SeedTime Money (Christian living & Personal Finances)

SeedTime Money (Christian living & Personal Finances)

Podcast af Bob Lotich, Linda Lotich

God’s put a dream on your heart. Don’t let money get in the way. Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/

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353 episoder
episode (3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands artwork
(3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands

In this episode, we’re going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money. We’re unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle through a question that’s been tripping up believers for decades: “Is wealth inherently evil… or is it just a tool?”  Here’s what we found: * Why the Israelites’ gold became both a golden calf and a golden lampstand * What Jesus really meant when He said, “Where your treasure is, there your heart will be also” * The shocking contrast between how the Old and New Testament describe wealthy people * The heart posture that turns a blessing into an idol * And why generosity, not guilt, is the actual fruit of spiritual maturity This isn’t financial advice—it’s soul-searching. If you've ever felt tension about having too much… or too little… this episode will give you clarity.  📚 Resources Mentioned: * Exodus 12:35–36 – Israelites plundering Egypt’s wealth * Exodus 32 – The golden calf * Exodus 35 – The Tabernacle offerings * Matthew 6:21 – “Where your treasure is…” * Philippians 4 – Learning to abound and abase * Galatians 5:22-23 – Fruit of the Spirit (including “goodness” = generosity) * Our book: Simple Money, Rich Life (Get a free copy—just cover shipping!) 🔗 Grab your free book here: http://seedtime.com/free [http://seedtime.com/free] 📩 If this message stirred something in you, share it with a friend. The Church needs a better theology of money—and it starts with conversations like this. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true [https://seedtime.com/true] for details or shoot us a DM on Instagram (http://instagram.com/seedtime [http://instagram.com/seedtime]).

28. jun. 2025 - 31 min
episode (2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money artwork
(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money

In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we’ve been misunderstanding who He was talking to and why?  In this episode, we unpack: * Why Jesus told the rich young ruler to sell everything—and why He didn’t tell Zacchaeus the same thing. * The real reason wealth can be dangerous (it’s not what you think). * Why Joseph of Arimathea, Nicodemus, and a group of wealthy women were never asked to give everything away. * The parable that proves Jesus wasn’t against being wealthy—but was deeply concerned about our heart posture. * Why abundance is meant to be shared—and how shopping, gardening, or even buying sunglasses can become worship. * A fresh, biblical perspective that helps you steward what God has given you without shame, guilt, or greed. Resources Mentioned: * 📖 Simple Money, Rich Life by Bob & Linda Lotich: http://seedtime.com/free [http://seedtime.com/free] * 📜 Bible References: Matthew 19, Mark 10, Luke 18, Luke 8, Luke 19, Luke 16, Luke 12:48, Genesis 13:2, 1 Timothy 6, Ephesians 3:20 * 📺 The Chosen (TV series): https://watch.thechosen.tv [https://watch.thechosen.tv/] 👉 Subscribe, share, and don’t miss the next episode in this series—we’re going to talk about gold, the golden calf, and what it really means for how we use our money. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true [https://seedtime.com/true] for details or shoot us a DM on Instagram (http://instagram.com/seedtime [http://instagram.com/seedtime]). If you haven’t checked out our best-selling book Simple Money, Rich Life [https://seedtime.com/smrl/] (https://seedtime.com/smrl/ [https://seedtime.com/smrl/]), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample [https://seedtime.com/sample] where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

21. jun. 2025 - 25 min
episode (1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians artwork
(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians

This might be the most important conversation we’ve had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: * What the Prosperity Gospel gets right—and dangerously wrong * How the Poverty Gospel subtly creeps in as "humility" * The parable that changed everything for us  * The biblical third way no one talks about enough * How prayer can shift false teachers more than criticism ever could * Why stewardship (not ownership) is the core financial principle of Scripture * How even Mother Teresa modeled biblical abundance through simplicity If you’ve ever struggled to reconcile your faith with your finances… this episode is for you.   Resources Mentioned: * 📖 Simple Money, Rich Life by Bob Lotich – Get your free copy: http://seedtime.com/free [http://seedtime.com/free] * 📘 Business Secrets from the Bible by Rabbi Daniel Lapin * 📖 Bible verses mentioned: * Genesis 2:12 * Genesis 13:2 * Psalm 24:1 * Matthew 25 (Parable of the Talents) * 1 Timothy 6:9-10 (Amplified Version) * Proverbs 4:23   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true [https://seedtime.com/true] for details or shoot us a DM on Instagram (http://instagram.com/seedtime [http://instagram.com/seedtime]).   If you haven’t checked out our best-selling book Simple Money, Rich Life [https://seedtime.com/smrl/] (https://seedtime.com/smrl/ [https://seedtime.com/smrl/]), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample [https://seedtime.com/sample] where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

14. jun. 2025 - 42 min
episode 🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory) artwork
🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)

In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally. We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: * The custom GPT we built for flipping items on eBay * The podcast producer GPT that writes our show notes  * How AI helps with planning RV trips and killing poison ivy * Why we believe AI may become humanity’s greatest idol—and how to stay grounded in God’s Word * Plus, Linda’s surprisingly useful fashion hacks (involving NASCAR outfits) We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God’s revelation always beats information. If you’ve been wondering what does this actually look like in daily life?, this is the episode. Resources Mentioned: * ChatGPT by OpenAI [https://chat.openai.com] * Claude by Anthropic [https://claude.ai] * Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true [https://seedtime.com/true] for details or shoot us a DM on Instagram (http://instagram.com/seedtime [http://instagram.com/seedtime]).   Watch this episode on our SeedTime Money Podcast YouTube channel [https://www.youtube.com/channel/UCREfMgyUzMp5UAI0ALjCnSw] (https://youtu.be/Ra0lk-nOt0g [https://youtu.be/Ra0lk-nOt0g])!   If you haven’t checked out our best-selling book Simple Money, Rich Life [https://seedtime.com/smrl/] (https://seedtime.com/smrl/ [https://seedtime.com/smrl/]), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample [https://seedtime.com/sample] where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

07. jun. 2025 - 44 min
episode This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete artwork
This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.    In this episode, you’ll learn: * The biological and spiritual reasons why wealth never satisfies * How to spot when your heart is starting to trust money more than God * Why generosity is the fastest way back to peace * What $25M families regret (hint: it’s not about the stock market) * A brilliant money framework: acquisition, use, and management—and which one dominates your life * Why savings isn’t evil, but hoarding might be * How to know when you’ve moved from stewardship into idolatry   Mentioned Resources: * Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com [http://wholeheartfinances.com/] * 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant) * Dr. Eileen Gallo’s Money Dimensions Framework: Acquisition, Use, Management * Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R [http://amzn.to/3JF0L0R]   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true [https://seedtime.com/true] for details or shoot us a DM on Instagram (http://instagram.com/seedtime [http://instagram.com/seedtime]).   Watch this episode on our SeedTime Money Podcast YouTube channel [https://www.youtube.com/@seedtimepodcast] (https://youtu.be/_iwhObTFD7I [https://youtu.be/_iwhObTFD7I])!   If you haven’t checked out our best-selling book Simple Money, Rich Life [https://seedtime.com/smrl/] (https://seedtime.com/smrl/ [https://seedtime.com/smrl/]), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample [https://seedtime.com/sample] where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

31. maj 2025 - 32 min
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