He Built 0% Turnover by Rejecting Talented People—Here's Why Culture Beats Skill

He Built 0% Turnover by Rejecting Talented People—Here's Why Culture Beats Skill

Send us Fan Mail [https://www.buzzsprout.com/2239308/fan_mail/new] There's a lot of noise in tech about scaling fast, raising money, and pushing hard early. But no one talks about what happens after: exhaustion, team turnover, and the business running you. Dean Matthews bootstrapped On The Clock without VC, built a 24-person team with zero turnover, and proves that culture beats talent every single time. Dean Matthews bootstrapped On The Clock—a SaaS time tracking, scheduling, and payroll software—without venture capital. What makes his story different? Zero percent turnover. His team of 24 people stays. People actually fight to work there. But here's the thing that shocks most founders: Dean has turned down talented candidates. Repeatedly. Because they didn't fit the culture. THE PROBLEM DEAN SOLVED 22 years ago, Dean was a software consultant in Metro Detroit. He saw a real problem: small business owners and accountants needed easy, reliable employee time tracking. So he built it—as a passion project, working evenings and weekends while maintaining his consulting business to pay the bills. For 10 years, it was just him. But around year 10, he realized something: "You can't go far alone. If you want to go fast, go alone. If you want to go far, go together." The problem? Dean had witnessed toxic cultures his entire consulting career. Management hated operations. Nobody got along. So when he finally hired people, he made a radical commitment: build a culture the way he wanted, not the way it's always been done. THE COUNTERINTUITIVE HIRING STRATEGY Most founders hire for talent first, culture fit second. Dean does the opposite. In every interview, he asks about previous managers, conflict resolution, and how candidates talk about former coworkers. He digs deep. If someone has a big ego, or they blame previous conflicts on others, or they can't speak well of the people they worked with—he passes. Even if they're talented. Even if they're exactly what the business needs on paper. He's made these calls multiple times. It's uncomfortable. But he's willing to lose talent to protect culture. The result? An eNPS score through the roof. Glass door ratings that stand out. A hybrid team (75% in-office Tuesdays/Thursdays, rest remote) that actually stays together. THE LESSONS THAT SHAPED ON THE CLOCK Simplicity beats complexity. Dean's a developer, so he fights the urge to over-engineer everything. His rule now: build minimal viable, then bolt on features. He's found 100% of the time that simpler rollouts are easier to understand, adopted faster, and work better. This applies to product design, internal systems, training programs—everything. Energy management prevents burnout. Dean had a major burnout moment about a year and a half ago. What changed? He started monitoring energy output. Five-to-ten minute walks every hour. Cutting off work at 5pm. Protecting family time. His non-negotiables: prayer, meditation (which creates "open space in the mind"), and staying in the Word. Burnout isn't inevitable—it's a management problem. Values only matter if you embody them. Don't invent values. Write down what's already important to you (5-8 max). Talk to your team. Take 3-6 months. Then live them out as a leader. Values on walls without embodied leadership create subcultures and toxicity. Values lived by leaders create alignment. Bootstrap when you want control; take VC when you want speed. VCs call Dean constantly. Every single day. He turns them all down. Taking VC means taking a controlling force into your company—deadlines, exit pressure, growth-at-all-costs mentality. Bootstrapping meant slower growth but intentional growth. It meant protecting culture over revenue. It meant Dean staying in control. WHAT SUCCESS LOOKS LIKE Dean's long-term goal: serve 1 million people monthly. Currently at ~180,000. But that's not time-bound. It could be 3 years, 5 years, or 10 years. More importantly, he's building what he calls "HR light" into On The Clock—basic HR functions for small businesses. Not because it's trendy, but because he wants every customer to experience what he's built internally. Teaching managers to lead, not manage. Teaching companies that people aren't resources—they're humans. THE OPERATING SYSTEM THAT DRIVES CULTURE Dean credits "Scaling People" by Claire