50 | He Lost Everything… Then Retired Early Anyway (FIRE Explained)

60 | Built Different: No-Code, AI, and the New Nomad Entrepreneur

In this episode of the Nomad Summit Podcast, Palle Bo sits down with Jimena Serfaty – also known as Jimmy – an Argentine entrepreneur, systems specialist, and location-independent founder based in London. Jimmy has been travelling for 16 years and living location independently since 2020. She runs Jimmy & Co., where she helps coaches, service providers, and small business owners clean up the messy backend of their businesses – from client onboarding and workflows to automation, tools, follow-ups, and admin. She also recently launched HolaDear, a digital postcard app for people who live away from the people they love. Built with no-code and AI tools, HolaDear went from idea to working product in just a few weeks, despite Jimmy not being a developer. In this conversation, Jimmy shares how she built the app, why she wanted to bring back the emotional feeling of sending postcards, and what AI tools like Lovable and Claude made possible for her as a non-technical founder. We also talk about systems, undercharging, cultural money beliefs, growing up in Argentina, imposter syndrome, and what it means to build a business across borders. Plus, Jimmy shares why she refuses to "pick one thing" – even while running a consultancy, building an app, launching a Spanish-language travel podcast, writing a book, and still travelling the world. This is a conversation about freedom, systems, no-code tools, AI, pricing, travel, and building a career that does not fit neatly into one box. Key Takeaways * Location independence is not just about travel – it is also about building systems that let your business run while you are not always available. * Many founders become the "manual glue" in their own businesses, remembering every process, approving every small task, and slowing down growth. * Simple automation can make a huge difference, especially around onboarding, payment confirmations, follow-ups, reminders, and client experience. * Not everything should be automated. Jimmy explains why some client communication still needs a human touch. * Fixing a messy tool stack can save real money. In one example, Jimmy helped a client save more than $500 per month by cutting unused tools and subscriptions. * HolaDear was created as a more meaningful way for travellers and people living abroad to stay connected with family. * No-code and AI tools are making it possible for non-technical founders to test product ideas much faster than before. * Building with AI still requires clear thinking, good prompting, testing, and knowing what problem you are actually trying to solve. * Growing up with the mindset of "at least you have a job" can make pricing and self-worth difficult when building your own business. * Undercharging is often tied to culture, confidence, imposter syndrome, and old beliefs about what people will pay for. * Being multipassionate does not have to mean being scattered – but it does require energy, systems, and a willingness to build life differently. Relevant Links * Jimmy & Co. Website: https://jimmyand.co/ [https://jimmyand.co/] * Jimmy & Co. Instagram: https://www.instagram.com/jimmyandco_/ [https://www.instagram.com/jimmyandco_/] * LinkedIn: https://www.linkedin.com/in/jimenaserfaty [https://www.linkedin.com/in/jimenaserfaty] * HolaDear Website: https://holadear.app/ [https://holadear.app/] * Extraordinary Travel Festival: https://extraordinarytravelfest.com [https://extraordinarytravelfest.com/] * Nomad Summit: https://nomadsummit.com [https://nomadsummit.com/] * Episode produced by RadioGuru: https://radioguru.co.uk [https://radioguru.co.uk/]

