Fintech Recap: Overdraft, Fintech IPOs, and SoFi's Latest Acquisition

Fintech Recap: Apple, the Credit Bureaus, and the CFPB All Break the Mold

In this episode of Fintech Recap, Jason [https://twitter.com/mikulaja] and I break down Apple’s ‘Breakout’ initiative, discuss why the credit bureaus’ recent changes for dealing with medical debt don’t far enough, and shed light on a very interesting change over at the CFPB. Our ‘can’t let it go’ topics for this week include the failure of Fast and the dystopian wonder that is Axie Infinity. Enjoy! Alex This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newsletter.fintechtakes.com [https://newsletter.fintechtakes.com?utm_medium=podcast&utm_campaign=CTA_1]

Fintech Recap: Overdraft, Fintech IPOs, and SoFi's Latest Acquisition

Fintech Recap is back. This month, Jason Mikula [https://twitter.com/mikulaja] of Fintech Business Weekly [https://fintechbusinessweekly.substack.com/] and I break down: * Citi’s decision to stop charging overdraft and NSF fees. * Chime’s (reported) decision to delay its IPO. * SoFi’s decision to acquire core banking provider Technisys. * Crypto companies advertising blitz in Super Bowl LVI. And on a more serious and important note, Jason and I also spent a few minutes at the top of the episode talking about Russia’s invasion of Ukraine. If you are looking to learn more about the conflict and ways that you can help, I highly recommend starting with this piece written by Packy McCormick [https://www.notboring.co/p/ukraine-fc5?s=r]. If you are looking to understand how the conflict is impacting Ukrainian fintech companies, Nicole Casperson [https://twitter.com/nicolecasperson] has done some excellent [https://workweek.com/fintechs-role-in-ukraine/] reporting [https://workweek.com/fintech-ceo-supports-ukraine-team-during-russias-invasion/] that you should read. And if you’re curious to learn more about the mechanics of economic sanctions, take a look at Simon Taylor’s latest newsletter [https://sytaylor.substack.com/p/fintech-food-27th-feb-2022-sanctions?s=r]. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newsletter.fintechtakes.com [https://newsletter.fintechtakes.com?utm_medium=podcast&utm_campaign=CTA_1]

Fintech Recap: Robo Advising & The Future of Financial Infrastructure

In this episode of Fintech Recap, Jason Mikula [https://twitter.com/mikulaja] (of Fintech Business Weekly [https://fintechbusinessweekly.substack.com/]) and I are joined by Lex Sokolin [https://twitter.com/LexSokolin] (of ConsenSys [https://consensys.net/] and The Fintech Blueprint [https://www.fintechblueprint.com/]) to talk about UBS’s acquisition of Wealthfront and a whole bunch of financial infrastructure topics. We also spent a few minutes at the end sharing crypto and fintech thoughts that we just can’t let go, including one that may end up inspiring the next big DAO (🥠, 🥠). Enjoy! Alex Johnson is a Director of Fintech Research at Cornerstone Advisors, where he publishes commissioned research reports on fintech trends and advises both established and startup financial technology companies. Twitter: @AlexH_Johnson LinkedIn: Linkedin.com/in/alexhjohnson/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newsletter.fintechtakes.com [https://newsletter.fintechtakes.com?utm_medium=podcast&utm_campaign=CTA_1]

Fintech Recap: BNPL credit reporting, P2P payments, & SPACs

Welcome to another episode of Fintech Recap, a monthly podcast where Jason Mikula [https://twitter.com/mikulaja] of Fintech Business Weekly [https://fintechbusinessweekly.substack.com/] and I try to figure out what happened in the worlds of banking, fintech, and crypto and what it all means. In this episode, Jason and I bid farewell to 2021 by discussing: * The credit bureaus’ long-time-coming embrace of BNPL. * The introduction of new products in the P2P payments space. * The tables turning on fintech SPACs and what to expect in 2022. And, as is quickly becoming tradition, we spent a few minutes at the end talking about the news stories and trends we just can’t let go of (spoiler alert — several web3 buzzwords are involved). Enjoy! Alex Johnson is a Director of Fintech Research at Cornerstone Advisors, where he publishes commissioned research reports on fintech trends and advises both established and startup financial technology companies. Twitter: @AlexH_Johnson LinkedIn: Linkedin.com/in/alexhjohnson/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newsletter.fintechtakes.com [https://newsletter.fintechtakes.com?utm_medium=podcast&utm_campaign=CTA_1]

Fintech Recap: Overdraft Fees, N26, & Facebook

Welcome to another episode of Fintech Recap, a monthly podcast where Jason Mikula [https://twitter.com/mikulaja] of Fintech Business Weekly [https://fintechbusinessweekly.substack.com/] and I try to figure out what happened in the worlds of banking, fintech, and crypto and what it all means. We were thrilled to be joined for this episode by Simon Taylor [https://twitter.com/sytaylor], Co-founder of 11:FS [https://www.11fs.com/] and publisher of the Fintech 🧠 Food [https://sytaylor.substack.com/] newsletter. We didn’t plan it this way, but the theme of this month’s episode turned out to be: Calling It Quits. Jason, Simon, and I discussed: * Capital One’s decision to eliminate overdraft fees. * N26’s decision to exit the U.S. market. * David Marcus’s decision to leave Facebook/Meta. We also spent a few minutes at the end of the episode discussing El Salvador’s “Volcano Bonds” because, well, we couldn’t not. Enjoy! Alex Johnson is a Director of Fintech Research at Cornerstone Advisors, where he publishes commissioned research reports on fintech trends and advises both established and startup financial technology companies. Twitter: @AlexH_Johnson LinkedIn: Linkedin.com/in/alexhjohnson/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newsletter.fintechtakes.com [https://newsletter.fintechtakes.com?utm_medium=podcast&utm_campaign=CTA_1]