Hughes Johnson (former Stripe COO) for introducing the concept of an operating system—a documented SOP for your entire business covering people, processes, and projects. Dean built this. Updates it every year. Shares it with everyone. It's his cultural anchor. He also created a "Working With Me" document listing his personality, preferences, communication style, and best contact times. Simple. Elementary. But people tell him they're grateful for it because they'd never know otherwise. THE COUNTERINTUITIVE TRUTH Dean proves something most founders don't believe: you don't have to choose between building a great business and maintaining a healthy culture. You don't have to sacrifice people for growth. You don't have to burn out to win. What you have to do is protect culture with the same intensity you protect revenue. Hire for values. Embody your values. Trust simple over clever. And know when to turn down talent to protect what you've built. 🎯 KEY INSIGHTS ✅ Culture alignment beats technical talent—always  ✅ Simple scales faster than complex  ✅ Energy management prevents burnout  ✅ Values without embodiment create toxicity  ✅ Bootstrap gives you control; VC gives you speed  ✅ Zero turnover is possible (and it's a competitive advantage)  ✅ People stay when treated like people, not resources 📚 BOOKS MENTIONED "Scaling People" by Claire Hughes Johnson — Former COO of Stripe. Inspired On The Clock's operating system approach. "Multipliers" by Liz Wiseman — Leadership framework for scaling people, not just revenue. 💬 KEY QUOTE "If you want to go fast, go alone. If you want to go far, go together. And if you're going to build a team, do it with culture first—because one bad seed can poison what took years to build." If this resonated, hit subscribe. Share with a founder who's burning out or tolerating a toxic team. Let's build businesses that actually work for people, not the other way around. This is Inspired by Success. Support the show [https://patreon.com/InspiredBySuccesswithLindaVo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink]  To watch the podcast on video on my YouTube channel go to: https://www.youtube.com/@InspiredbysuccesswithLindaVo [https://www.youtube.com/@InspiredbysuccesswithLindaVo]

You're Playing the Wrong Cards—Why Your Life Feels Hard Even When You're Doing Everything "Right"

Send us Fan Mail [https://www.buzzsprout.com/2239308/fan_mail/new] You can achieve everything on paper—the dream job, the income, the title, the business success—and still feel empty. Harvard to Wall Street sounds like the path to fulfillment. It wasn't. Alexander Dunlop and Vicky Scudery work with high achievers who've checked every box but feel deeply misaligned. Today we're breaking down why success without self-knowledge creates suffering, how to decode your authentic blueprint, and why playing someone else's game keeps you stuck. Introduction: What happens when you build the career, the income, the title, or the business and it still doesn't feel right? This is the quiet misalignment that high achievers don't talk about—the sense that you're performing well but not fully living aligned with who you actually are. Alexander Dunlop spent years climbing the corporate ladder after Harvard and Wall Street, only to realize achievement alone wasn't enough. Vicky Scudery, an intuitive healer, discovered that energy work and deeper self-knowledge create the breakthroughs that strategy can't. Together, they've developed a system based on the Source Cards—an ancient mathematical language hidden in a standard deck of 52 playing cards—that reveals your authentic blueprint based on your birth date. This episode breaks down why high performers feel empty despite success, how to identify repeating patterns in relationships and business, and how to build a life that feels aligned, not just impressive. If you've ever wondered why achievement doesn't automatically create fulfillment, this conversation is for you. 5 KEY TAKEAWAYS: 1. Success Without Self-Knowledge Is an Empty Mountain (The Alignment Gap) You can reach the top of any ladder—corporate, entrepreneurial, social—through sheer grit, intelligence, privilege, and luck, but that doesn't mean you know yourself. Alexander explains that many high achievers climb because they know how to play the game, not because they're living authentically. The mountain top feels hollow because you got there following someone else's map. Fulfillment doesn't come from more achievement, more money, more philanthropy, or even more gratitude. It comes from being in harmony with yourself—literally tuning yourself like a musical instrument. The itch in your soul that persists despite external success is your system telling you: "You're out of alignment." It's not about working harder or doing more good. It's about knowing who you actually are beneath the performance, the title, and the achievement metrics. 