Private Lenders' Podcast

How Hard Money Lenders SHOULD Finance New Construction Deals - #295 Ground-up construction loans can be some of the riskiest—and most misunderstood—deals in private lending. In this episode of the Private Lenders Podcast, Jason and Chris break down exactly how experienced hard money lenders approach financing new construction projects the right way. After nearly 18 years, thousands of loans, and managing hundreds of defaults, they’ve learned that the key to success is structuring deals conservatively to minimize risk while still giving borrowers the capital they need to get the job done. You’ll learn: ✅ The four biggest risks of new construction lending (day-one exposure, execution, type of lot, and land pricing) ✅ How to structure deals to protect your capital while keeping borrowers vested ✅ Why ground-up deals can actually resemble heavy rehab loans when done right ✅ Real-world examples of loan structures that work (and ones to avoid) ✅ Why experience and borrower “skin in the game” are non-negotiables If you’ve been hesitant to dive into new construction lending—or want to expand your portfolio safely—this episode will give you a proven framework to get started responsibly. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com [http://www.privatelenderspodcast.com/] ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 [https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070] ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com [https://www.hardmoneymastermind.com/] FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ [https://www.instagram.com/hardmoneymastermind/] ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind [https://www.tiktok.com/@hardmoneymastermind]

Our First Hard Money Conference - #294 Join us on the Private Lenders Podcast as we share the story of our very first hard money conference—back in January 2008 in Las Vegas! After closing our first loan with HMB in December 2007, we jumped on a plane to attend the PITBAL Mortgage Conference, the only hard money-focused event at the time. In this episode, we dive into: * How our early experiences shaped HMB’s business model * Lessons learned from networking with other private lenders * The evolution of the hard money lending industry since the financial crash * The importance of live events, masterminds, and ongoing education in growing a lending business * The moment we decided to split company roles to scale efficiently We also reflect on the key relationships we formed, the challenges of lending during the financial crisis, and why masterminds and community learning remain so valuable for private lenders today. If you’re in the private lending space—or just curious about how hard money lending started and evolved—this episode is packed with stories, lessons, and insights from our early days. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com [http://www.privatelenderspodcast.com/] ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 [https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070] ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com [https://www.hardmoneymastermind.com/] FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ [https://www.instagram.com/hardmoneymastermind/] ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind [https://www.tiktok.com/@hardmoneymastermind]

How to convert leads to loans - #293 In the hard money lending business, leads are everywhere—texts, emails, web forms, phone calls, social media. But how do you turn those inquiries into actual closed loans? In this episode of the Private Lenders Podcast, Jason and Chris break down the exact process they use to respond, nurture, and follow up with leads so they don’t slip through the cracks. From fast phone responses to automated texts, emails, and CRM follow-up, you’ll learn how to stop wasting opportunities and start closing more deals. We cover: * Why speed-to-lead is everything in lending * The biggest mistakes lenders make with new inquiries * Simple scripts and strategies for first conversations * Automations that keep borrowers engaged (without overcomplicating things) * How to follow up with “maybes” and get to a yes or no * Why consistent lead flow is the #1 growth driver for lenders Whether you’re new to private lending or looking to scale, this episode will help you sharpen your process and close more loans from the leads you already have. 📌 Subscribe to the channel for more insights on private lending, deal flow, and business growth. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com [http://www.privatelenderspodcast.com/] ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 [https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070] ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com [https://www.hardmoneymastermind.com/] FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ [https://www.instagram.com/hardmoneymastermind/] ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind [https://www.tiktok.com/@hardmoneymastermind]

How to Truly Control Your Capital - #292 In this episode of the Private Lenders Podcast, hosts Jason Balin and Chris Haddon from Hard Money Bankers break down one of the most common challenges private lenders face — keeping control over their capital investors. Whether you’re lending through a fund or direct placement notes, having clear, consistent systems for rates of return, documentation, underwriting, and investor communications is essential. Jason and Chris share real-world examples of what happens when lenders give too much control to their capital base, and the simple steps you can take to avoid investor-driven chaos. What You’ll Learn in This Episode: * How to set a standard rate of return (and stick to it) * Why consistency in documentation and underwriting protects your business * How to renegotiate with early investors giving them too-good terms * The dangers of custom one-off deals and why they don’t scale * How to build long-term, win-win relationships with capital investors Whether you’re new to private lending or running an established hard money business, this episode will help you treat your lending like a real business — protecting your time, your returns, and your investor relationships. 📅 Upcoming Training: We’re hosting a 2-day Virtual Boot Camp in September for a max of 3 lenders. 👉 Apply here: https://hardmoneymastermind.com [https://hardmoneymastermind.com] (click “Consulting”) ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com [http://www.privatelenderspodcast.com/] ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 [https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070] ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com [https://www.hardmoneymastermind.com/] FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ [https://www.instagram.com/hardmoneymastermind/] ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind [https://www.tiktok.com/@hardmoneymastermind]

The Creative Deals We're Doing Now - #291 Hard money lending is changing — and savvy private lenders are pivoting. In this episode, Jason and Chris break down the creative real estate deals they’re closing in today’s market, from small-balance commercial loans to construction completion loans, bridge financing, and more. 🔑 When traditional capital dries up or becomes harder to access, private lenders have the flexibility to structure unique loans with strong collateral, even for borrowers with lower credit scores — as long as the numbers make sense. 👀 Listen in as we discuss: * Why creativity matters more in uncertain markets * How we’re structuring low-LTV bridge loans on free-and-clear rentals * Lending to nonprofits and non-recourse deal structures * When it does make sense to lend to a low-credit borrower * Building capital stacks creatively for small commercial deals * Common-sense lending strategies in a volatile market * Why private lenders have a competitive advantage right now Whether you’re a new or seasoned private lender, you’ll walk away with practical insights into underwriting smarter and finding opportunity in overlooked spaces. 💬 Drop your questions or share a recent deal you’re working on in the comments! 📢 Join the conversation inside: https://www.hardmoneymastermind.com [https://www.hardmoneymastermind.com] ✅ Subscribe for more insights on private lending, creative finance, and real estate investing! ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com [http://www.privatelenderspodcast.com/] ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 [https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070] ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com [https://www.hardmoneymastermind.com/]   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ [https://www.instagram.com/hardmoneymastermind/] ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind [https://www.tiktok.com/@hardmoneymastermind]