The Ricky Ricardo Show

Episode 85: The $12,312 HVAC Bill (And Why It Didn't Scare Me)

8 min · 2. juni 2026
episode Episode 85: The $12,312 HVAC Bill (And Why It Didn't Scare Me) cover

Beskrivelse

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] Last week I shared that I don't think I'm chasing properties anymore—I think I'm chasing freedom. Then this week I received a text message: HVAC complete. Invoice attached. $12,312. A year ago, seeing a bill like that would've stressed me out. This time was different. In this episode, I share the latest update on my Alabama mid-term rental project, how hard money lending and draw requests work, and the mindset shift that's happened as I've gained more experience as an investor. We also talk about risk, confidence, taking action, and why investing doesn't get easier because you have more money—it gets easier because you understand risk. If you're a beginner investor, a W-2 employee trying to build freedom, or someone who enjoys following the real numbers, wins, mistakes, and lessons of real estate investing, this episode is for you. Topics discussed: • $12,312 HVAC installation • Hard money lending and draw requests • Mid-term rental progress update • Risk vs. confidence • The mindset shift from beginner to investor • Why freedom isn't always what we think it is Follow The Ricky Ricardo Show as I document the journey to financial and time freedom in real time—no gurus, no fluff, just the truth. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

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65 episoder

episode Episode 86: I Finally Understand Why Most People Stay Comfortable cover

Episode 86: I Finally Understand Why Most People Stay Comfortable

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] I skipped recording an episode last week. Part of it was uncertainty. Part of it was being sick. But honestly… I think part of it was mental exhaustion. In this episode, I open up about: * feeling stalled after a successful flip * the pressure of trying to recreate momentum * why uncertainty becomes emotionally exhausting * questioning the direction of the podcast * why most people choose comfort over bigger goals * and realizing this show was never really just about real estate I’m almost 90 episodes into this journey, and for the first time, I feel like the podcast itself is evolving. Real estate may have started the journey… but the transformation happening through it has become much bigger than properties, renovations, or cash flow. This is one of the most honest conversations I’ve had on the show so far. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

I går13 min
episode Episode 85: The $12,312 HVAC Bill (And Why It Didn't Scare Me) cover

Episode 85: The $12,312 HVAC Bill (And Why It Didn't Scare Me)

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] Last week I shared that I don't think I'm chasing properties anymore—I think I'm chasing freedom. Then this week I received a text message: HVAC complete. Invoice attached. $12,312. A year ago, seeing a bill like that would've stressed me out. This time was different. In this episode, I share the latest update on my Alabama mid-term rental project, how hard money lending and draw requests work, and the mindset shift that's happened as I've gained more experience as an investor. We also talk about risk, confidence, taking action, and why investing doesn't get easier because you have more money—it gets easier because you understand risk. If you're a beginner investor, a W-2 employee trying to build freedom, or someone who enjoys following the real numbers, wins, mistakes, and lessons of real estate investing, this episode is for you. Topics discussed: • $12,312 HVAC installation • Hard money lending and draw requests • Mid-term rental progress update • Risk vs. confidence • The mindset shift from beginner to investor • Why freedom isn't always what we think it is Follow The Ricky Ricardo Show as I document the journey to financial and time freedom in real time—no gurus, no fluff, just the truth. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

2. juni 20268 min
episode Episode 84: I Think I Misunderstood Freedom cover

Episode 84: I Think I Misunderstood Freedom

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] After selling my first rental property and completing my first flip, I had a realization that caught me off guard. For years, I thought I was chasing real estate. I thought I was chasing cash flow. I thought I was chasing financial freedom. But what if freedom isn't what I thought it was? In this episode, I share what selling my first rental taught me, why getting my money back gave me clarity instead of excitement, and how my definition of success is starting to change. We talk about the realities of investing while working a W-2 job, the expectations we place on rental properties, and why I don't think I'm chasing properties anymore—I think I'm chasing freedom. This is one of the most honest and personal episodes I've recorded, and it may change the direction of The Ricky Ricardo Show moving forward. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

26. maj 20269 min
episode Episode 83: I Sold My Rental… Now The Real Decisions Start cover

Episode 83: I Sold My Rental… Now The Real Decisions Start

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] After officially selling my first rental property last week, I’m now facing the next big decision in my investing journey. HVAC installation starts this week on the Alabama midterm rental, and now I have to decide whether to use hard money draws or the proceeds from my recent sale to fund the next phase of the project. In this episode of The Ricky Ricardo Show, I talk about: * why I sold my first rental property * how my mindset around cash flow and financial freedom is changing * the reality of low cash flow rentals * balancing liquidity vs. interest costs * why HVAC may be the most important upgrade in this entire deal * learning to think more like an operator and business owner I also share why I’m moving away from simply collecting doors and focusing more on investments that can actually move the needle financially. This isn’t guru talk. This is the real journey of figuring it out in real time while balancing a W-2 job, investing, risk, and chasing financial freedom. Welcome back to The Ricky Ricardo Show. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

20. maj 202615 min
episode Episode 82: I Sold My First Rental Property… And It Changed Everything cover

Episode 82: I Sold My First Rental Property… And It Changed Everything

Send us Fan Mail [https://www.buzzsprout.com/2572246/fan_mail/new] In this episode of The Ricky Ricardo Show, I talk about officially selling my very first rental property and why this deal completely changed the way I look at real estate investing. A couple years ago, I thought buying as many rental properties as possible was the path to freedom. But after going through vacancies, repairs, management headaches, tied-up capital, and low cash flow, I started questioning whether this strategy was actually creating the life I wanted. This episode is a real conversation about: * the reality of low cash flow rentals * why my mindset around investing has changed * the dangers of getting stuck in “door count” thinking * why I’m now chasing stronger cash flow and business-style investments * learning when to evolve instead of forcing a strategy that no longer fits your goals I also break down the numbers, lessons, mistakes, and mindset shifts that came from completing my first full real estate cycle from purchase to sale. This isn’t guru talk. This is the real journey of figuring it out in real time. Welcome back to The Ricky Ricardo Show. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time. Real estate is the current vehicle, but the principles apply far beyond it.

11. maj 202614 min