2. Your Birth Date Contains Your Life Blueprint (The Source Cards System) The Source Cards system is built on a mathematical principle: based on your date of birth, you're assigned specific cards from a standard 52-card deck that represent your life path. Your birth card is your essence—the light you're here to shine. Your personality card is how you show up in the world. Together, they create a template of how you naturally operate, your strengths, your challenges, and your authentic way of leading and living. Linda (born November 6) is the Ace of Diamonds—entrepreneurial, single-pointed, focused on initiating tangible things in the world. The accuracy is uncanny because it's not psychology or opinion; it's mathematics. You can find your first two cards free at TheSourceCards.com. This isn't astrology or tarot—it's an ancient language encoded in a game, revealing your blueprint so you can stop trying to be someone else. 3. Patterns Aren't Things to Overcome—They're Messages to Decode (The Pattern Wisdom) The biggest mistake high achievers make is thinking patterns are problems to fix through sheer willpower. Vicky explains that patterns are information. They're showing you something about the low side of the cards you're playing. Instead of "overcoming" patterns (which keeps you spinning), you need to witness them, accept them, and choose to play them differently. Alexander's example: his birth card is the Nine of Hearts (emotions, relationships). The low side pattern was playing the victim, feeling sorry for himself, wallowing in private pity parties. When he realized this pattern was a recurring way he played his cards, he gained power. He wasn't controlled by the pattern; he was observing it. And in observing it, he could choose: Do I want to stay in this low emotional place, or do I climb toward bliss and lift others with me? The same pattern appears in relationships, business, money, and life. The pattern isn't the enemy. Your unconsciousness about the pattern is. Awareness = choice. 4. Your Relationship Patterns Reflect Your Inner World (The Mirror Principle) Vicky spent 20 years in self-discovery before meeting Alexander, who showed her in 20 minutes what she'd been learning for two decades. But the breakthrough came when she realized her pattern of attracting emotionally unavailable men was a mirror of her own emotional unavailability. Her Pluto card (unconscious hidden fear) is the Four of Hearts—she was literally putting all her emotions in a box, creating a facade of "everything is fine" while being numb inside. When she finally started to access, honor, and express her actual feelings, the men she attracted changed overnight. A different person showed up because she had shifted. The outer world is always a reflection of your inner world. When couples both understand their cards, acceptance and compassion multiply. Instead of judging your partner's behavior, you understand their pattern. You know what card they're playing and why. Suddenly you can meet them with grace instead of frustration. 5. One-Size-Fits-All Advice Works for the Person Who Gave It, Not for You (The Authenticity Principle) Every guru, every successful entrepreneur, every mentor tells you their secret formula. "Work hard," say the Shark Tank investors. But when Alexander looks up their birthdays, they're all playing power success cards—Eight of Diamonds, King of Diamonds. They think they succeeded because of hard work; actually, success is in their cards. Their formula works for them because it matches their blueprint. If you're an Ace of Diamonds, your strategy is to start it yourself, do it solo, initiate without waiting. But if you're a Two of Diamonds, you need partnership. The King of Hearts leads with emotional intelligence; the Queen of Spades leads with zen presence. You cannot follow someone else's map and expect it to work if you're playing different cards. This is why so many people follow "the formula" and still feel stuck—it wasn't designed for your blueprint. The deprogramming phase (unlearning