LIVING IN SOUTH LOUISIANA PODCAST

EP 8: Interest Only Loans For Rental Properties And The House Hacking Method [Steven Rapalo]

If you're in South Louisiana and you're getting into real estate investing, or if you’re already an experienced real estate investor in South Louisiana, have you heard about interest only loans for buy and hold investors? Talk about CASH FLOW! Have you heard about DSCR loans? Whatever your real estate investing strategy is, you should find value in this episode of the Living in South Louisiana Podcast. My buddy, Steven Rapalo is my guest on today’s show. He is a licensed mortgage broker in multiple states and I brought him on to share some of his knowledge about loans for real estate investors in South Louisiana. Whether you are a new real estate investor, or you’ve been in the real estate investing game for some time now, know that we’ve got your back and we speak your language. Enjoy the show! 🤔 Thinking about Investing in South Louisiana? 📱Call or Text: 985-276-8160 🏠 See what’s on the market!! https://bit.ly/3zkIMEi 📨 Email: richlivingpartners@gmail.com 📆 Zoom: https://bit.ly/3PMtrDBi 📷 INSTAGRAM: instagram.com/livinginsouthlouisiana 📺 MAIN YOUTUBE CHANNEL: youtube.com/@UCXM5eKduPddkptmjw_cUMkw Contact Steven: 📞 Phone: (985) 231-8588 📧 Email: srapalo@reliantapproval.com 0:00 - Intro 0:53 - Introducing Steven 2:05 - Should You Worry About Interest Rates As An investor? 4:00 - The Difference Between Assets And Liabilities 7:45 - The Difference Between A Mortgage Lender And Mortgage Broker 10:48 - Most Common Loan Products 11:43 - The House Hacking Method 17:20 - How DSCR Loans Work 20:00 - Interest Only Loan For Rental Properties?!!? 21:51 - The 4 Ways You Make Money in Real Estate 25:30 - What is A Good Cash on Cash Return? 26:45 - What Makes A Good Deal? 27:30 - Steven's Air BNB Strategy 29:44 - What You Should Do Before Buying An Air BNB 32:45 - Loan Products For Self-Employed Home Buyers 34:15 - Why It's Ethical To NOT Pay Taxes 37:40 - Tax Strategy Should Be Planned Ahead 39:11 - Loan Product For If You Show A Loss On Your Taxes 43:14 - What Is The Best Loan For Investors? Any Why? 46:42 - Outro Be sure to share this podcast with people that you know would enjoy it!! #realestateinvesting #househacking #realestateinvestor #southlouisiana

EP 7: Investing In Gold Or Real Estate? | I Confronted Will DeLaTour [Which Is A Better Investment?]

If you are interested in real estate investing or if you've dabbled in precious metals, you should find a lot of value in this episode! Today, I had my buddy Will De La Tour, a precious metals broker, on the podcast and we talk about investing in gold and silver. From the basics of precious metals investing to tips on choosing a reputable dealer or broker. We start by discussing why gold and silver are considered valuable and why they have been used as a store of wealth for centuries. We then delve into current market conditions and how they may be affecting the price of gold and silver. We also discuss the potential risks and returns associated with investing in gold and silver, as well as how investing in precious metals can provide diversification benefits for an investment portfolio. And, of course, we compare and contrast these investing strategies to help you make a decision on where to put your money! INSTAGRAM: instagram.com/livinginsouthlouisiana FACEBOOK: https://www.facebook.com/richlivingpartners MAIN YOUTUBE CHANNEL: youtube.com/@livinginsouthlouisiana Are you currently living in or thinking about moving to Louisiana from out-of-state? Are you asking yourself, "Why move to Louisiana?" Or, "Is Louisiana a good state to move to?" Are you wondering what the latest community events are in the area or how to be more involved in the community? On the Living in South Louisiana Podcast we discuss community events, real estate, what it's like to live in Louisiana, and much more! We have professionals and local business owners on the podcast who give various discount codes, coupons, giveaways, etc... Be sure to share this podcast with people that you know would enjoy it! 🤔 Thinking about Buying/Selling in South Louisiana? 📱Call or Text: 985-276-8160 🏠 See what’s on the market!! https://bit.ly/3zkIMEi 📨 Email: richlivingpartners@gmail.com 📆 Zoom: https://bit.ly/3PMtrDBi Rich Living Partners With Weichert Realtors - Loescher Properties 405 Cedar St Madisonville, LA 70447

