Everyone's Talkin' Money

What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money. A former financial executive turned energetic wealth mentor, Elizabeth shares how money and love operate on the same frequency—and how learning to receive is just as important as learning to earn. They dig into why we confuse discipline with deprivation, how spiritual people accidentally block abundance, and why aligning your financial decisions with your values is one of the most loving things you can do for yourself. This isn’t your typical money advice. This is money through a soul-aligned, energetically expansive lens. Whether you’ve been stuck in scarcity, avoiding your bank account, or wondering why things still feel tight despite "doing everything right"—this episode is your reset. You’ll learn: * Why money is an act of self-love—not sacrifice * How to shift from lack-based goals to aligned wealth creation * The trap of spiritual bypassing in money work * What “money normalization” is and why it keeps you stuck * How to create abundance without hustle or shame Plus, Elizabeth shares what intentional investing really looks like—beyond portfolios and into your purpose. Ready to shift your relationship with money for good? This is the conversation you didn’t know you needed. Elizabeth is gifting the ETM audience a free month of SI Club (normally $17/month). This includes investing tools, energetic money teachings, and a supportive community space. Sign up here: Free Month of SI Club [https://the-spiritual-investor.mn.co/plans/1478451?bundle_token=81effd12748361c5b5e851d7538bbc47&utm_source=manual] Learn more about Elizabeth Ralph: Website: thespiritualinvestor.com [https://www.thespiritualinvestor.com/] Podcast: The Spiritual Investor Podcast [https://www.thespiritualinvestor.com/podcast] Instagram: @elizabethralph [https://www.instagram.com/elizabethralph/]  Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Let’s face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn’t make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos. In this episode of Everyone’s Talkin’ Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, and former national spokesperson for the American Dental Association, who has lived through more loss and reinvention than most of us can imagine. From losing her son to suicide, her husband to a broken heart, and her career to injury, Kim rebuilt her life by embracing the hardest conversations—and now she teaches others how to prepare emotionally and financially for the inevitable. We talk about: * Why open conversations about death and money reduce family conflict and emotional trauma * The importance of legacy planning, estate organization, and writing a “love letter” binder * Common financial regrets people share at the end of life—and how to avoid them * What every member of the sandwich generation needs to know about long-term care and expectations * How to talk to your kids (and grandkids! and parents!) about death without fear or shame * Why grief + money = explosive—and how to avoid drama by planning ahead * The surprising role of hospice, and why dying on your terms can be the greatest gift you give Kim’s wisdom will leave you inspired to tackle your own plans, have those long-overdue conversations, and rethink what a “wealthy” life really means. You’re going to walk away knowing: * Financial planning is crucial for emotional preparedness in end-of-life scenarios. * Hospice care focuses on comfort rather than prolonging life. * Many families experience conflict after a death due to lack of communication. * Leaving a legacy of love is the most important aspect of life. * Planning for retirement and end-of-life care can alleviate burdens on family members. * Kim encourages writing love letters to family members as a lasting legacy. * Conversations about death should be normalized to reduce fear and discomfort. * Joy and resilience are essential themes in navigating life's challenges. If you just want to make life easier for your loved one, or yourself - this is your must-listen episode. Connect with Dr. Kimberly Harms: https://drkimberlyharms.com Learn more about her book Are you Ready? How to Build a Legacy to Die For [https://www.amazon.com/dp/B0CHG23HD5]  Rethinking Death.Life [https://podcasts.apple.com/au/podcast/rethinkingdeath-life/id1795718762] podcast Connect with me (Shari!) on Instagram: @everyonestalkinmoney [https://www.instagram.com/everyonestalkinmoney/] Subscribe to Everyone’s Talkin’ Money and leave a review if this episode moved you Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer. In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money questions. What I heard blew me away. We’ll explore: * How a one-quarter financial literacy class (just 45 days!) is shaping the way kids think about saving, spending, and investing * Why kids associate money with freedom — and adults with stress * Actionable ways parents, guardians, and educators can start real money conversations with kids (without eye rolls or lectures) * The simple frameworks I use to teach kids how to spend, save, and give with purpose * What my first job as a “toast girl” taught me about assigning value to every dollar Whether you’re a parent, educator, or just someone who wants to raise a generation of money-smart kids, this episode will leave you inspired — and ready to start the conversation. Tune in to hear how just a little bit of financial education can go a very long way. What you'll walk away with: * Money is about feelings, mindset, and not just spreadsheets. * Kids can have a strong financial foundation if taught early. * Engaging kids in money conversations empowers them. * Every dollar should have a purpose to instill confidence. * Teaching kids about money can prevent future mistakes. * Financial literacy classes in schools make a difference. * Kids understand concepts like delayed gratification and impulse spending. * Adults should share their money mistakes to teach wisdom. * Saving and budgeting are essential skills for kids. * Money management is about balance between spending and saving. Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America’s commanders-in-chief. Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the men who shaped the country. And trust me—these aren’t the stories you learned in history class. From Thomas Jefferson’s spending addiction to why Herbert Hoover might be your new financial role model, we uncover the real money lessons hiding behind the White House curtains. Whether you’re in debt, rebuilding, or just trying to get a grip on your finances, this episode will leave you feeling a little less alone—and a lot more empowered. What We Cover: * Why money worries don’t stop at the Oval Office * Which presidents were surprisingly bad with money (and who got it right) * The role women played in financial decision-making behind the scenes * What presidential money mess-ups can teach us about resilience and leadership * Why financial literacy should be considered a leadership skill * How student loans haunt even the most powerful * And the budgeting habits worth stealing from history About Megan Gorman: Megan Gorman is the author of All the Presidents’ Money, a fascinating dive into how U.S. presidents handled their personal finances—and what it reveals about power, failure, and money myths. She’s also a financial strategist, speaker, and contributor to major outlets like Forbes and The Wall Street Journal. Grab the Book: You can find All the Presidents’ Money by Megan Gorman everywhere books are sold. Links & Resources: Megan’s Website: megangorman.com [https://www.megangorman.com/] Get the Book:  * All the Presidents' Money [https://www.simonandschuster.com/books/All-the-Presidents-Money/Megan-Gorman/9798888450802] * simonandschuster.com [https://www.simonandschuster.com/books/All-the-Presidents-Money/Megan-Gorman/9798888450802] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time to think, and have a clear vision for your career. We dive deep into what it really means to own your career path, how to stay grounded when things feel uncertain, and why a strong money mindset is a must if you want to be paid what you’re worth. This is your real-world, no-fluff blueprint for building a meaningful career—even when everything around you feels chaotic. What You’ll Learn: * The five essential actions that lead to career success * How to create a clear career vision and direction * The right way to network for real growth * What to do when layoffs or job changes hit * How to set boundaries and create true work-life balance * Why your mindset about money affects your professional future Get Erika’s book Nobody Cares About Your Career - https://www.erikaayersbadan.com/book [https://www.erikaayersbadan.com/book]  Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]