Changing Beneficiaries for Tax Planning Purposes to Heirs

The Point of Retirement - Iron Clad Tools for Golden Age - Introduction

In this episode we dive into Matt's new book - The Point of Retirement. This mini-series will help you understand the tools you need to create an Iron Clad Retirement.  Matt dives into the introduction of his book, explaining the concept of “your why” and how it drives retirement decisions. He shares how his grandparents’ financial hardship shaped his mission and explains how he helps clients uncover their own purpose through intentional conversations. He also introduces the idea of “soldiers” and “tools”—a coordinated system working together to support retirement success.

The Point of Retirement - Iron Clad Tools for Golden Age - Brief Overview

In this episode we dive into Matt's new book - The Point of Retirement. This mini-series will help you understand the tools you need to create an Iron Clad Retirement. Matt introduces his new book The Point of Retirement and explains the personal story behind it. Inspired by his grandparents’ experience during the 2008 financial crisis, Matt shares why he believes retirement planning must go beyond account balances. He reframes retirement as a life phase centered on purpose, memories, and intentional living, not just financial targets.

Set Up a 529 Plan for your Grandchildren

Bestselling Author and Retirement Planning Expert, Matt Richman, introduces 529 plans and explains how they function as tax-advantaged savings accounts for education. He breaks down how contributions grow, what qualifies as eligible expenses, and how recent rule changes have made these plans more flexible. The episode helps grandparents and parents understand how to plan for future education costs effectively.

Presence vs Presents

Bestselling Author and Retirement Planning Expert, Matt Richman, shares a powerful philosophy: your presence in your family’s life matters more than the presents you give. He emphasizes intentional living in retirement—using time and resources to build memories, strengthen relationships, and create lasting impact rather than accumulating or passing down material wealth.

Using a Reverse Mortgage for Tax Free Income in Retirement

Bestselling Author and Retirement Planning Expert, Matt Richman,  explores the emotional and financial realities of leaving a home as an inheritance. He explains how reverse mortgages can allow retirees to enjoy their wealth while living, rather than leaving behind a property that heirs may not want. The discussion highlights practical scenarios where using equity creates better outcomes for both retirees and their families.