Episode 27 - Speak with Deborah Daniel

Episode 27 - Speak with Deborah Daniel

What if "I haven't saved enough for retirement" isn't actually a savings problem… but an inflow problem — and the old script of get-the-degree, get-the-job, get-the-gold-watch was quietly setting an entire generation of women up to fail? In this episode of Savage Angel, Angela sits down with Deborah Daniel — CPA, MBA in finance, three-decade veteran of the money and business world, contributing author of the bestselling anthology Women of Wealth: A Proverbs Legacy of Grace and Grit, and soon-to-be solo author of Women's Wealth Secrets. Deborah opens up about why she calls money "currency" (a word most people never stop to feel the weight of) and why most women — even high-earning ones — are silently losing more to taxes every year than they pay on their mortgage. She shares the inflow-first philosophy from her chapter, She Gathers the Harvest, and why entrepreneurship gave her the freedom to say "okay, my daughter needs $5,000 in braces — let me go generate that" instead of begging a boss who'd never say yes. Then we go full Savage: Deborah lays out the four types of income every woman should know (taxable, tax-deferred, tax-now, and never taxed) and how the wrong "bucket" can quietly cost your heirs a fortune. She introduces her three-leg framework — mindset + skill set + tool set — and explains why all the woo-woo abundance in the world can't help you if you don't know how compound interest works ("Albert Einstein called it the most powerful force on earth — and the man wrote the theory of relativity"). Plus: how the digital economy is quietly letting women in their 50s and 60s build $10K–$70K/month income streams from scratch, why "set it and forget it" savers struggle when it's finally time to spend the money, and why your kids are watching how you handle money even when they're not listening. What You'll Learn * Why money is a flow, not a number — and what "currency" really means * The inflow advantage of entrepreneurship: how to generate $5,000 on demand * Why high-income earners pay more in taxes than mortgage — and almost nobody talks about it * The four kinds of income (taxable / tax-deferred / tax-now / never taxed) and why this changes everything * The three-leg framework: mindset, skill set, tool set — and what happens when you only have one * The "three phases of wealth" mindset shift: builder → preserver → spender (and why phase three is the hardest) * How women in their 50s and 60s are building $10K–$70K/month digital income streams * Why the 40-year-job-and-gold-watch model is broken for most people today * The hidden danger of "I'll save when I make more" — and why time is the real multiplier * How to set up your heirs the right way (and the expensive way most people accidentally leave money behind) * Why couples need to both stay informed on money — especially because women statistically live longer * The simple "logins, passwords, who to call" list every household needs * Albert Einstein's compound interest quote — and why it matters as much as relativity 📖 Grab the bestselling anthology Women of Wealth: A Proverbs Legacy of Grace and Grit (featuring Deborah's chapter, She Gathers the Harvest) on Amazon. 📚 Keep an eye out for Deborah's upcoming solo release, Women's Wealth Secrets — coming this summer.

