Why You Overspend

When "We'll Just Figure It Out" is Your Financial Plan

"We'll just figure it out" makes life feel like a constant emergency. You're never getting ahead. You're never ready for what's coming. You are always on the defense. It takes a toll. What happens when you become proactive instead?

Maybe You're Not the Problem

Have you ever thought, "I should be better at this by now" when it comes to your money? Why is it that smart, capable people still struggle with money? The issue often isn't knowledge, discipline, or willpower. Sometimes the problem isn't you. It's that you've been trying to manage money without the support of a plan that works.

The Real Cost of Financial Stress

Does stress about money run as a constant background noise in your life? What else is it affecting? It might be more than you realize. You can find me here [www.keepingchange.com].

The Real Reason You Avoid Your Money

Do you avoid even looking at your bank accounts? Does the thought of it cause a pit in your stomach? It's not just you! This week I take a look at why you avoid your money and how to build that relationship. Click here [www.keepingchange.com/spendingtracker] for a free tracker.

Why You Overspend

Most of us believe we overspend because we lack discipline. But what if isn't that at all. What if it's a pattern? Emotional spending effects your money much more than you might think. Being aware of your 'why' is far more effective than restricting your spending. Lasting change doesn't come from being harder on yourself. Change starts when you understand yourself better.