24: Money Is Power

24: Money Is Power

Did you know that money is power? Meaning - when you not only have money, but you know what to do with your money - you have power. Education in anything creates self-assurance, confidence and feeling of being in control. Because you know. And, since money can be a total stressor in the lives of most women…I would love to see you in control of your own money. I would love to see you with fat investment accounts and the financial future of your dreams.   In this episode I chat about: * Money isn't taught anywhere and as a result... * That lack of education can hold you back from reaching your fiancial goals. * Investing is key in growing money so your money can work for you (and not the other way around). * Money power is available to anyone - including YOU! Show links: * Stop making the same mistakes: 3 Financial Mistakes Most Women Make (and how to avoid them) [https://positivelyjane.myflodesk.com/3-financial-mistakes] * Download your transactions and save: You Need a Budget (YNAB) [https://positivelyjane.net/ynab] * Learn how to become financially FREE: How to Create Wealth [https://positivelyjane.myflodesk.com/how-to-create-weath] * How money do you need for retirement: Retirement Calculator [https://positivelyjane.net/retirement-calculator] * Get your money in order today: Financial Independence Society [https://positivelyjane.net/financial-independence-society] * Get the Transcript: Podcast #24 Transcript [https://PJ-Podcast.b-cdn.net/24-Podcast-Transcript.pdf]   Let's be Instagram Friends: https://www.instagram.com/positively.jane/ [https://www.instagram.com/positively.jane/] Join the Positively Jane Facebook Group: https://positivelyjane.net/PJ-Facebook [https://positivelyjane.net/PJ-Facebook] PositivelyJane Website: https://www.PositivelyJane.net [https://www.PositivelyJane.net]

#23: Women Are More Stressed About Money Than Men (and what to do about it)

Does money stress you out? Paying bills. Having enough money for retirement? Taking care of your kids? Do you sometimes feel that no matter how hard you work or how much money you will make you will never have enough? As a matter of fact - money, or the lack of money, is the #1 stressor in the lives of most women. Even if you make a good income…there is still that feeling of being behind. If you would like to figure out what stresses you out about money and figure out how to eliminate that stress, this podcast is for you! In this Podcast I chat about: * How money can have a negative impact on your health. * Women to men ratio as it pertains to money stress. * How the earnings of women can impact stress. * How to eliminate the money stressors. * And more! SHOW LINKS: * Grab the FREE workbook: How to Create Wealth (and Financial Freedom) [https://fantastic-mode-892.myflodesk.com/3ccbcdba-0844-489f-977e-9c867af13a90] * How I paid off $200,000 in debt: Watch the Video  [https://www.youtube.com/channel/UCY9s8lTXvU0z8BYTHbSIMSA] * 3 Financial Mistakes *Most* Women Make (and how to avoid them) FREE download:  https://positivelyjane.net/3-financial-mistakes  [https://positivelyjane.net/3-financial-mistakes] * Need to pay off debt? Start with: How to Payoff Credit Card Debt Fast [https://positivelyjane.net/blog/pay-off-credit-card-debt/] * Grab the worksheet: Debt Snowball Worksheet [https://positivelyjane.net/debt-snowball-worksheet] * Read the Bankrate Survey [https://www.bankrate.com/banking/federal-reserve/why-women-feel-more-financial-stress/] * Track your income and spending: You Need a Budget (YNAB) [https://positivelyjane.net/ynab] * Retirement Calculator: https://positivelyjane.net/retirement-calculator [https://positivelyjane.net/retirement-calculator]   Let’s be Instagram friends: https://www.instagram.com/positively.jane/ [https://www.instagram.com/positively.jane/] Join the PJ Facebook Group: https://positivelyjane.net/PJ-Facebook [https://positivelyjane.net/PJ-Facebook] Positively Jane Website: htt [https://www.positivelyjane.net/]p [https://www.positivelyjane.net/]s://www.PositivelyJane.net [https://www.positivelyjane.net/]

