S10 E218 - Solving Money Troubles in Retirement

S10 E220 - The Why In Caregiving

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S10 E218 - Solving Money Troubles in Retirement

Can leveraging home equity and reverse mortgages actually help seniors manage retirement expenses and care costs? In this enlightening episode, host Wendy Jones sits down with Joe Bigelman, a mortgage loan consultant with John Adams Mortgage. Joe shares his expertise on how seniors can use their homes—their largest financial asset—to cover high costs of care, including assisted living and in-home support. He explains strategies that can provide funds while allowing seniors to remain in their homes and maintain ownership. Joe demonstrates how proper planning can relieve financial stress and preserve quality of life. Whether you’re a senior, caregiver, or someone planning for retirement, Joe offers actionable advice on maximizing home equity, securing financial stability, and ensuring peace of mind in later years. Key Highlights in this Episode: * Home Equity Options: Joe explains how refinancing, cash-out loans, and home equity lines can provide flexible funding for seniors’ care needs. * Reverse Mortgages Demystified: Learn how reverse mortgages work, including ownership, loan balance growth, and how they can eliminate monthly payments while allowing seniors to remain in their homes. * Real-Life Case Studies: Stories of clients navigating care costs and limited retirement funds highlight practical applications and benefits of these strategies. * Financial Planning Tips: How to preserve equity, plan for long-term care, and maintain financial security in retirement. * Veteran Benefits: Information on aid and attendance programs offering monthly financial support for eligible veterans and their spouses. Resources & How to Contact the Guest: Call Joe Bigelman at 248-302-3652 Visit: John Adams Mortgage [https://www.johnadamsmortgage.com/joebigelman] Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM! Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging. Every Friday: Spiritual and emotional support to encourage your heart and mind. Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review! Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones [https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

S10 E219 - Our Greatest Lessons Come Through The Hardest Trials

Pastor Tim Helland joins host Wendy Jones on Next Steps 4 Seniors: Conversations on Aging to discuss how faith and perspective can transform the way we face life’s trials especially while caring for aging loved ones. Drawing from personal experience as a caregiver and a father, Pastor Tim shares how biblical truth brings lasting hope in the midst of grief, stress, and uncertainty. He reflects on the emotional and physical toll caregiving takes—citing that 70% of caregivers over 65 die before the person they care for and emphasizes the importance of spiritual resilience. Using Scripture like James 1:2 (“Consider it pure joy when you face trials…”), he explains how true blessing is found not in comfort, but in trusting God’s eternal kingdom. This conversation offers encouragement, reminding listeners that real hope isn’t in this life alone, but in the life to come. Resources & How to Contact Next Steps for Seniors: Website: nextsteps4seniors.com [https://nextsteps4seniors.com/] Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM! Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging. Every Friday: Spiritual and emotional support to encourage your heart and mind. Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review! Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones [https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

S10 E217 - Next Steps 4 Seniors

Navigating senior care be easier when you have the right support system by your side. In this heartfelt episode, host Wendy Jones welcomes longtime friend Kristi Kirschmann and Spiritual Support team leader Roz Burns to discuss the journey families face when caring for aging loved ones and the importance of supporting seniors both physically and spiritually. The conversation explores the mission of the Next Steps for Seniors Foundation and its Spiritual Support Team, which provides companionship, prayer, encouragement, and comfort to seniors after they move into care communities. Through powerful stories of faith, connection, and compassion, Wendy, Kristi, and Roz highlight the profound impact that emotional and spiritual support can have on seniors during life's later chapters. Whether you're caring for an aging parent, exploring senior living options, or looking for meaningful ways to serve your community, this episode offers hope, practical guidance, and inspiration. Key Highlights in this Episode: Navigating Dementia Care: Kristi shares the challenges her family faced as her mother's Lewy body dementia progressed and how professional placement guidance helped them make informed decisions. The Value of Senior Placement Services: Learn how placement specialists help families identify the right senior living communities based on care needs, finances, location, and personal preferences—at no cost to the family. Support Beyond the Move: The conversation emphasizes that care doesn't end once a senior moves into a community. Ongoing guidance and advocacy help families navigate changing care needs over time. The Spiritual Support Team: Roz explains how trained volunteers visit seniors, offer companionship, prayer, and meaningful conversations, helping reduce feelings of loneliness and isolation. The Blanket Ministry: Hear touching stories about the Foundation's gift blankets, which provide comfort, connection, and a tangible reminder that seniors are cared for and valued. Finding Peace and Purpose: The team discusses the importance of helping seniors explore spiritual questions, strengthen their faith, and find assurance and comfort during later stages of life. Volunteer Opportunities: Learn how churches and community members can partner with the Next Steps for Seniors Foundation to serve seniors and make a lasting impact. Resources & How to Contact Next Steps for Seniors: Website: nextsteps4seniors.com [https://nextsteps4seniors.com/] Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM! Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging. Every Friday: Spiritual and emotional support to encourage your heart and mind. Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review! Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones [https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

S10 E216 - Encouraging Through Experience

Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones [https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.