Episode 26 - Speak with Dr. Nicholas Nikolov

What if the future of looking ten years younger doesn't involve a scalpel, downtime, or a single moment of pain — but an "unfocused ultrasound" wand that was originally invented to heal stubborn wounds? In this episode of Savage Angel, Angela sits down with Dr. Nicholas Nikolov — board-certified Beverly Hills plastic surgeon, same building, same floor, for 30 years. He's seen every trend, gimmick, and "Nick Tuck"–style branding scheme come and go (yes, his first name is Nick — no, he won't do it). And he has zero interest in turning you into someone else. Dr. Nikolov opens up about the unforgettable twins who came into his office for a TV show — one wanted to look like Brad Pitt, the other like Ben Affleck. The problem? They didn't resemble either celebrity in any way. He politely stepped out of the room and shares why that moment crystallized his entire philosophy: embrace who you are first, then optimize it. Don't try to become someone else. Then we go full Savage: Dr. Nikolov breaks down CellSound — the unfocused ultrasound technology he was so skeptical about, he literally told his colleague "get out of here, this is too good to be true." Until he saw the results. Now he's all in: improved blood flow, lymphatic drainage, collagen production, and fat reduction (without killing cells) — all with no pain, no inflammation, no downtime. Get treated and walk straight to a gala the same night, makeup on or off. He also reveals the depth of penetration that's quietly a game-changer for stubborn intra-abdominal fat (the kind men especially can't shake), how he uses it on C-section scar tissue, and why this is the rare device with "no ceiling" on treatments — because it's not a controlled burn, it's healing. If you're in your 40s, 50s, or beyond and you've been quietly Googling "what actually works that won't wreck me," this episode is the conversation you've been waiting for. What You'll Learn * Why "I want to look like Brad Pitt" is the wrong goal — and what to ask for instead * The identity-first philosophy that separates great surgeons from assembly-line clinics * What CellSound actually does: blood flow, lymphatic drainage, collagen, and fat release * Why there's no pain, no downtime, and no inflammation (unlike most "skin tightening" devices) * The wound-healing origin story that made Dr. Nikolov a believer * How it penetrates 10 cm deep — and why that matters for stubborn belly fat (especially in men) * Can it help with C-section scars, fold-over, and tethered scar tissue? Yes — here's how * The recommended 6-treatment protocol (twice a week for 3 weeks) — and what you'll see after just one * Why "giving up on how you look" can be a quiet sign of depression — and why caring is healthy * The truth about trendy procedures (deep plane facelift, anyone?) — and the 6 different facelifts Dr. Nikolov does based on what you actually need * The single most important piece of plastic surgery advice he gives every patient: more isn't always better — trust your instinct 🔗 Connect with Dr. Nicholas Nikolov DrNikolov.com [http://DrNikolov.com] (D-R-N-I-K-O-L-O-V.com [http://D-R-N-I-K-O-L-O-V.com]) Beverly Hills, CA

Episode 25 - Speak with Tim Ketchum

What if the most overlooked appliance in your home could become a game-changer for both convenience and the environment? Angela Giles sits down with Tim Ketchum, co-founder of Composer, a startup on a mission to reinvent the garbage disposal. While most people think of garbage disposals as outdated kitchen technology, Tim and his team saw an opportunity to completely rethink how food waste is handled in our homes. From built-in enzymes that help prevent clogs and odors to a powerful design that encourages homeowners to divert food waste away from landfills, Composer is bringing innovation to a household appliance that hasn't changed much in decades. 🔥 You'll discover: • Why food waste in landfills is a bigger problem than most people realize • How modern garbage disposals can help reduce environmental impact • The surprising truth about what you can actually put down a garbage disposal • How Composer's built-in enzyme system helps keep pipes cleaner and fresher • Why cities and wastewater treatment plants may benefit from this approach to food waste management • What it's like launching a startup in an industry that hasn't seen major innovation in over 100 years If you're interested in sustainability, entrepreneurship, home innovation, or creating practical solutions to everyday problems, this episode offers a fascinating look at turning a simple idea into a potentially industry-changing business. ✨ Connect with Tim Ketchum: 🌐 Website: https://www.composer.me [https://www.composer.me]