EP 5: Will Louisiana Insurance Skyrocket In 2023? Insurance Market Update [LA CITIZENS GOING UP 63%]

If you're in South Louisiana and you're asking yourself, "is Louisiana homeowners  insurance going to go up?", "will flood insurance go up in Louisiana?", or "what is the current state of the insurance market in Louisiana?" And, if you're wandering about the current insurance market going into 2023, consider this video your update! My guest, Connor Oviedo (licensed insurance agent) and I talk all about how Connor helps people as an insurance agent, why LA Citizens was approved to go up by 63% in 2023, why a lot of insurance companies are leaving the state, as well as what Connor foreseee happening in the future as far as Lousiana insurance is concerned    INSTAGRAM: (http://instagram.com/livinginsouthlouisiana)  FACEBOOK: (https://www.facebook.com/richlivingpartners)  TIKTOK: (https://www.tiktok.com/@livinginsouthlouisiana)  MAIN YOUTUBE CHANNEL: (http://youtube.com/@UCXM5eKduPddkptmjw_cUMkw)   0:00 - INTRO  0:30 - Start Of The Show  1:00 - Introducing Connor Ovideo  2:00 - Insurance Policies That Connor is Licensed To Sell  3:24 - How To Become An Insurance Agent  7:28 - Grades Are A Scam  9:57 - Why Connor Got Into Selling Insurance  13:28 - How Connor Helps People  18:50 - What Sets Connor Apart From Other Agents  21:25 - Is LA Citizen's REALLY Going Up By 63%?  24:08 - 4 Policies That Are Crucially Important  29:08 - Why All The Insurance Companies Are Leaving Louisiana  31:32 - What Does Connor Forsee Happening In The Future  35:28 - My Lecture On Flood Zones  41:46 - Will Home And Flood Insurance Be Combined In The Future?  44:28 - My Lecture On Interest Rates 50:59 - Connor's Final Thoughts  52:16 - Where To Find Connor  53:44 - OUTRO   Are you currently living in or thinking about moving to Louisiana from out-of-state? Are you asking yourself, "Why move to Louisiana?" Or, "Is Louisiana a good state to move to?" Are you wondering what the latest community events are in the area or how to be more involved in the community? On the Living in South Louisiana Podcast we discuss community events, real estate, what it's like to live in Louisiana, and much more! We have professionals and local business owners on the podcast who give various discount codes, coupons, giveaways, etc...   CHANCE TO WIN A FREE TEETH WHITENING KIT!!!!!! (https://forms.gle/xZR1Vt3HKsoUFECGA)   Be sure to share this podcast with people that you know would enjoy it!!   Check Out Connor Oviedo Here :   - Email: cmo@insuranceadvisorsoflouisianana.com  - Office Number 📱 : (985)-809-3878  - Website: http://Insuranceadvisorsoflouisiana.com

EP 4: How to Buy a House in South Louisiana For The First Time Buy With No Money Down? [FREE COURSE]

