Solo Aging and Finances: What to Consider, How to Prepare, and Living Your Best Solo Life with Lisa Clements, SE-AWMA, CRC, BCC

Solo Aging and Finances: What to Consider, How to Prepare, and Living Your Best Solo Life with Lisa Clements, SE-AWMA, CRC, BCC

Are you aging solo?--or think you might be moving toward that path? Some women actively choose to age solo while others might find themselves solo aging without having chosen it. Either way, in this episode, financial strategist and investment manager Lisa Clements tells us what we need to keep in mind if we're "solo aging" and what it means as more people—especially women—remain unmarried, divorce, or live alone. Lisa helps us think about the big things we need to consider if we're solo aging (and even if we're not!) covering the need for larger emergency reserves, considering disability and long-term care coverage, earning better investment returns and preparing for later-life housing decisions, technology supports, and essential legal documents like powers of attorney, wills, and trusts. We also discuss the emotional and cultural conditioning around marriage, how values and life "seasons" change over time, and the freedoms and risks of making career moves solo. For women in their 40s, Lisa emphasizes boosting income through employer changes, understanding spending patterns, and using Roth IRA accounts to manage future taxes. To learn about Lisa and all the great work she's doing, visit her website at Clear Springs Wealth. You can also find her on Instagram, Tiktok, LinkedIn and https://www.facebook.com/clearspringswealth.  Here are Lisa's recommendations and resources for Solo Agers: Navigating Solo™ Network National Academy of Elder Law Attorneys Home NAELA National Association of Estate Planners & Councils - NAEPC Home - Village to Village Network, Inc. Aging Alone Together | DOROT Aging Life Care Association Home *** Note: Information in this podcast 1) is informational/educational in nature; 2) does not constitute financial or personal advice of any kind; 3) is never a substitute for clinical care from a health professional. Listeners should consult with a qualified professional regarding their individual circumstances before making any financial decisions.

Guesting on the Modern Insurance Agent

A great conversation about the unique financial needs of women and how to meet them head-on.  Hosted by David Denning.

Money Talks with Female Leaders: Interview with Bronwyn White

Bronwyn White is a recognized expert in the Talent Acquisition space, having led various international and domestic talent acquisition teams at Cisco (9 years), Facebook/Meta (8 years) and Harmon (1 year). Originally from Australia, Bronwyn has also lived and worked in the UK, California, New York, and now, Annapolis, MD. Her prior work in learning and development only strengthened her abilities to build processes, scale organizations and develop people in large recruiting teams. Bronwyn, her husband, Paul, and dog, Jake, live on the bay in Annapolis, MD. Find Bronwyn on LinkedIn [https://www.linkedin.com/in/bronwyn-white-4a97b14/] Money Talks are hosted by Lisa Clements, owner of Clear Springs Wealth. (www.clearspringswealth.com) Lisa is a financial strategist and investment manager who specializes in helping professional female leaders secure their financial future. She builds ongoing relationships with her clients, helping them save money in taxes, build wealth through investments, and make sound financial decisions for the future. Lisa can be reached at: lisa@clearspringswealth.com How To Connect with Lisa: •Download 3 Free Savings Hacks 1 Page PDF [https://www.clearspringswealth.com/resources] •Ask Lisa a question on Instagram [https://www.instagram.com/lisa.at.csw/]  •Submit a money question for Lisa to answer in an upcoming episode:  Email lisa@clearspringswealth.com

Money Talks with Female Leaders: Interview with Kate Berardo

Kate is the VP of Executive Development at Meta, where she develops senior leaders across all locations and products (WhatsApp, Instagram, Facebook, Quest, Horizon, etc.) to best equip them to lead into the future. She is a specialist in women’s leadership, executive coaching, team and organizational effectiveness, and global skill building. Prior to Meta, Kate founded the company Culturosity to build awareness of cultural differences, and was a partner with the Exetor Group from 2011-2016, leading executive development initiatives on the West Coast for the firm. Kate has co-authored two books, Building Cultural Competence and Putting Diversity to Work. She is also an author of the Self-Discovery and Bridging Cultures series of the Cultural Detective® tools. She is a frequent presenter at international conferences on the dynamics of culture and leadership in organizations.  She holds a distinguished Masters in Intercultural Communication from the University of Bedfordshire, UK and is a summa cum laude graduate of Northwestern University in the US. She is certified in the Myers-Briggs Type Indicator®, ArgonautOnline™, Hogan Inventories, the Tilt 360 and the International Profiler™ and is an ACC coach with the International Coaching Federation. Her work has been featured in media worldwide, including CNN's Business Traveler and the Dubai daily Gulf News. Kate has lived in the US, Japan, France, England, Spain, and Denmark and is now based in California. She is the proud mom of two girls, the wife of a California fire chief, and an entirely average Wordle enthusiast who occasionally guesses the right word in less than four tries. Find Kate on LinkedIn [https://www.linkedin.com/in/kateberardo/] Money Talks are hosted by Lisa Clements, owner of Clear Springs Wealth. (www.clearspringswealth.com) Lisa is a financial strategist and investment manager who specializes in helping professional female leaders secure their financial future. She builds ongoing relationships with her clients, helping them save money in taxes, build wealth through investments, and make sound financial decisions for the future. Lisa can be reached at: lisa@clearspringswealth.com How To Connect with Lisa: •Download 3 Free Savings Hacks 1 Page PDF [https://www.clearspringswealth.com/resources] •Ask Lisa a question on Instagram [https://www.instagram.com/lisa.at.csw/]  •Submit a money question for Lisa to answer in an upcoming episode:  Email lisa@clearspringswealth.com

Money Talks with Female Leaders: Interview with Kimberly Wright

Kimberly Wright is a consummate "connector" who excels at networking and helping others do the same.  She is a passionate supporter of business women, helping them succeed in the leadership roles to which God has called them. After working in operational leadership roles in the non-profit space, helping Christian business women bring their faith to work, she is now running her own business, Perception Leadership. Utilizing her education and more than 20 years of leadership experience, she helps women grow in their confidence and effectiveness as leaders through the three measures of Examine, Equip, and Empower. Perception Leadership, has been created to help narrow the gap between self-perception and truth so leaders can lead with confidence and have a greater impact in their workplace. Find Kimberly on LinkedIn [https://www.linkedin.com/in/kimberlyjwright/] Perception Leadership [https://kimberlywrightauthor.com] Money Talks are hosted by Lisa Clements, owner of Clear Springs Wealth. (www.clearspringswealth.com) Lisa is a financial strategist and investment manager who specializes in helping professional female leaders secure their financial future. She builds ongoing relationships with her clients, helping them save money in taxes, build wealth through investments, and make sound financial decisions for the future. Lisa can be reached at: lisa@clearspringswealth.com How To Connect with Lisa: •Download 3 Free Savings Hacks 1 Page PDF [https://www.clearspringswealth.com/resources] •Ask Lisa a question on Instagram [https://www.instagram.com/lisa.at.csw/]  •Submit a money question for Lisa to answer in an upcoming episode:  Email lisa@clearspringswealth.com