Episode 16: Are better qualified borrowers paying for lower qualified borrowers with the new Conventional Loan pricing adjustments?

Episode 18: Jeff's experience with selling a home to an IBuyer.

Jeff shares his recent experience with iBuyers when trying to sell his home. He highlights the initial appeal of iBuyers for sellers looking for quick, hassle-free sales.  We discuss the ups and downs of the transaction as well as the not so surprising result of the transaction.   We conclude that while iBuyers might be suitable for some sellers, it's essential to be informed and cautious. They stress the importance of understanding contracts, being aware of potential pitfalls, and considering all options before making a decision. Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area. Jeff can be reached at Email -  jeff.cunninghamrealtor@gmail.com, website, jeffcunningham.mysalecore.com, Facebook,- https://www.facebook.com/jeffcunninghambroker/ Gina Milloway is the Broker / Owner  NMLS #1676070 of Triad Mortgage LLC, NMLS # 2385260,   4192 Mendenhall Oaks Pkwy 101, High Point NC 27265 Gina can be reached at, Email:  gmilloway@traidmortgagellc.com Web: https://www.ginamillowayloans.com/ Facebook - https://www.facebook.com/mortgageswithgina/ Office -336-290-1891 NMLS Consumer Access:  https://nmlsconsumeraccess.org/ Privacy Policy:  https://www.ginamillowayloans.com/privacy-policy Disclosures: https://www.ginamillowayloans.com/disclosures Triad Mortgage is an equal housing lender.  For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval

Episode 17: Are you prepared to buy & sell in today's fast paced market?

The buy / sell transaction can be complex.  In this episode we discuss what's needed to be prepared to list your home and buy your new home in today's fast paced market.   Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area. Jeff can be reached at Email -  jeff.cunninghamrealtor@gmail.com, website, jeffcunningham.mysalecore.com, Facebook,- https://www.facebook.com/jeffcunninghambroker/ Gina Milloway is the Broker / Owner  NMLS #1676070 of Triad Mortgage LLC, NMLS # 2385260,   4192 Mendenhall Oaks Pkwy 101, High Point NC 27265 Gina can be reached at, Email:  gmilloway@traidmortgagellc.com Web: https://www.ginamillowayloans.com/ Facebook - https://www.facebook.com/mortgageswithgina/ Office -336-290-1891 NMLS Consumer Access:  https://nmlsconsumeraccess.org/ Privacy Policy:  https://www.ginamillowayloans.com/privacy-policy Disclosures: https://www.ginamillowayloans.com/disclosures Triad Mortgage is an equal housing lender.  For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval

Episode 16: Are better qualified borrowers paying for lower qualified borrowers with the new Conventional Loan pricing adjustments?

In this podcast we discuss the new LLPA's (loan level pricing adjustments) on Conventional loans.  The media has ran with the notion that better qualified borrowers are taking the hit for lower qualified borrowers.   We discuss why this isn't actually what' going on and a lot more that isn't being talked about. Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area. Jeff can be reached at Email -  jeff.cunninghamrealtor@gmail.com, website, jeffcunningham.mysalecore.com, Facebook,- https://www.facebook.com/jeffcunninghambroker/ [https://www.facebook.com/jeffcunninghambroker/]   Gina Milloway is the Mortgage Loan originator NMLS #1676070 & CEO of Triad Mortgage LLC, NMLS # 2385260,    Gina can be reached at, Email:  gmilloway@traidmortgagellc.com Web: https:  https://www.ginamillowayloans.com/ [https://www.ginamillowayloans.com/] Facebook - https://www.facebook.com/mortgageswithgina/ [https://www.facebook.com/mortgageswithgina/] Office -336-290-1891   NMLS Consumer Access:  https://nmlsconsumeraccess.org/ [https://nmlsconsumeraccess.org/] Privacy Policy:  https://www.ginamillowayloans.com/privacy-policy [https://www.ginamillowayloans.com/privacy-policy] Triad Mortgage is an equal housing lender

Episode 15: Buying in a seller's market

Buying a home in a seller's market can be exhausting and frustrating.  In this episode, Jeff and Gina discuss what it takes to be successful in buying a home in a seller's market.  Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area. Jeff can be reached at Email -  jeff.cunninghamrealtor@gmail.com, website, jeffcunningham.mysalecore.com, Facebook,- https://www.facebook.com/jeffcunninghambroker/ [https://www.facebook.com/jeffcunninghambroker/]   Gina Milloway is the Mortgage Loan originator NMLS #1676070 & CEO of Triad Mortgage LLC, NMLS # 2385260,    Gina can be reached at, Email:  gmilloway@traidmortgagellc.com Web: https:  https://www.ginamillowayloans.com/ [https://www.ginamillowayloans.com/] Facebook - https://www.facebook.com/mortgageswithgina/ [https://www.facebook.com/mortgageswithgina/] Office -336-290-1891   NMLS Consumer Access:  https://nmlsconsumeraccess.org/ [https://nmlsconsumeraccess.org/] Privacy Policy:  https://www.ginamillowayloans.com/privacy-policy [https://www.ginamillowayloans.com/privacy-policy] Triad Mortgage is an equal housing lender

Episode 14: Is Covid Homebuyers remorse real?

Is Covid homebuyer remorse real.  We discuss homebuyers remorse as it relates to the current and past markets.  What should homebuyers expect of their home's appreciation is they paid over asking during the covid homebuying frenzy.  Jeff Cunningham is a Realtor (license # 301547) with United Realty Group (Broker license C34827) serving the Triad NC area. Jeff can be reached at Email -  jeff.cunninghamrealtor@gmail.com, website, jeffcunningham.mysalecore.com, Facebook,- https://www.facebook.com/jeffcunninghambroker/ [https://www.facebook.com/jeffcunninghambroker/]   Gina Milloway is the Mortgage Loan originator NMLS #1676070 & CEO of Triad Mortgage LLC, NMLS # 2385260,    Gina can be reached at, Email:  gmilloway@traidmortgagellc.com Web: https:  https://www.ginamillowayloans.com/ [https://www.ginamillowayloans.com/] Facebook - https://www.facebook.com/mortgageswithgina/ [https://www.facebook.com/mortgageswithgina/] Office -336-290-1891   NMLS Consumer Access:  https://nmlsconsumeraccess.org/ [https://nmlsconsumeraccess.org/] Privacy Policy:  https://www.ginamillowayloans.com/privacy-policy [https://www.ginamillowayloans.com/privacy-policy] Triad Mortgage is an equal housing lender