corporate advice, MBA frameworks, and inherited beliefs about how you "should" operate) is often the most important part of awakening to your authentic power. Partner Offers: Wise 👉 https://wise.prf.hn/l/QLyNwLz [https://wise.prf.hn/l/QLyNwLz] RELATED TOPICS: #SourceCards #SelfAlignment #AuthenticSuccess #HighPerformerCoaching #SpiritualEntrepreneur #PatternBreaking #RelationshipHealing #BusinessStrategy #PersonalTransformation #KnowThyself #EnergeticHealing #LifePurpose #AlignedSuccess #IntuitiveLiving #LindaVo #InspiredBySuccess Support the show [https://patreon.com/InspiredBySuccesswithLindaVo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink]  To watch the podcast on video on my YouTube channel go to: https://www.youtube.com/@InspiredbysuccesswithLindaVo [https://www.youtube.com/@InspiredbysuccesswithLindaVo]

Why Smart People With Good Jobs Still Feel Broke (Nobody Taught Us This)

Send us Fan Mail [https://www.buzzsprout.com/2239308/fan_mail/new] You can have a good job, decent salary, everything that's supposed to mean you're doing well—and still feel broke. Not because you're irresponsible, but because no one taught you the basics. Steve Short spent 30 years leading billion-dollar corporate divisions. Mark Schlipman spent 2+ decades helping people build wealth. They saw this problem up close with their own kids and realized it wasn't just personal—it was generational. So they wrote "The Simple Road Toward Financial Freedom" to make money simple, practical, actually doable. Introduction: Here's what nobody tells you about money: you can have a good job, decent income, all the things that should mean you're winning—and still feel like you're falling behind. It's not because you're bad with money. It's because nobody ever taught you the basics. Budget, save, invest, build wealth—the stuff that actually matters. Steve Short spent 30 years leading billion-dollar corporate divisions. Mark Schlipman has spent over two decades helping people build wealth. Different paths, same frustration: watching smart people—including their own kids—struggle financially not because they lacked discipline, but because they lacked a framework. So they teamed up and wrote "The Simple Road Toward Financial Freedom"—a book that makes money simple, practical, and actually doable for the next generation. This conversation breaks down the 50-20-30 save-first model that flips traditional budgeting, the bucketing approach that removes financial anxiety, why automation beats willpower every time, how to teach kids delayed gratification in a world of instant everything, and the 20-to-$1-million method that shows how an entry-level salary can become retirement wealth without winning the lottery. Who Are Steve Short & Mark Schlipman: Steve Short spent 30 years leading billion-dollar corporate divisions, learning what works at scale in business—but watching his own kids struggle financially despite good jobs made him realize that corporate success doesn't automatically translate to personal finance literacy. Mark Schlipman has spent over 20 years as a financial advisor helping hundreds of families manage, protect, and grow their money—seeing firsthand the gap between income and wealth, between what people earn and what they keep. Together, they're Certified Financial Education Instructors through the National Financial Educators Council, and co-authors of "The Simple Road Toward Financial Freedom," a book born from the realization that an entire generation was graduating into good jobs with zero financial education, living paycheck to paycheck not because they lacked discipline, but because nobody taught them the framework. 5 KEY TAKEAWAYS: 1. The 50-20-30 Save-First Model (Not 50-30-20) - Most budgeting models put needs before savings (50% needs, 30% wants, 20% savings), which means savings happens last—if at all. Steve and Mark flip it: 50% to needs, 20% to savings FIRST, 30% to wants. This one shift changes everything because it prioritizes your future self before lifestyle creep eats the leftovers. The 20% includes employer matches and retirement contributions, so it's not always new money—but the framework gives people a target instead of guessing. And if 20% feels impossible? Start with 1%. Then 3%. Then 5%. Small steps create momentum, and momentum creates motivation. The goal isn't perfection on day one—it's having a framework that tells you when you're on track so you can actually sleep at night knowing your future is covered. 