https://mikecavaggioni.com [https://themikecav.com] Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ [https://averagejoefinances.com/show-notes/] *DISCLAIMER* https://averagejoefinances.com/disclaimer [http://www.averagejoefinances.com/disclaimer] See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes [http://www.averagejoefinancespod.com/episodes] Support the show [https://www.buymeacoffee.com/avgjoefinances]

Send us a text [https://www.buzzsprout.com/twilio/text_messages/1822550/open_sms] Join us on Average Joe Finances as our guest Larry Kriesmer and Bernard Surovsky discuss their innovative approach to investment management. They delve into their investment strategy, which evolved from their experiences during market downturns in the late 1990s and 2008, leading to the creation of their trademark 'Synthetic Equity' and the launch of their ETF (SNTH). The discussion covers the technical aspects and advantages of using options and treasuries to manage risk while achieving high returns. The episode also features personal anecdotes, including their experience of ringing the bell at the New York Stock Exchange In this episode: * Learn how Measured Risk Portfolios blend safe short-term treasuries with strategic options to balance protection and growth. * Discover the concept of Synthetic Equity and how it replicates equity returns while cushioning against losses. * Understand why mastering options can unlock powerful risk management and investment opportunities. * Gain insights into building bold, informed strategies that challenge traditional investing norms. * And so much more! Key Moments: 00:59 Meet Larry and Bernard 01:35 Growing Up in Different Worlds 03:41 Investment Philosophy and Early Experiences 06:13 The Measured Risk Portfolio Approach 08:12 Managing Market Volatility 21:40 Synthetic Equity Explained 25:06 Risk Aversion and Investment Strategies 26:41 Introduction to Synthetic Equity and ETF 26:58 Launching the ETF and Ringing the Bell 27:55 The Experience of Ringing the Bell 33:25 Final Round: Financial Mistakes and Lessons Learned 41:32 Final Thoughts and Advice for Investors Find Larry and Bernard Website: https://www.measuredriskportfolios.com/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links [https://averagejoefinances.com/links] About Mike: https://mikecavaggioni.com [https://themikecav.com] Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ [https://averagejoefinances.com/show-notes/] *DISCLAIMER* https://averagejoefinances.com/disclaimer [http://www.averagejoefinances.com/disclaimer] See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes [http://www.averagejoefinancespod.com/episodes] Support the show [https://www.buymeacoffee.com/avgjoefinances]

Send us a text [https://www.buzzsprout.com/twilio/text_messages/1822550/open_sms] Join us on Average Joe Finances as our guest Mike Ivany to discuss his diverse background in law, marketing, finance, and investment. Mike Ivany shares his journey from working at Homeland Security to starting a law practice, diving into marketing, and ultimately working in finance and alternative investing. The conversation delves into the dynamics of the AI market, the future of companies like TikTok, SpaceX, and ByteDance, and how AI is reshaping investment strategies. In this episode: * Learn how pre-IPO and private market investing gives accredited investors access to high-growth companies before they go public. * Discover why the ongoing AI talent battle reshapes technology investing and creates unique opportunities. * Understand the critical role of fees, liquidity constraints, and risk assessment when entering private investments. * Explore how platforms like Upmarket democratize alternative assets, lowering barriers for accredited investors. * And so much more! Key Moments: 00:55 Guest Introduction: Mike Ivancie 01:28 Mike Ivancie’s Background and Career Journey 02:42 Transition to Marketing and Finance 03:19 Current Role and Market Trends 05:55 AI and Private Markets Discussion 11:40 Impact of AI on Investing 16:31 Introduction to Upmarket 23:08 Understanding Private Market Investments 23:47 Pre-IPO Investment Checklist 24:21 Accredited Investor Qualifications 27:12 Popular Pre-IPO Companies 29:31 Employee Liquidity in Private Companies 32:35 Final Round: Financial Wisdom 42:39 Final Thoughts and Resources Find Mike Ivancie Website: https://www.upmarket.co/  LinkedIn: https://www.linkedin.com/in/ivancie/  Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links [https://averagejoefinances.com/links] About Mike: https://mikecavaggioni.com [https://themikecav.com] Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ [https://averagejoefinances.com/show-notes/] *DISCLAIMER* https://averagejoefinances.com/disclaimer [http://www.averagejoefinances.com/disclaimer] See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes [http://www.averagejoefinancespod.com/episodes] Support the show [https://www.buymeacoffee.com/avgjoefinances]

Send us a text [https://www.buzzsprout.com/twilio/text_messages/1822550/open_sms] Join us on Average Joe Finances as our guest Chad Ackerman about his remarkable journey from a corporate HR professional to a successful real estate syndicator and business coach. Chad shares his personal story, detailing how he transitioned from his W2 job and navigated the challenges of the real estate investment world. He discusses his initial mistakes, the importance of having clear goals, and the strategies he employed to achieve financial independence. Chad also touches on the significance of due diligence, community involvement, and overcoming imposter syndrome. In this episode: * Learn how a casual workplace conversation sparked Chad Ackerman’s journey from HR professional to full-time real estate investor. * Discover why defining your personal “buy box” can eliminate emotional investing and clarify your financial goals. * Understand the power of community—how local meetups and online forums like BiggerPockets can accelerate your growth. * Gain insight into how coaching and mentorship can help overcome imposter syndrome and build investor confidence. * And so much more! Key Moments: 00:56 Meet Chad Ackerman 01:33 Chad's Real Estate Journey Begins 03:24 First Investment Lessons 04:30 Building a Real Estate Community 05:37 Partnership with BiggerPockets 06:15 Transition to Business Coaching 10:12 Importance of Due Diligence 16:00 Defining Your Buy Box 18:18 Overcoming Imposter Syndrome 19:46 Leveraging Coaching Skills for Investment Success 20:09 Overcoming Financial Hurdles with Tribe Vest 20:51 The Importance of Accountability in Achieving Goals 21:17 Mentors vs. Coaches: Understanding the Difference 22:05 Alternative Investment Strategies and Education 24:05 Chad's Journey from HR to Business Coach 28:33 Final Round: Insights and Reflections 34:08 Closing Thoughts and Final Advice Find Chad Ackerman Website: https://chadackerman.focalpointcoaching.com/ Linkedin: https://www.linkedin.com/in/chad-ackerman-8089a8a/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links [https://averagejoefinances.com/links] About Mike: https://mikecavaggioni.com [https://themikecav.com] Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ [https://averagejoefinances.com/show-notes/] *DISCLAIMER* https://averagejoefinances.com/disclaimer [http://www.averagejoefinances.com/disclaimer] See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes [http://www.averagejoefinancespod.com/episodes] Support the show [https://www.buymeacoffee.com/avgjoefinances]