Your Money with Michelle Martin

Money and Me: Why no sell-off? How to look beyond the Mag 7, and why cash is really not king now

Markets are rattled by geopolitics - but panic is rarely a strategy. From US military action in Venezuela to tensions over Greenland, investors are questioning whether uncertainty now warrants a shift in portfolios. We examine how US equities have actually behaved through geopolitical shocks - and what history suggests about staying invested. The Magnificent 7 start the year unevenly, raising the question of whether leadership is broadening beyond mega-cap tech into SMID caps. A weaker US dollar prompts a closer look at currency exposure in global portfolios - risk, opportunity, or both? With noise rising across geopolitics and policy, we ask the hardest question: sit in cash, or stay the course? Hosted by Michelle Martin. Guest: Cheng Chye Hsern, Head of Investment, Providend. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Why Intel sold-off, P&G’s silk diaper strategy and Inflation Risks for Investors

Intel beats earnings - but supply bottlenecks spook markets. We unpack why Intel sold off despite stronger revenue, and what supply constraints signal for the chip cycle. From semiconductors to staples, Procter & Gamble bets on premium pricing with luxury diapers - is pricing power holding up? US inflation stays sticky at 2.8%, reshaping expectations for Federal Reserve rate cuts and equity valuations. Markets rally as tariff threats fade, with investors choosing policy relief over economic caution. UP or DOWN on Ubisoft, JPMorgan Chase, Suntec REIT, and City Developments Limited - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Cancer Profits, Greenland Politics, Johnson & Johnson, L’Oréal, Lululemon, Ryanair, City Developments Limited, Hongkong Land, Singtel, Thai Beverage

A 140-year-old healthcare giant shows it can still grow, as Johnson & Johnson beats earnings expectations and doubles down on its ambition to lead the global fight against cancer. On geopolitics, markets rebound after U.S. President Donald Trump walks back tariff threats tied to Greenland, reframing the issue around mineral rights and strategic access instead. We unpack whether this is real policy clarity - or another case of TACO economics - as U.S. stocks rally on relief. In UP or DOWN, we look at L’Oréal’s big bet on Indian beauty tech, Lululemon’s brand stumble with squat-failing tights, Ryanair’s monetisation of controversy, and whether CDL is poised for a catch-up trade. Back home, the STI tests key support as only a handful of blue chips finish in the green. And in our Last Word, a tool-using cow in Austria challenges what we think we know about intelligence - in markets, and in life - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Million-Dollar CPF Moves in a New Retirement Era

Is leaving your CPF alone the safest option in 2026 or are there smarter moves for more than 2.5%  interest? As Singapore’s retirement rules shift, what do you need to know about the moves that you can make for greater savings and smaller tax bills. With new dollar-for-dollar government matching schemes, the roadmap to retirement offers new possibilities regardless of paycheck size. We break down how the RSTU, MRSS and the newly launched MMSS actually work - and who benefits most. From withdrawal rules at 55 to whether CPF LIFE truly delivers a paycheck for life, we tackle listeners’ most pressing questions. We also explore how to prioritise top-ups for yourself versus your parents, and where spare cash should go now that SA rules have changed. A practical, clear-eyed guide to building retirement income with confidence - hosted by Michelle Martin with guest Boo Chiang Tat, Manager, Retirement Savings Department, CPF Board. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Read: The Albatross File - Rethinking 1965

A nation’s birth story, revisited through freshly released interviews. A major new book and permanent exhibition at the National Library reopens the story of Singapore’s separation from Malaysia in 1965. The Albatross File: Inside Separation draws on newly declassified Cabinet papers, handwritten notes by Dr Goh Keng Swee, and oral history accounts to examine what was long seen as a sudden rupture. Joining the conversation is Mr Janadas Devan, Senior Adviser to the Ministry of Digital Development and Information, who coordinated the creation of the book. We explore why these records are being released now, what Singaporeans still misunderstand about separation, and how negotiated settlement differs from the idea of forced expulsion. The discussion humanises the leaders involved and political pressures on both sides of the divide. Hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.