First Paycheck Playbook: Pay Yourself First, Automate Savings, Build an Emergency Fund Ep 30

How to Buy a Used Car Without Getting Ripped Off Ep 34

In this episode of Good Money Moves, we tackle the often daunting task of purchasing a car without the dreaded buyer's remorse. Join Jenna as she welcome back Jordan Kaehler, our loan portfolio manager, to discuss essential steps for buying a vehicle. They cover how to identify your needs versus wants, establish a budget, and determine fair pricing using resources like J.D. Power. Jordan shares key insights on red flags to watch for during the buying process, whether from dealerships or private sellers. Plus, they will explore financing options and the value of add-on products like GAP insurance and warranties. Tune in for expert advice that empowers you to make sound financial decisions when buying your next vehicle.

HELOCs vs Home Equity Loans: What They are and How They Differ Ep 33

Tap into your home equity wisely. In this Good Money Moves podcast episode we compare HELOCs and home equity loans so you can choose the right tool for projects, debt consolidation, or big life expenses. Learn how a HELOC draw period works, why payments can change, and when a fixed home equity loan’s set payment is better. We cover fees, approval factors (income, credit, equity), common terms to read closely, and how to avoid re-spending after consolidating debt.

How to Use A CD to Grow Your Savings Ep 32

In this Good Money Moves episode, we explain how certificates of deposit (CDs) work, when a CD beats a savings account, and how to choose terms without locking up too much cash. You will learn early-withdrawal penalties in plain English, insured deposits, how interest is paid, and how to build a simple CD ladder for goals like taxes, travel, or a down payment. We also cover auto-renewal, grace periods, and how much to keep in your emergency fund vs. a CD.

Should You Rent or Buy? A Simple Checklist to Decide Ep 31

In this episode of Good Money Moves, Jenna sits down with Nick Meeker, our Real Estate Lending Manager, to tackle the pivotal question many young adults face: should you keep renting, or is it time to buy a home? Together Jenna and Nick explore common misconceptions about down payments and discuss the importance of having a safety net for unexpected costs that come with homeownership. Nick shares insights on the pros and cons of renting versus buying, emphasizing the need for a well-structured budget and the impact of credit scores on your options. Join us for this informative discussion that aims to empower you to make sound financial decisions as you navigate your journey to homeownership. Tune in and stay financially empowered!

First Paycheck Playbook: Pay Yourself First, Automate Savings, Build an Emergency Fund Ep 30

In this Good Money Moves episode, we set up your very first paycheck so saving happens automatically and your bills stay on time. You will learn what pay yourself first really means, how to pick a starting percent, and an easy 50-30-20 split. We cover direct deposit splits, recurring transfers, round up savings, goal buckets for birthdays and trips, and a practical emergency fund target with a 90-day step-up plan. We also explain how to read your pay stub, W-4 basics, handling student loans in your first budget, and when 401(k), Roth IRA, HSA or FSA contributions make sense. Takeaways include: • Automate savings on payday with direct deposit splits • Build an emergency fund without stalling your life • Use goal sub-accounts and round up savings to stay on track • Turn on banking alerts and autopay the right bills first