Moody’s Talks: KYC Decoded

Fraud is one of the most pervasive challenges in the modern economy, accounting for enormous financial and societal harm. In response to this growing crisis, the UK has introduced a ‘failure to prevent fraud’ offence—a transformation that holds organizations accountable for their role in preventing fraudulent activities.  In this episode, Moody’s Industry Practice Lead, Ted Datta [https://www.linkedin.com/in/ted-datta/], joins host Alex Pillow [https://www.linkedin.com/in/alex-pillow/]. Together, they dive into the implications of this new offence, exploring how it reshapes corporate responsibility, impacts global businesses, and sets the stage for compliance standards in the fight against financial crime. Key topics include:   * An overview of the UK’s new ‘failure to prevent fraud’ offence and how it shifts legal responsibility  * Who it applies to and the criteria for being affected  * The rationale for enactment and what it seeks to address  * What measures organizations can consider implementing to address fraud   * Potential effects on the cost of doing business in the UK, and international ramifications  For more information, check out the resources below:  * Moody’s fraud blogs [https://www.moodys.com/web/en/us/kyc/resources/insights.html?topic=Fraud+%26+FinCrime] * Serious Fraud Office (UK) LinkedIn [https://www.linkedin.com/company/uksfo/?originalSubdomain=uk] * Gov.uk Home Office guidance [https://www.gov.uk/government/news/new-failure-to-prevent-fraud-guidance-published] To learn more about Moody’s please visit our website [https://www.moodys.com/web/en/us/kyc.html] or get in touch [https://www.moodys.com/web/en/us/kyc/request-a-demo.html] we would love to hear from you.

What if all your data and systems could work together seamlessly, breaking down silos and unlocking endless possibilities? That’s the promise of data interoperability—connecting platforms and datasets to fuel smarter collaboration, sharper insights, and transformative innovation.   In this episode, we welcome Ian Godfrey [https://www.linkedin.com/in/ian-godfrey-7107461a/], Industry Practice Lead at Moody’s, who dives into the technologies, standards, and real-world challenges behind making data truly interoperable, and why it’s a game-changer for businesses in today’s fast-paced, interconnected world.   His conversation with host, Alex Pillow [https://www.linkedin.com/in/alex-pillow/], addresses questions such as:  * What exactly is data interoperability, and why is it critical for organizations managing diverse systems and formats?  * How can companies overcome historical challenges, like manual data capture and quality issues, to build more effective interoperable systems?  * What role does Master Data Management (MDM) play in achieving data interoperability, and is it merely a foundation or the ultimate goal?  * How are advancements in AI, machine learning, and real-time APIs transforming data interoperability, and what new opportunities or risks do they bring?  * How can organizations balance the need for seamless data sharing with regulatory compliance and data privacy concerns?  For further information, check out the resources below:     * Moody’s data interoperability landing page [https://www.moodys.com/web/en/us/insights/data-management.html] To learn more about Moody’s please visit our website [https://www.moodys.com/web/en/us/kyc.html] or get in touch [https://www.moodys.com/web/en/us/kyc/request-a-demo.html] we would love to hear from you.

In this episode of KYC Decoded, we’re excited to highlight the newly formed partnership between Moody’s and GBG, a collaboration aimed at further streamlining business onboarding through continued development of smarter identity verification in Moody’s Maxsight™ platform.  Joining us is Gus Tomlinson [https://www.linkedin.com/in/gustomlinson/], Managing Director of Identity Fraud at GBG, to discuss the importance of balancing robust verification processes with a seamless customer experience. Key topics include:  * How identity verification impacts the digital economy  * Why customer experience is central to successful identity verification  * Critical questions businesses must address when verifying identities  * The growing threat of deepfakes and their impact on fraud prevention  * What’s next in the identity verification landscape  For further information, check out the resources below:   * Moody's Maxsight™ [https://www.moodys.com/web/en/us/solutions/compliance-third-party-risk/maxsight.html] landing page  * Recommended novel: Eat Sleep Innovate [https://www.amazon.com/Eat-Sleep-Innovate-Creativity-Organization/dp/1633698378]   * Gus’s blog: Tariffs: four steps to future-proof your business in a shifting economy [https://www.gbg.com/en-us/blog/tariffs-four-steps-to-future-proof-your-business-in-a-shifting-economy/] * Press releases on Moody’s [https://www.moodys.com/web/en/us/insights/banking/moodys-joins-forces-with-gbg-to-continue-streamlining-business-onboarding-with-smarter-identity-verification-in-maxsight.html] and GBG [https://www.gbg.com/en/news/gbg-and-moodys-partner-to-enhance-business-onboarding/] partnership  To learn more about Moody’s, please visit our website [https://www.moodys.com/web/en/us/kyc.html] or get in touch [https://www.moodys.com/web/en/us/kyc/request-a-demo.html]; we would love to hear from you.