2. The Bucketing Approach Eliminates Financial Anxiety - Steve and Mark teach three buckets: Bucket 1 is emergency savings (3-6 months expenses) sitting in a savings account you can access immediately—yes, it gets eaten by inflation, but that's the price of security, like paying for insurance; Bucket 2 is mid-term money (2-5 years out) invested slightly differently than long-term; Bucket 3 is long-term retirement money (5+ years out) invested in growth vehicles like S&P 500 ETFs, index funds, stocks you won't touch for decades. The mistake most people make: putting ALL their money in Bucket 3 (exposed to market risk with no safety net) or ALL their money in Bucket 1 (no growth, pure inflation loss). The bucketing approach removes anxiety because you know exactly what each dollar's job is—emergency money stays liquid, retirement money grows long-term, and you're not gambling with rent money in the stock market or losing growth potential by keeping everything in cash. 3. Automation Over Willpower—Systems Beat Discipline - Relying on willpower to save money fails because life happens: days bleed into weeks, weeks into months, and good intentions evaporate under stress. Steve and Mark advocate automating everything: automated savings transfers the day after payday, automated investing into retirement accounts, automated bill pay. Set it up once, and your money does the right thing even when you're tired, distracted, or tempted. Example: $100 automatically moves from checking to brokerage account every payday—you never see it, so you never miss it, and six months later you have $1,200 saved without a single moment of willpower. The key insight: when you see money in your account, you feel wealthier than you are and spend accordingly. Automate it out before you see it, and your lifestyle adjusts to what's left—which is the whole point of "save first." 4. The 20-to-$1-Million Method (Time Beats Salary) - This blew Steve's daughter's mind: starting with an entry-level $50K/year job, saving 20% (including employer match), investing in S&P 500 earning historical 10% average returns, you hit $1 million in roughly 20 years—having only contributed $250K yourself. The other $750K? Compound growth and market returns. You don't need to save a million to have a million—you need time, consistency, and the discipline to let compound interest work. This demolishes the narrative that "this generation will never afford anything"—it's not about salary, it's about starting early and staying consistent. A 22-year-old making $50K who saves 20% will retire wealthier than a 35-year-old making $150K who saves nothing. Time is the multiplier most people waste waiting for perfect clarity or a bigger paycheck before starting. 5. Teaching Kids Financial Literacy Through Envelopes & Delayed Gratification - Mark's grandmother used envelopes: birthday money for each grandchild, grocery money, bills—physical cash departmentalized by purpose. He applied this to his kids: no free allowances, compensation for work done, physical cash handed over so they felt the transaction, and whatever they didn't spend went into savings. This taught them money is finite, spending has consequences, and delayed gratification compounds. Steve emphasizes delayed gratification as one of the most powerful skills in the social media era where everything feels like a "need"—teaching kids (and adults) to sleep on purchases, use the "do-over button" test (would I refund this if I could?), and distinguish wants from needs. The earlier this starts, the better—because financial habits formed at 22 stick for life, and bad habits cost decades of wealth that never compounds. CONNECT WITH STEVE SHORT & MARK SCHLIPMAN: 📖 Book: "The Simple Road Toward Financial Freedom" (available everywhere books are sold) 🌐 Website: simpleroadbook.com 📱 Social Media: Follow on TikTok, Instagram (links on website) 🎥 Weekly 1-minute financial tips on all platforms Partner Offers: Wise 👉 https://wise.prf.hn/l/QLyNwLz Music Credit: XMPLA https://youtu.be/p9re3wWvCLo?si=zni260AfeO5rOZvS #SteveShort #MarkSchlipman #50-20-30Model #SaveFirst #BucketingApproach #FinancialFreedom #AutomationOverWillpower #CompoundInterest #20ToOneMillion #DelayedGratification #FinancialLiteracy #TeachKidsMoney #StockMarketEducation #SimpleRoadBook #EmergencyFund #LindaVo #InspiredBySuccess Support the show [https://patreon.com/InspiredBySuccesswithLindaVo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink]  To watch the podcast on video on my YouTube channel go to: https://www.youtube.com/@InspiredbysuccesswithLindaVo [https://www.youtube.com/@InspiredbysuccesswithLindaVo]

