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Community Reinvestment Act (CRA) and the Community Bank

32 min · 18. nov. 2009
episode Community Reinvestment Act (CRA) and the Community Bank cover

Beskrivelse

Join Jeff Simpkins of Community Bank Consulting, Inc. (www.CommunityBankConsulting.com [http://www.CommunityBankConsulting.com]) as he interviews regulatory compliance consultant Don Blaine of Young & Associates (www.Young.com [http://www.Young.com]). Don and Jeff will the Community Reinvestment Act (CRA) and its application in community banks.

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episode Insights of a Real Estate Appraiser cover

Insights of a Real Estate Appraiser

After a lengthy real estate boom in the US, the past year or more has experienced a significant market adjustment downward in most areas. Real estate loans make up a significant part of the loan portfolio in most community banks. Many banks are being called upon by regulators to get updated appraisals on collateral on a very frequent basis. In some markets appraisers are challenged to find a true market value because of lack of comparable sale data; often distress situations are the only data available. Join Jeff Simpkins (http://blog.communitybankconsulting.com/) [http://blog.communitybankconsulting.com/)] as he talks with Certified Residential Appraiser, Elizabeth Buchanan (http://buchananappraisals.com/) [http://buchananappraisals.com/)] about what is currently going on in the real estate market from the perspective of an appraiser.

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