Three years after our 2022 podcast series on Perpetual KYC (pKYC), we’re rebooting the topic to explore how the practice has evolved and where the industry stands today.  The pKYC landscape has shifted, with advancements in technology, regulatory expectations, and data integration driving its adoption as a dynamic, real-time approach to customer due diligence.  In this episode, Moody’s Industry Practice Leads, Chor Teh [https://www.linkedin.com/in/chor-teh/] and Marisol Lopez Mellado [https://www.linkedin.com/in/marisol-lopez-mellado-590840/] join us for a discussion on questions like:  * How has pKYC evolved, and what are the key areas driving adoption?  * Are sectors from insurance to asset management to professional services experiencing similar pKYC trends as financial institutions?  * What are the main challenges in achieving pKYC?   * How can organizations empower financial crime analysts to overcome the learning curve associated with implementing pKYC?  * How do shareholders and stakeholders benefit from organizations using pKYC practices?  * How can AI revolutionize pKYC systems to deliver sharper insights, greater efficiency, and stronger operational outcomes?  Additional resources:  * Moody’s pKYC website [https://www.moodys.com/web/en/us/kyc/solutions/pkyc.html] * Moody’s pKYC blogs [https://www.moodys.com/web/en/us/kyc/resources/insights.html?topic=pKYC] * 2022 pKYC miniseries: Part 1, [https://www.moodys.com/web/en/us/about/insights/podcasts/moodys-talks-kyc-decoded/pkyc-miniseries-part-1.html] Part 2, [https://www.moodys.com/web/en/us/about/insights/podcasts/moodys-talks-kyc-decoded/pkyc-miniseries-part-2.html] & Part 3 [https://www.moodys.com/web/en/us/about/insights/podcasts/moodys-talks-kyc-decoded/pkyc-miniseries-part-3.html]   * European Banking Association [https://www.abe-eba.eu/] To learn more about Moody’s, please visit our website [https://www.moodys.com/web/en/us/kyc.html] or get in touch [https://www.moodys.com/web/en/us/kyc/request-a-demo.html]; we would love to hear from you.

Terrorism is not a static threat—it’s evolving in complexity and reach, demanding new ways of thinking and acting to counter it. Staying ahead means knowing what to look for and equipping the intelligence and security community with the insights needed to act decisively in an unpredictable world.  In this third installment of the All-Source miniseries, we’re bringing together two leading voices on counterterrorism: Russ Travers [https://www.linkedin.com/in/russ-travers-6b625b104/], Retired Senior Intelligence Executive and National Security Official, and Jason Lee [https://www.linkedin.com/in/jasonblee/], Industry Practice Lead at Moody’s. Together, they’ll help us dig into some of the most pressing questions shaping today’s global security environment:  * How has terrorism evolved over the decades, and what does this reveal about the future of global security?   * What distinguishes foreign terrorism from domestic terrorism, and how do these differences shape the way we approach prevention and response?  * Should drug trafficking organizations be classified as terrorist groups?  * Where do terrorist groups operate in less obvious spaces, and what can uncovering these hidden networks teach us about their strategies and vulnerabilities?  * In an age of overwhelming data, how can intelligence agencies separate actionable insights from noise to stay one step ahead of emerging threats?  * What advanced tools and capabilities should counterintelligence teams possess to effectively dismantle complex, adaptive networks of terrorism?  For further information, check out the resources below:   * War on the Rocks [https://warontherocks.com/] * Terrorism 360° [https://vimeo.com/showcase/11001645] To learn more about Moody’s please visit our website [https://www.moodys.com/web/en/us/kyc.html] or get in touch [https://www.moodys.com/web/en/us/kyc/request-a-demo.html] we would love to hear from you.