"Hard Work Doesn't Get You Promoted"—Career Coach Reveals Truth 💼

Send us Fan Mail [https://www.buzzsprout.com/2239308/fan_mail/new] Kendall Berg stuck at manager level 5+ years until boss said: "Everybody loves having you on their team, but nobody likes working with you." That harsh feedback became catalyst for 5 promotions in 6 years. Hard work isn't what gets you promoted—it's the entry fee. Now TEDx speaker, executive career coach with 70% promotion rate, $25K average salary increase, 3,444 clients across 27 countries. Introduction: Hard work doesn't get you promoted. It's the entry fee. What actually matters? Executive presence, influence, visibility, and understanding the unspoken rules. Kendall Berg spent 5+ years stuck doing everything right—productive, delivering results, working harder than everyone. Until her boss said: "Everybody loves having you on their team. Nobody likes working with you." That feedback was a gift. It forced her to ask: Why am I being perceived this way? Who is Kendall Berg: Kendall Berg is executive career coach, TEDx speaker, author of "Secrets of the Career Game." After 5+ years stuck at manager level, harsh feedback forced reevaluation. Once she figured out the real game (it's about how you make people feel, not just results), she got 5 promotions in 6 years. Worked with 3,444 clients across 27 countries, 70% promotion rate within 6 months, $25K average salary increase. Went viral (third video 4.1M views, LinkedIn 11M views), built business while keeping full-time corporate job. Her approach: be contrary, be authentic, stop being nice, start being honest. 5 KEY TAKEAWAYS: 1. Three Communication Breakdowns - (1) Don't know how to disagree productively—become combative instead of collaborative. (2) Don't care genuinely—focus on output instead of person, making interactions transactional. (3) Don't solicit feedback—pitch our perspective without asking what other person is trying to accomplish. Example: wife complains husband doesn't do dishes, husband always does trash—different priorities never discussed. In workplace: manager never asks "how can I better support you?" Soliciting feedback, caring about people, disagreeing without being defensive are skills nobody teaches. 2. CODR Framework Eliminates Excuses - C = Context (why doing this, who will see it, purpose), O = Outcome (what expecting—spreadsheet, PowerPoint, format), D = Deadline (never assign without one, most people procrastinate), R = Resources (who to ask, SOP, training manual, video). Every assignment must cover all four. When letting someone go, ask: Did I solicit feedback? Give thematic feedback? Use CODR? If yes and still underperform, wrong fit. 3. Thematic Feedback vs Nitpicky - Biggest mistake: giving one-off feedback that feels nitpicky. Report has wrong number weekly, manager says "this number wrong," employee thinks "one-off," next week different number wrong. To employee: one little thing. To manager: attention to detail problem. Attention to detail is THEME bundling symptoms. Why people get fired saying "didn't know I was underperforming"—manager gave feedback 70 times but all different things, employee thought different issues when same problem. Bundle into themes: "Your attention to detail needs work, here are three examples." 4. Executive Presence ≠ Talking More - Three things: (1) Presence & Composure—attentiveness, preparedness, emotional regulation. (2) Communication—Rule of Threes (bucket everything in threes to avoid rambling), present in terms of what THEY care about. (3) Credibility & Trust—ask good questions, do what you say. Nothing about: talk more, smile more/less, dress certain way, look certain way. Quiet people can have strong executive presence. All in your control. 5. Build Brand By Being Contrary, Not Nice - Third video 4.1M views because said "being good at job doesn't get promoted, relationships do"—people HATED it. 3 followers to 100K in 48 hours. LinkedIn video 11M views because fitted shirt, people screenshotted chest—but got 15 new clients. Marketing lesson: don't make 100% like you, make 50% hate/50% love—the 50% who loves is ideal client. Most founders too nice: "If struggling with accounting, call me" doesn't work. Better: "Average American has more debt than assets, can't cover $400 splurge—if this is you, call me." Stop being safe. AI making posts sound same—authenticity wins. Partner Offers: Wise 👉 https://wise.prf.hn/l/QLyNwLz Music: XMPLA https://youtu.be/p9re3wWvCLo?si=zni260AfeO5rOZvS #KendallBerg #CareerCoach #ExecutivePresence #GetPromoted #CODRFramework #PersonalBrand #LeadershipSkills #LindaVo #InspiredBySuccess Support the show [https://patreon.com/InspiredBySuccesswithLindaVo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink]  To watch the podcast on video on my YouTube channel go to: https://www.youtube.com/@InspiredbysuccesswithLindaVo [https://www.youtube.com/@InspiredbysuccesswithLindaVo]