59 | Stop Losing Money Across Borders – Smarter Payments for Digital Nomads

Moving money across borders is one of those things many digital nomads know is important – but still find confusing, frustrating, and sometimes painfully expensive. In this episode, Palle Bo sits down with Zoey Lee, co-founder of Glintz, to make sense of cross-border payments in normal human language. Zoey grew up in Taiwan, worked in fintech in Singapore, relocated to Canada, and has spent more than a decade building payment infrastructure across different countries. But even with that background, she kept running into the same problem many nomads face: earning in one currency, spending in another, saving somewhere else, and never being completely sure where the money disappears along the way. Zoey explains the hidden money tax many globally mobile people pay without noticing – including deposit fees, exchange-rate markups, withdrawal fees, and the difference between the fee you see and the actual amount you receive. We also get into Wise, Revolut, PayPal, Western Union, bank transfers, SWIFT, local payment rails, and why the cheapest option is not always obvious. Zoey breaks down the idea of "single rail" and "multi-rail" payments, why different routes work better for different transfers, and how smart routing could help nomads keep more of their own money. The conversation also covers the Vancouver kitchen table story that led to Glintz, Zoey's startup journey with her co-founder, fundraising in Silicon Valley, and why stablecoins like USDC may become part of the future of global payments. If you have ever wondered whether you are sending money the stupid way, this episode is for you. Key Takeaways * Moving money across borders is not just about exchange rates – the real question is how much money arrives after all fees. * Many providers show one clean number, but hidden costs can still appear through deposits, currency conversion, withdrawals, intermediary banks, or payment methods. * Wise and Revolut can be great options, but they are not always the best route for every transfer. * A "payment rail" is simply the route your money travels on – for example bank to bank, Wise to Wise, local transfer, SWIFT, or stablecoin. * A single-rail approach means relying on one provider or route. A multi-rail approach compares several routes and chooses the best one for that specific transfer. * For digital nomads, freelancers, and globally mobile people, the best payment method depends on amount, currency, speed, country, client setup, and how easy it is for both sides. * Stablecoins such as USDC may offer fast and cheap global transfers, but they also require both sender and receiver to understand the setup. * Glintz is building a smart routing platform that compares different providers and helps users see which route gives them the best received amount after fees. * The problem is not only for digital nomads – anyone earning in one country and spending in another can face the same money movement challenges. * Zoey's own startup came from lived experience: too many apps, too many accounts, too many currencies, and no simple way to know the best route. Relevant Links * Glintz: https://www.tryglintz.com [https://www.tryglintz.com/] * Zoey on Substack: https://zoeylee.substack.com [https://zoeylee.substack.com/] * Substack article – "Where Does Your Money Actually Go?": https://zoeylee.substack.com/p/where-does-your-money-actually-go [https://zoeylee.substack.com/p/where-does-your-money-actually-go] * Nomad Summit: https://nomadsummit.com [https://nomadsummit.com/] * Episode produced by RadioGuru: https://radioguru.co.uk [https://radioguru.co.uk/]

58 | Bigger Business, Smaller Team – AI, Freedom and the Turtle Nomad Life

What if growing your business does not have to mean building a bigger company? In this episode of the Nomad Summit Podcast, Palle Bo sits down with Gal Tzhayek – entrepreneur, speaker, software founder, and what he calls a "turtle-like nomad," currently traveling with his wife and three children. Gal has built, acquired, and scaled education businesses that reached more than 30,000 students and generated millions in revenue. But after growing one company to around 100 people, he realized something uncomfortable: the bigger the business became, the further he moved away from the work he actually loved. Today, Gal is focused on a different kind of growth – using AI, automation, systems, and smarter business design to create more impact with fewer moving parts. This conversation is especially relevant for digital nomads, freelancers, consultants, speakers, and remote founders who want to build meaningful businesses without accidentally creating a new office, a heavier life, and a job they no longer enjoy. Gal also shares how his company Speaka helps speakers find paid speaking opportunities around the world, why public speaking can be a great fit for location-independent professionals, and how AI agents can help match speakers with the right events and companies. We also talk about slow travel with a family, why not every business task should be automated, how to use AI without chasing every shiny new tool, and why deep expertise may become more valuable – not less – in the age of artificial intelligence. Key Takeaways * Growth is not always the same as freedom. A larger team can sometimes create more complexity, more management, and less personal flexibility. * Many entrepreneurs start businesses to do work they love, but end up spending most of their time managing people, processes, and internal problems. * For digital nomads and remote founders, the goal should not just be a remote business – it should be a business light enough to support the life they want. * AI and automation can reduce the need to hire, but only when used with proper systems, processes, and clear goals. * Gal warns against chasing "one prompt wonders." Instead, he suggests thinking about AI like hiring a person – define the role, train it, test it, and monitor the output. * The best tasks to automate are recurring tasks that do not require your unique expertise, taste, judgment, or "genius zone." * Deep domain expertise still matters. AI can help with surface-level work, but experienced humans still provide the insight, nuance, and strategic judgment that make projects succeed. * For freelancers and solopreneurs, Gal suggests thinking of yourself as a business made up of different roles – CEO, accountant, marketer, assistant, creator – then identifying which "employee" you dislike being the most and automating tasks from that role first. * Public speaking can be a strong nomad-friendly business model, especially when it leads to corporate work, consulting, products, or other paid opportunities beyond conference exposure. Relevant Links * Gal's speaker page: https://gal.speaka.io/en [https://gal.speaka.io/en] * Gal's LinkedIn profile: https://www.linkedin.com/in/galtzhayek/ [https://www.linkedin.com/in/galtzhayek/] * Gal's company website: https://speaka.io [https://speaka.io/] * Nomad Summit: https://nomadsummit.com [https://nomadsummit.com/] * Episode produced by RadioGuru: https://radioguru.co.uk [https://radioguru.co.uk/]

