You Don’t Need Another Product—You Need a Plan w/ Katie Schmid

You Don’t Need Another Product—You Need a Plan w/ Katie Schmid

In this episode, we sit down with Katie to break down what financial planning actually means—and why so many people mistake having accounts, savings, or income for having a real plan. We dive into Katie’s journey into financial advising, how her own relationship with money evolved, and why the role of a financial advisor is often misunderstood. We also unpack the difference between simply “having stuff” like a 401(k), investments, or multiple accounts versus having a strategy that supports your real life now and your future goals. For entrepreneurs, business owners, and anyone with inconsistent income, Katie shares how to plan when cash flow changes month to month—and why the mindset of “I can always make more money” can quietly create financial stress. We also discuss how money impacts relationships, why financial planning shouldn’t be a solo sport, and what changes when people finally get clarity and support. This episode is for anyone who feels behind, overwhelmed, successful-but-disorganized, or ready to create more peace around money. In This Episode: * How Katie became a financial advisor * The myths people believe about financial advisors * Why having investments isn’t the same as having a plan * Where to start if finances feel overwhelming * Financial strategies for entrepreneurs & variable income * Balancing future planning with enjoying life now * How money affects relationships * What financial planning gives you beyond numbers * Quick money wins and common mistakes to avoid Connect with Katie: kschmid@primerica.com [kschmid@primerica.com] Instagram: @heyitskatieschmid https://www.primerica.com/kschmid [https://www.primerica.com/kschmid] Connect with Emily: Emily@nourishedwithemily.com [Emily@nourishedwithemily.com] Instagram: @nourishedwithemily Nourishedwithemily.com

We're Supposed to be Filling Our Cups... Not Overloading Our Plates w/ Devin Negrete

In this episode, Ebony Unique sits down with Devin Negrete to talk about something we’re all navigating... bandwidth. We get into what it really looks like to manage your time, resources, energy, and capacity when everything feels important and everybody needs something from you—including yourself. We talk about asking for help (and why that can feel so uncomfortable), figuring out when to say no without the guilt, and actually making space for the things that bring you joy. If you’ve been feeling stretched thin, trying to do it all, or just needing a reminder that you’re not the only one navigating this, this conversation is for you. Nothing perfect, nothing polished—just real talk, a few “oh wow, that’s me” moments, and two people figuring it out in real time. Find out more about Devin: IG - https://www.instagram.com/dev.communications/ [https://www.instagram.com/dev.communications/] FB - https://www.facebook.com/devprcomms [https://www.facebook.com/devprcomms] LI - https://www.linkedin.com/in/devin-r-negrete-harvey-b6596496/ [https://www.linkedin.com/in/devin-r-negrete-harvey-b6596496/Website]Website: www.devprcomms.com [http://www.devprcomms.com]

Finding Your Cheer Squad: Discussing 'Success' with Christine Spiak & Tricia Sticca

This conversation is about redefining success — not just in business, but in life. Tricia Sticca and Christine Spiak are cofounders of Success Circle — a space that blends business development, real-life conversations, cheering section, and whole-human support. Christine and Tricia aren't just business partners- they call themselves “biz besties.” Together, 'ChrisTricia' are helping people move through burnout, financial stress, and overwhelm — while learning how to take their natural gifts and turn them into action. Their work is rooted in something deeper - that success isn’t just about money - it’s about how you live, how you feel, and how aligned your life actually is. In this conversation, we talk about partnership, networking, money, time, and what it really takes to build something meaningful — without losing yourself in the partnership.

Juggling a 9-5, a Business, a Family, & a Healthy/Balanced Life w/ Yarden Caroll

In this episode, Ebony sits down with Yarden Carroll of Crowned Creative for an honest conversation about the real work of balancing a 9-to-5 job, building a business, caring for your family, and trying to take care of yourself in the process. We talk about the power of honesty from the people who love us and how those difficult but necessary conversations can help keep us grounded and on track. We explore the importance of setting boundaries, being truthful with ourselves about our capacity, and accepting the reality that sometimes there simply isn't enough time to juggle everything. And that's okay. Sometimes, some things have to wait. Yarden also shares the practical strategies she uses to prioritize rest and self-care while navigating entrepreneurship and working toward the goal of creating enough consistent revenue to leave her 9-to-5 behind. If you've ever felt stretched too thin, struggled with guilt around rest, or wondered how everyone else seems to manage it all, this conversation is a reminder that you're not alone—and that there may be a healthier, more sustainable way forward. Find more information about Yarden here: https://crownedcreative.com/ [https://crownedcreative.com/] https://www.instagram.com/crownedcreativedigitalagency/ [https://www.instagram.com/crownedcreativedigitalagency/] https://www.facebook.com/crownedcreativedigital/ [https://www.facebook.com/crownedcreativedigital/]

Your First (or Next) Client in 30 Days: Marketing That Actually Works w/ Devan Robinson

What if getting your first client — or your next one — didn’t require doing more… but doing the right things consistently? In this episode of the Wise and Well-thy Podcast, Emily sits down with marketing strategist Devan Robinson, owner of Developing with Devan, to talk about what actually works when it comes to attracting clients through social media and marketing. If you’ve ever felt like you’re posting constantly, trying all the strategies, and still not seeing traction, this conversation will feel like a breath of fresh air. Emily shares her own early marketing struggles and how investing in support transformed not only her content, but her confidence and efficiency. Together, she and Devan unpack how entrepreneurs can simplify marketing, protect their time and energy, and build sustainable growth without burning out. This episode is perfect for entrepreneurs who are: • trying to land their first client • looking to attract their next client quickly • overwhelmed by conflicting marketing advice • feeling like social media is becoming a full-time job • craving a simpler, more aligned approach to growth Devan also shares insight into her guide: ✨ 30 Days to Your First or Next Client — designed to help business owners take focused, strategic action without overwhelm. Get the guide here: https://workwithdevan.com/ [https://workwithdevan.com/] Follow Devan on Instagram: https://www.instagram.com/developingwithdevan [https://www.instagram.com/developingwithdevan] Connect with her on LinkedIn: https://www.linkedin.com/in/devan-robinson/ [https://www.linkedin.com/in/devan-robinson/] Connect with Emily: Nourishedwithemily.com [http://Nourishedwithemily.com] Instagram: Instagram.com/nourishedwithemily