If you're in South Louisiana and asking yourself questions like "how much house can I afford?", "how much money do I need to save to by a house?", "why should I buy instead of rent a house?", or "what are the steps to buying a house?", this episode is for you! In this show, my friend Brooke Loescher and I give you a step by step guide; really, a FREE COURSE on buying a home for the first time. We cover all of your questions about buying a house as a first time home buyer in Louisiana as our gift to you! If we didn't answer a question that you may have about buying a house, or any other real estate topic, reach out to us. We'd love new friends! LOL INSTAGRAM: instagram.com/livinginsouthlouisiana FACEBOOK: https://www.facebook.com/richlivingpa... TIKTOK: https://www.tiktok.com/@livinginsouth... MAIN YOUTUBE CHANNEL: youtube.com/@UCXM5eKduPddkptmjw_cUMkw 0:00 - Intro 0:39 - Start Of The Show 1:40 - Introducing Brooke Loescher 2:29 - Why You Should Buy Instead Of Rent 6:06 - We Got Your Back With a Smoothe Move! 6:40 - Brooke's Real Estate Hack 9:05 - How Much House Can You Afford 15:20 - How To Buy a House With NO Downpayment 18:10 - How Much You Need to Save to Buy a House 22:26 - Sometimes You Don't Have to Save Anything to Buy! 24:52 - Know Your Criteria 31:19 - Funny Story 33:21 - Putting in An Offer 34:15 - Different Parts of a Contract 42:12 - What Makes a Strong Offer 43:58 - How To Prevent Your Loan From Falling Through 44:52 - What To Do Once Your Offer is Accepted 50:50 - The Importance of a Final Walkthrough 52:00 - Why We Love What We Do 56:07 - Outro Are you currently living in or thinking about moving to Louisiana from out-of-state? Are you asking yourself, "Why move to Louisiana?" Or, "Is Louisiana a good state to move to?" Are you wondering what the latest community events are in the area or how to be more involved in the community? On the Living in South Louisiana Podcast we discuss community events, real estate, what it's like to live in Louisiana, and much more! We have professionals and local business owners on the podcast who give various discount codes, coupons, giveaways, etc... CHANCE TO WIN A FREE TEETH WHITENING KIT!!!!!! https://forms.gle/xZR1Vt3HKsoUFECGA Be sure to share this podcast with people that you know would enjoy it!! Check Out Our Trusted Lenders Here: Stephanie Weeks: - Website: https://crosscountrymortgage.com/step... - Instagram : https://www.instagram.com/_therealste... Alisha Arieuax: - Website: https://dkmortgage.com/arieux/ - Instagram : https://www.instagram.com/arieuxmortg... ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🤔Thinking of moving to South Louisiana? 📝 Let Us Help! 📱 Call or Text:(985) 276-8160 📨 Email: richlivingpartners@gmail.com ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== ▶Subscribe 👉https://www.youtube.com/channel/UCXM5... ▶Subscribe To Our Main Channel 👉 https://www.youtube.com/@livinginsout... ====== If this is your first time to this channel, and you want to know everything about eating, sleeping, working, playing, the good, and the bad of living in South Louisiana, then head over to the main channel! https://www.youtube.com/@livinginsout... #firsttimehomebuyer #buyingahome #howtobuyahome #louisianarealestate #buyingahomeinlouisiana

EP 3: Habit Anchoring, Finding Purpose In Life, and The DISC Assesment, With Jared Miguez

In this show, Jared Miguez (Title Attorney) and I get into how we met and all of what Jared really does for real estate professionals and business owners, and we discuss how Jared has taken a local Title Company and branched out into becoming a monster in the industry with over 30% market share. We talk about the importance of values, vision, the DISC assessment, and systemization in business as well as personal life, and how to create good habits and destroy bad ones.  *SPOILER ALERT* We are both a DI on the DISC Assement!  Reach out to Jared for anything related to Law or Real Estate  INSTAGRAM: instagram.com/jmmiguez  FACEBOOK: https://www.facebook.com/jared.miguez  TIKTOK: https://www.tiktok.com/@jaredmiguez  Are you currently living in or thinking about moving to Louisiana from out-of-state? Are you asking yourself, "Why move to Louisiana?" Or, "Is Louisiana a good state to move to?" Are you wondering what the latest community events are in the area or how to be more involved in the community? On the Living in South Louisiana Podcast we discuss community events, real estate, what it's like to live in Louisiana, and much more! We have professionals and local business owners on the podcast who give various discount codes, coupons, giveaways, etc...  CHANCE TO WIN A FREE TEETH WHITENING KIT!!!!!! https://forms.gle/xZR1Vt3HKsoUFECGA  Be sure to share this podcast with people that you know would enjoy it  🤔Thinking of moving to South Louisiana?  📝 Let Us Help!  📱 Call or Text:(985) 276-8160  📨 Email: richlivingpartners@gmail.com   ====== ▶Subscribe 👉https://www.youtube.com/channel/UCXM5...  ▶Subscribe To Our Main Channel 👉 https://www.youtube.com/@livinginsout...   If this is your first time to this channel, and you want to know everything about eating, sleeping, working, playing, the good, and the bad of living in South Louisiana, then head over to the main channel! https://www.youtube.com/@livinginsout...  #discassesment #purposeinlife #anchorhabits #louisianarealestate #louisianalaw #louisianatitlecompany #fleurdelistitle