Your Money with Michelle Martin

Money and Me: The IP Rider Shake-Up - Pay Less Now, Risk More Later?

We attend to your health insurance wallet today. New IP rider rules mean deductibles are no longer covered and annual co-payments double to S$6,000. Premiums may fall by about 30 percent - but smaller procedures could now hit your cash flow harder. We break down who benefits, who loses, and how these changes affect younger adults, retirees and those with chronic conditions. Through case studies, we examine whether to stay on old riders or switch to the new regime. Expert guidance with guest Christopher Tan, CEO of Providend, hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Walmart’s Nasdaq Leap, Spotify vs YouTube, Jardine’s Mandarin Move, and LMIRT’s Cash Call

Walmart ditches Wall Street tradition and makes a surprise leap into tech territory. Walmart shifts its stock listing from the NYSE to the Nasdaq as it deepens its push into AI, automation and e-commerce. We explore how ultra-pure water companies are quietly becoming critical players in the global chip supply chain alongside names like Nvidia. Markets brace for the Federal Reserve’s next rate move as investors weigh inflation, growth and the outlook for 2026. In UP or DOWN, we size up Spotify vs YouTube, Jardine Matheson’s Mandarin Oriental move, YZJ Maritime, Centurion REIT and LMIRT’s rights issue. All this and more, hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Your Medical Bill Is About to Change - What the New Shield Plan Rules Really Mean

From April 2026, new Integrated Shield Plan riders will no longer cover deductibles, and your annual out-of-pocket cap doubles to S$6,000 under the latest Ministry of Health overhaul. Premiums are expected to drop by about 30%, as policymakers push patients to shoulder more costs to cool the runaway private healthcare inflation. We break down what’s changing, what stays, and how to plan your medical sinking fund with Elijah Lee, Senior Financial Services Manager at Phillip Securities - all hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Netflix vs Paramount, Nvidia’s China Chip Win & IBM’s $11 Billion Bet

Asia-Pacific markets trade mixed as Wall Street pulls back, with Seoul, Sydney and Tokyo all in the red to start the session. A blockbuster corporate battle dominates headlines as Paramount launches a hostile bid to challenge Netflix’s US$72 billion offer for Warner Bros. Discovery, sending shares of Paramount, Netflix and WBD sharply higher and lower in different directions. Nvidia lands a major geopolitical and commercial win after the Trump administration clears sales of its H200 chip to China - with the US government taking a 25% cut of revenues. In UP or DOWN, we break down Stellantis’ tiny car ambitions, IBM’s US$11 billion acquisition of Confluent, Ares’ surge into the S&P 500, Genting Singapore’s Moody’s downgrade, and Sembcorp’s talks to acquire Australia’s Alinta Energy. Back home, the STI slips as DFI Retail leads declines while Venture Corp and ST Engineering edge higher. We wrap with Hollywood box office fireworks as Five Nights at Freddy’s 2 smashes December records - all hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: The 2026 Market Map - Bull Run or Breaking Point?

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning? Simon Ree, Founder of Tao of Trading, shares his base case for 2026. We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets. From the AI investment boom and earnings resilience to megacap dominance, Simon explains what’s structural versus what’s becoming a crowded trade. We also drill into key risks - from stretched valuations and weak market breadth to capex-heavy Big Tech and tariff shocks. A clear 2026 playbook for everyday investors - hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.