The "Secret" Strategy for 3% Interest Rates (And Why the Market Isn’t Crashing)

Why Your Strategy for a "Deal" is Failing

In this episode of the Listed Podcast, Christy Garnhardt and Aubra Palermo tackle the busy 2026 spring real estate market. They discuss the disconnect between national affordability headlines and the local inventory shortage in Northern Illinois and Southern Wisconsin. The episode also features guest Travis Cunningham of A&T Auction Services, who shares expert insights into estate liquidations, farm auctions, and the rising trend of online bidding.

The Market Just Shifted: What the News ISN'T Telling You About Home Prices

Are you listening to the national headlines or your local experts?  🏡In this episode of the Listed Podcast, Olivia Hunsey and Aubra Palermo break down why the "national real estate news" you’re seeing on TV might be leading you astray. Especially if you're looking for a home in Southern Wisconsin or Northern Illinois. While big-city markets are seeing massive discounts, our local mid-range homes are still flying off the shelves in as little as 29 days.  We’re also joined by Amanda Schwartz, a Mortgage Loan Officer at Black Hawk Community Credit Union. Amanda pulls back the curtain on the "gray areas" of lending, why local underwriting is a game-changer for buyers with unique situations, and why you should never "marry the rate".

The "Secret" Strategy for 3% Interest Rates (And Why the Market Isn’t Crashing)

Are you waiting for a real estate "crash" that isn't coming? While national headlines scream about falling sales, the reality in markets like Stephenson County is a complete stalemate. In this episode, Vanessa Torres and Aubra Palermo reveal why local inventory is so low and how savvy buyers are securing 3% interest rates using Assumable Mortgages. We also sit down with functional medicine expert Laura Dickerson to discuss why your "healthy" routine might be making you tired. From the toxicity of drugstore vitamins to the critical role of bioidentical hormones in longevity, we explore how to treat the root cause of your symptoms instead of just masking them. In this episode, you’ll discover: Assumable Mortgages 101: How to take over an existing FHA, VA, or USDA loan at a fraction of today's rates. Local Market Reality: Why Stephenson County home prices have doubled in the last decade, and why buyers shouldn't wait. The Supplement Scam: The "other ingredients" in your vitamins that are actually toxic. The Nervous System Fix: How to get your body out of chronic "fight or flight" and finally start healing. Longevity Secrets: Why bioidentical hormones are a "game changer" for brain and heart health as you age. Connect with our Guest: Laura Dickerson, Prime Revival Health & Wellness 📞 815-708-2808 🌐 primerevivalbyron.com 📌 TIMESTAMPS 00:00 – Introduction 04:15 – National Headlines  08:48 – How transit-connected and walkable neighborhoods are becoming the new premium. 12:28 – The Build vs. Buy Dilemma 14:08 – Assumable Mortgages: 22:45 – Regional Market Update: Deep dive into Stephenson County stats 28:15 – Guest Interview: Laura Dickerson: Prime Revival Health  32:15 – Root-Cause Healing: Moving beyond managing symptoms to treating the whole person at a cellular level. 37:05 – The Truth About Vitamins: Why drugstore supplements often contain heavy metals and "junk" fillers. 45:52 – Stress & Sleep: How chronic fight-or-flight prevents healing and the non-negotiable need for deep sleep. 55:10 – Hormones & Longevity: De-mystifying bioidentical hormone replacement therapy (BHRT) for aging gracefully. 01:13:50 – Chemical Awareness: Using tools like the Yucca app to scan toxins in your daily skincare and food. 01:21:28 – Final Tip

Your House Will Sell in 30 Days

Listen & Subscribe on Your Favorite Platform! Spotify:  https://open.spotify.com/show/3ZyzCQ6uA7TEbm5ChsSDpo Apple Podcast: https://podcasts.apple.com/us/podcast/the-listed-podcast/id1846874566 Think the housing market is slow? Think again. In this episode of The Listed Podcast, real estate agents Christy Garnhart and Aubra Palermo break down the disconnect between national headlines and what's actually happening in Northern Illinois and Southern Wisconsin. We cover: ✅ Why homes are selling in 30 days or less (even in winter) ✅ National real estate trends: migration patterns & affordability shifts ✅ The truth about transferable mortgages ✅ Capital gains tax surprises when selling your home ✅ Regional market updates: Stephenson, Winnebago & Ogle Counties ✅ Local college programs that add value to your home ✅ Hidden property restrictions you need to know about Whether you're buying, selling, or just curious about real estate in our region, this episode offers the insider perspective that national news often misses. 📌 TIMESTAMPS 00:00 – Welcome to Listed Podcast 00:49 – Why Clients Think Their Homes Won't Sell 09:22 – National Real Estate Headlines: Migration Trends & Affordability 15:40 – Transferable Mortgages: Silver Bullet or Bigger Problem? 18:20 – Capital Gains Tax Surprise on Home Sales 22:15 – Regional Market Updates: Stephenson, Winnebago & Ogle Counties 35:20 – Local College Programs That Add Value to Your Home Purchase 57:49 – Understanding Property Restrictions: HOAs, Fences & Surveys 1:01:03 – Tip of the Month: Focus on What You Can Control Connect With Us: https://goldengirlzteam.com/contact-us/

Zillow Is Being Sued for WHAT?! (RICO Charges Explained)

Listen & Subscribe on Your Favorite Platform! Spotify:  https://open.spotify.com/show/3ZyzCQ6uA7TEbm5ChsSDpo Apple Podcast: https://podcasts.apple.com/us/podcast/the-listed-podcast/id1846874566 Zillow Faces RICO Charges + Major Class Action Lawsuits The real estate industry is being turned upside down right now. Zillow, one of the largest real estate platforms in the world, is facing multiple massive lawsuits, including RICO (Racketeering) charges. If you use Zillow, work with agents who use Zillow, or are buying/selling a home, you NEED to watch this. PLUS: Insurance companies are using AI-powered balloons to photograph your property without you knowing. And we sit down with Voices of Stephenson County to talk about why real estate agents have a unique role in helping domestic violence survivors. ⚖️ LEGAL DISCLAIMER: This content is for informational and educational purposes only. The lawsuits discussed are ongoing legal matters. Nothing in this video should be considered legal advice. Information about Zillow lawsuits is based on publicly available court documents and news reports. Always consult appropriate professionals for specific situations. 📌 TIMESTAMPS 00:00 – Welcome & Introduction to Listed Podcast 00:50 – Insurance Companies Using AI Balloons to Monitor Your Home 03:05 – Zillow Lawsuits: RICO Claims & What It Means for You 08:55 – Regional Market Update: What's Selling in Your Area 11:02 – Meet Voices of Stephenson County: Supporting Survivors 14:15 – How Voices Has Evolved & Expanded Services 18:18 – Breaking Stereotypes: Domestic Violence Affects Everyone 25:42 – How You Can Help: Volunteering & Wish List Items 30:36 – Current Priorities: Safe Housing & Capacity Challenges 34:54 – What You Didn't Know About Voices' Services 40:32 – Tip of the Month & Final Thoughts Connect With Us: https://goldengirlzteam.com/contact-us/