031 - You Need an Emergency Fund (this is why) ft. David Wolfenden

031 - You Need an Emergency Fund (this is why) ft. David Wolfenden

What if your family suddenly lost its primary source of income due to a freak accident? Would you be able to buy yourself some time to get things figured out? Or would you be plunged into debt immediately? Today I'm joined by David Wolfenden, founder and CEO of Eden, for a conversation about emergency funds. David tells me the story of when his family lost its primary income source overnight and how this experience led him to start his own banking app that makes saving money more fun. Check out David's app: Eden [https://www.edensavings.com/] Practical Personal Finance on YouTube [https://www.youtube.com/channel/UCjNeF9lzg7hJbQE5OtehFdA]

030 - He Paid Off $105K in 3 Years - Student Loans, Car Loan, and Braces

Debt free! John is an author and YouTuber from Los Angeles who just finished paying off $105,000 of debt in 3 years. Including a brand new car, student loans, and even braces. Today, John shares what made him so motivated to become debt free, his feelings on the importance of community college as a path to a debt free education, and how it feels to be out from under the burden of his debts. Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured. Email: practicalpf@gmail.com Check out John's YouTube channel [https://www.youtube.com/channel/UCoIZIHhzosyyajrS1BEHFDw] Practical Personal Finance on YouTube [https://www.youtube.com/channel/UCjNeF9lzg7hJbQE5OtehFdA]

029 - Do You Really Need a Financial Advisor? ft. Kyle Scholl

Should you work with a financial advisor when it comes to managing your money, investing, and planning for retirement? Is it still necessary to do so? Today I'm joined by Kyle from @Financial Awareness with K.Scholl [https://studio.youtube.com/channel/UCALNmpTTj_wesfLs5gkvklw] for a conversation about the changes in the financial world that have come about over the past few decades and how those changes might affect the way you manage your money. We talk about whether or not financial advisors will be going away any time soon, how much of your income you should be saving for retirement, and some sage advice for developing a healthy relationship with money. Check out Kyle's YouTube channel [https://www.youtube.com/channel/UCALNmpTTj_wesfLs5gkvklw] Practical Personal Finance on YouTube [https://www.youtube.com/channel/UCjNeF9lzg7hJbQE5OtehFdA]

028 - How a Product Manager Paid Off $143K in 5 Years

Debt free! Will Ibekwe is a product manager for CapitalOne who just finished paying off over $143,000 in debt. It took him 5 long years to do it. Today, Will shares his story and provides insight into how he remained focused for such a long period of time, how he leveraged the pandemic to aid with his debt payoff, and how he's rewarding himself for becoming debt free. Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured. Email: practicalpf@gmail.com Practical Personal Finance on YouTube [https://www.youtube.com/channel/UCjNeF9lzg7hJbQE5OtehFdA]

027 - What to Look for When Buying a House ft. Bryson Lefmann

What to look for when buying a house - explained by real estate agent Bryson Lefmann! If you're in the market for buying your first home, it can be a little bit challenging to know what you should be looking for. Today, I'm joined by Bryson Lefmann, a real estate agent from Richmond, Virginia, for a conversation about how to approach buying a home. If you're a first time homebuyer, this video is for you! Bryson's Website [https://www.buyinrva.com/] Practical Personal Finance on YouTube [https://www.youtube.com/channel/UCjNeF9lzg7hJbQE5OtehFdA]