Episode 24 - Speak with Peter Swimm

What if your fear of AI replacing your job isn't really about AI at all… but a quiet signal that you don't trust your own company culture to value what makes you human? In this episode of Savage Angel, Angela sits down with Peter Swimm — 35-year tech veteran, founder of the consultancy Toyville, and the rare conversational AI expert whose entire pitch is essentially "use less of this stuff, not more." His tagline says it all: people make it better. Peter doesn't pull punches on the AI hype machine. He explains why "every hammer sees a nail as a nail" — and why most companies are reaching for AI to solve problems that aren't actually technology problems. He breaks down the math of a 200-person call center serving a retail grocery chain so massive its employee health-insurance program is bigger than Medicare in 13 American states… and the simple insight that automating the boring 2 minutes of a 5-minute call (ID verification) would free up time to reinvest in the human conversation — not eliminate it. Then we go full Savage: Peter shares why his dermatologist replacing the front desk with ChatGPT is a disaster, why "Sandy in accounting" who silently catches your typos is the most underrated employee in your company (and the first one companies stupidly automate away), and why Microsoft Copilot literally tells you it's "for entertainment purposes only" — making it a $12-million-a-quarter Magic 8 Ball. If you've ever felt the pressure to "AI-ify" your business and quietly wondered if everyone has lost their minds, this episode is your permission slip. What You'll Learn * Why fear of AI replacement is really a signal about your company culture — not the tech * The "every hammer sees a nail" trap most leaders fall into when buying AI tools * How to use AI to expand your human team's capacity instead of replacing them * The call center math: automate the 2 boring minutes, reinvest in the human 3 * Why "Sandy in accounting" is your hidden process — and what breaks when she's automated * Why AI is an "averaging machine biased toward the median" — and what that costs premium brands * The ATM analogy: why banks still have humans in branches 30 years later * How to spot when a vendor is trying to capture 100% of your revenue (Vegas trap) * Why launching AI pilots without mapping the actual human process is how brands lose lawsuits and customers * The case for hiring real artists, real photographers, and real writers — and using AI as a whiteboard, not the destination * Why Peter loves working with "Luddites, craftsmen, and practitioners" — and the kind of clients he turns away * The "FAFO moment" society is in right now with AI-driven layoffs and decisions 🔗 Connect with Peter Swimm / Toyville Toyville.com [http://Toyville.com] | PeopleMakeItBetter.com [http://PeopleMakeItBetter.com]

Episode 23 - Speak with Holly Perry

What if the chapter you're most afraid your story is "too benign" to tell… is the exact one someone out there is waiting to read? In this episode of Savage Angel, Angela sits down with Holly Perry — Co-Founder and COO of Great Vista Financial & Great Vista Education and Technology, former medical social worker turned insurance executive, healthcare consumer advocate, and contributing author of the bestselling anthology Women of Wealth: A Proverbs Legacy of Grace and Grit. Holly opens up about the moment she walked into a hospital room to deliver crushing news to a family about their 40-year-old daughter — and how that day cracked her wide open and pointed her straight into the insurance industry. She shares the chills-worthy detail of how her insurance license arrived in the mail the exact day her father (a former insurance agent who told her, "I want nothing more than for you to make this work") passed away in June 2012. Then we go full Savage: Holly and Angela trade stories about divine intervention, intuition, and those "downloads" you can't explain — including Angela's wild airplane-seat-kicking guardian angel moments. Holly shares the Proverbs principle that changed her life ("a chapter a day for two years and you'll be smarter than most of your bosses… five years and you'll be a multi-millionaire") and why she finally said yes to writing her chapter, Destined by Design, after years of thinking her story wasn't "wow" enough. What You'll Learn * Why "I don't have a traumatic enough story" is the lie keeping most women from writing * The medical social work moment that pushed Holly out of healthcare and into insurance * How "divine timing" actually shows up in your life (and how to recognize the nudge) * The Proverbs reading practice that changes your decision-making — and reportedly your bank account * Why writing your story heals you first, then ripples out to thousands * How a single chapter in an anthology landed authors paid speaking gigs, clients, and entire new careers * Why being part of something bigger than yourself is the move — especially if you have a daughter watching * Angela's raw share about growing up in a religious cult, writing about it, and what healing through publishing really feels like 📖 Grab the bestselling anthology Women of Wealth: A Proverbs Legacy of Grace and Grit (featuring Holly Perry's chapter, Destined by Design) on Amazon. 🔗 Connect with Holly Perry / Great Vista Financial Website [https://greatvistafinancial.com] | LinkedIn (Holly Perry) [https://www.linkedin.com/] | Facebook (Holly Perry) [https://www.facebook.com/] | Instagram (@hollyperry2021) [https://www.instagram.com/hollyperry2021]