The Money Mindset Expert: "I Was Afraid Of My Money So It Left Me!" | Tina Coleman

Send us Fan Mail [https://www.buzzsprout.com/2239308/fan_mail/new] From losing both parents before 40 and falling into dark spiral with alcohol to moving to Mexico with zero planning and $200/month rent living her dream life—Tina Coleman's transformation is a masterclass in radical reinvention, money mindset shifts, and giving yourself permission to live NOW instead of waiting for retirement. Who is Tina Coleman: Tina Coleman is author of "50 Fabulous and F*ckable," digital nomad, and midlife reinvention coach who transformed from 20-year massage therapist in physical pain to globally traveling entrepreneur living in Mexico after losing both parents before age 40 sent her down dark path requiring 12-step program to pull herself back. Born in Des Moines, Iowa into dysfunctional abusive household with alcoholics (alcoholism on both sides of family, mother not alcoholic but whoever she dated or married always was), Tina grew up very poor (grandmother was dishwasher at truck stop, mother was cashier working two and three jobs after divorce) learning beliefs like "you have to work hard to make money, if you want more money get another job, get two jobs, get three jobs" and "money doesn't grow on trees" which she later realized was literally false because money is paper and paper comes from trees.  5 KEY TAKEAWAYS Moving to Mexico With Zero Planning Created Freedom She Never Imagined - Tina was in funeral sales during pandemic dressed in black when Ayurvedic practitioner said "you're not happy," she replied "yeah but I can do this," practitioner said "just because you can do it doesn't mean you should" Money Grows on Trees (Literally) and Other Belief Systems That Need Rewiring - Tina grew up very poor in dysfunctional abusive household with alcoholics (grandmother was dishwasher at truck stop, mother was cashier working two and three jobs after divorce), learning beliefs like "you have to work hard to make money. 13 Years in Wrong Relationship Because "Love Will Make It Work"—NO It Won't - Tina stayed in her first relationship for 13 years (very abusive relationship) because she believed "if you love somebody it's going to work out, if you love somebody it's going to work out"—NO it does not.  Traveling Isn't Luxury for Rich People—It's Reality-Changing Tool You Can Bootstrap NOW - Tina discovered traveling is single easiest way to literally change your reality, and when you change your reality you change your perception, how you interact with your environment and who you are. There's Always Hope: From Rock Bottom to Dream Life in "Just Few Short Years" - When Tina lost both parents before age 40 (stepfather to aneurysm day after Thanksgiving, mother six months later fell and broke cervicals in neck going into coma, family unanimous decision not to keep on life support because if she stayed she'd probably be quadriplegic and she wasn't happiest person to start with), she fell down slippery slope into alcohol and dark path.   Manage your finances like a pro while chasing your entrepreneurial dreams! Many successful entrepreneurs use Wise for seamless international transactions. With low fees and real exchange rates, Wise helps you keep more of your hard-earned money. Ready to level up? Check out my Wise link 👉 https://wise.prf.hn/l/QLyNwLz and start saving today! #TinaColeman #50Fabulous #MidlifeReinvention #MoneyMindset #DigitalNomad #PassiveIncome #MexicoLiving #TravelFreedom #WomenEntrepreneurs #MoneyBelief #TradingCrypto #BodyAcceptance  Support the show [https://patreon.com/InspiredBySuccesswithLindaVo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink]  To watch the podcast on video on my YouTube channel go to: https://www.youtube.com/@InspiredbysuccesswithLindaVo [https://www.youtube.com/@InspiredbysuccesswithLindaVo]