22: 8 Reasons Why Women Overspend

Are you a victim of overspending? Meaning…you know you shouldn’t hit that buy button or cruise the Target aisles or whip out that credit card for the cutest outfit ever! But you buy it anyway and think that you will figure out how to pay for it later even though your budget is screaming NO! Have you ever set up a budget and then could not stick to it so you felt like a failure in your own financial life? If you answered yes to either of these questions this podcast is for you. I am going to dive into why we overspend and why a budget isn’t usually the answer.   In this episode I chat about: * How your emotions play a big role in your spending habits. * The 8 reasons why most women overspend. * Why a budget doesn't work if your emotions are in over drive. * Why replacing your thoughts of financial failure and guilt with thoughts of abundance and extra will help you create the wealth of your dreams. * And so much more. SHOW LINKS: * Automate your money transactions: You Need a Budget (YNAB) [https://www.ynab.com/?ref=GEMof26dHXZdY5_R&utm_source=customer_referral] * Start creating wealth today: How to be a Millionaire [https://view.flodesk.com/pages/64ea3a1bf354e0ede26ee84f] * How much money will you have in retirement: Retirement Calculator [https://positivelyjane.net/retirement-calculator] * Start your wealth journey with this easy budget: Beginning Budget [https://www.ynab.com/?ref=GEMof26dHXZdY5_R&utm_source=customer_referral] * Catch up on all the money goodness: Money Blog Posts [https://positivelyjane.net/blog/category/personal-finance/] * Download the transcript: Podcast #22 Transcript [https://pj-podcast.b-cdn.net/22-Podcast-Transcript.pdf]   Check out the website: Positively Jane [https://positivelyjane.net/] Join the private facebook group: Financial Literacy Society [https://positivelyjane.net//financial-literacy-society-facebook-group] Let’s be Instagram friends: PJ Instagram [https://www.instagram.com/positively.jane/] Ready to start your journey to freedom? Check out: Financial Independence Society [https://positivelyjane.net/financial-independence-society]

21: Are You Saving For Retirement?

I gotta ask - do you have any idea how much money you will need to live when you retire? What I mean is…where is the money coming from? Who is going to pay you when you are no longer working? Do you have a retirement plan at work? Have you set aside money into retirement accounts like a 401K or IRA? Do you even have any idea what those are? Are you relying on social security? And if so, have you looked at how much social security will pay you..or not pay you?   In this episode I chat about: * Where is your retirement money coming from * Do you know how much Social Security will pay you? * What lifestyle do you want to live when you retire? * Will you have enough money if you live to be 90 or older? SHOW LINKS: * Learn how to create wealth and freedom: How to Be a Millionaire [https://view.flodesk.com/pages/64ea3a1bf354e0ede26ee84f] * Track your money the easy way: You Need a Budget (YNAB) [https://PositivelyJane.net/YNAB] * Get the Transcript: #21 Podcast Transcript [https://PJ-Podcast.b-cdn.net/21-Podcast-Transcript.pdf]   Let’s be Instagram friends: https://www.instagram.com/positively.jane/ [https://www.instagram.com/positively.jane/] Join the Financial Literacy Facebook Group: https://positivelyjane.net/PJ-Facebook [https://positivelyjane.net//financial-literacy-society-facebook-group] Positively Jane Website: https://www.PositivelyJane.net [https://www.positivelyjane.net/]

20: Living a Life of Excuses (Part 2)

There are different types of excuses. As I mentioned in Part 1 of Living a life of excuses - there are the ‘that’s the way I was raised’ or ‘that’s just the way I am’ excuses.  But what about the other ones? The ones that tie directly to situations and circumstances. Maybe you say ‘there isn’t enough money’ or ‘I ran out of time’. Both of which are excuses.  In this episode of the Positively Jane podcast I am going to dig into excuses a bit more. In this episode I chat about: * What exactly are excuses and how do excuses affect your everyday life and who you are on the inside. * The top 5 excuses that most people make. * How to eliminate excuses from your life. * Becoming the person you were meant to be - not the one cloaked in excuses. SHOW LINKS: * Start tracking your finances: Easy Budget Plan [https://view.flodesk.com/pages/648e41d03b413b66d0ce7605] * Step up your money: Budgeting 101 [https://positivelyjane.net/budgeting-101] * Start paying with cash: Cash Envelope System [https://positivelyjane.net/blog/cash-envelope-system/] * Learn how to create wealth: Financial Independence Society [https://positivelyjane.net/financial-independence-society] * Start your joyufl life today: Joyful Living Quickstart Guide [https://positivelyjane.net/quickstart-guide] * Never miss a thing: Aging Gracefully Newsletter [https://positivelyjane.net/aging-gracefully] * You Need a Budget (YNAB): You Need a Budget (YNAB) [https://www.ynab.com/?ref=GEMof26dHXZdY5_R&utm_source=customer_referral] * Get the Transcript: #20 Podcast Transcript [https://pj-podcast.b-cdn.net/20-Podcast-Transcript.pdf]   Let’s be Instagram friends: https://www.instagram.com/positively.jane/ [https://www.instagram.com/positively.jane/]   Join the PJ Facebook Group: https://positivelyjane.net/PJ-Facebook [https://positivelyjane.net/PJ-Facebook]   Positively Jane Website: https://www.PositivelyJane.net [https://www.positivelyjane.net/]