57 | Jungli – Inside India's First Digital Nomad Festival

In this episode of the Nomad Summit Podcast, Christoph Huebner is back on the road – this time in India, deep in the jungle near Dandeli, at Jungli The Nomad Village. He's there for the very first India Nomad Festival, a small and intentional gathering of digital nomads, co-living founders, remote workers, creators, and community builders from across India and beyond. Christoph sits down with Geetika, also known as Geet, the Marketing Manager and Tribe Queen at Jungli, to talk about what happened at the festival, why India has a branding problem as a nomad destination, and how Jungli is trying to create a softer, safer landing for people who want to explore the country. They also talk about the Jungli Trail – a curated network of nature-based co-living spaces with good Wi-Fi, community, and a focus on safety, especially for solo female travellers. Along the way, Christoph meets Bharti, Jungli's head of food, who explains why food is the "social glue" of the community. He also speaks with Mayur from NomadGao, Mohit from RAAN Guhagar, Arjen from the Jungli creative team, and honeymooning attendees Vishesh and Samiksha. This is an episode about India, yes – but also about community, hospitality, safety, collaboration, remote work, and what happens when people stop building in isolation and start building together. Key Takeaways * Jungli hosted India's first digital nomad festival at India's first digital nomad village. * India has strong potential as a digital nomad destination, but still faces challenges around perception, safety, and awareness. * Jungli positions itself as "India on Easy Mode" – with food, community, pickup support, and a softer landing for international and local nomads. * The festival brought together many of the people building India's remote work and co-living scene, many of whom had only known each other online before. * Food plays a major role at Jungli, not just as hospitality, but as a way to create connection three times a day. * The Jungli Trail is designed to help nomads explore India through curated, trusted places that share similar values. * For Indian attendees, the festival also opened up a new awareness of global remote work and location-independent living. * The episode shows how India's nomad scene is still emerging – but already full of energy, collaboration, and potential. Relevant Links * Jungli The Nomad Village: https://www.junglithenomad.com [https://www.junglithenomad.com/] * NomadGao: http://www.nomadgao.com/ [http://www.nomadgao.com/] * RAAN Guhagar: https://raanguhagar.com [https://raanguhagar.com/] * Jungli Trail: https://www.junglithenomad.com/trail [https://www.junglithenomad.com/trail] * Nomad Summit: https://nomadsummit.com [https://nomadsummit.com/] * Episode produced by RadioGuru: https://radioguru.co.uk [https://radioguru.co.uk/]

56 | Having a Baby as a Digital Nomad – Pregnancy, Healthcare & Family Life in Chiang Mai

After more than seven years of digital nomad life and 37+ countries, Kate Guner thought she knew what freedom, flexibility, and intentional living looked like. Then she got pregnant. In this episode of the Nomad Summit Podcast, Kate joins Palle Bo and Alexandra to talk about what happens when a long-time nomad decides to start a family without completely letting go of the nomad mindset. Kate shares why she never really imagined herself having kids, what changed when she met her husband, and how pregnancy reshaped her relationship with routines, work, travel, and community. The conversation explores what it's like to navigate pregnancy as an expat in Chiang Mai, how to find support when you're far from home, and whether becoming a parent means the end of a location independent lifestyle. They also discuss multilingual babies, healthcare in Thailand, hypnobirthing, traveling with children, and the pressure many people feel to wait for the "perfect moment" before starting a family. Key Takeaways * Why Kate originally didn't think she wanted children * How love, timing, and years of nomad life led to a different decision * Choosing Chiang Mai as a base for pregnancy, healthcare, and community * The loneliness of pregnancy abroad – and the importance of finding your people * Raising a multilingual child with roots in multiple countries * What pregnancy taught Kate about slowing down, expectations, and self-care * Pregnancy, private healthcare, and hospital experiences in Thailand * Why Kate believes babies need love more than expensive gear and perfect conditions * Can you still be a digital nomad after becoming a parent? * Thoughts on traveling, homeschooling, and raising kids in a global lifestyle Relevant Links * Kate Guner on Instagram: https://www.instagram.com/kateguner [https://www.instagram.com/kateguner] * Kate Guner on YouTube: https://www.youtube.com/@KateGuner [https://www.youtube.com/@KateGuner] * Nomad Summit: https://nomadsummit.com [https://nomadsummit.com/] * Episode produced by RadioGuru: https://radioguru.co.uk [https://radioguru.co.uk/]