Real Estate for Everyone with Kristina Smallhorn

Housing Market Foreclosures Jump 20%

Foreclosures spiked in October, and it ties directly back to the worsening affordability crisis. Homeowners who stretched to buy during the high-price, high-rate era are now getting crushed by rising insurance premiums, property taxes, and the inability to refinance. Monthly costs are blowing past what many budgets can handle, and the jump in foreclosures is the clearest sign yet that the market is buckling under real affordability pressure. In this livestream, we are digging into what these foreclosure numbers actually mean, how they connect to today’s unaffordable housing landscape, and what this could signal for buyers, sellers, and anyone trying to get into a home next year. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjhrb2paM1AxQ1RZUHlyXzljMll2MFNqX0VLd3xBQ3Jtc0trcmY0ZW1fX1pqOFhHM05zMkFQN21RZXJVM3VUeUhsWkpveVpzbjVvcGJKdDNUZ3FFRGlGdGZnSGtCOXoycHFFbmxJLWtycHc0VWVvRVdxcG94X19OWl9WUFlOb1RoX04xM2RJY1ctOXlhdWhxMmFVWQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Fneed-a-referral&v=MNyIRHkiiDo]For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbW1Tc290RWx6cUJ6ZC16MUZsTmViQUw5N3Bvd3xBQ3Jtc0tuMEZuaEhsSGpENFBSR2dYRjNid21tbUxhVFZZdUJjXzN3U3RtTWhVR0k4SGZnUmNudnRiQ0xwRGNnLTZqRmhrek5CZ01Tcmo4OE5tOUVGdlU5d1RVS1JYeGt1d3ZSYWRwSDA3Ml91ZHlaTmVITF9ZRQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Frequest-a-collaboration&v=MNyIRHkiiDo] ARE YOU A REALTOR Needing a YouTube Channel The WORKS?To Get Traction For Your Real Estate Channel Join The Course:https://sales.realestatevideogeeks.co... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazExZkJBX29vRlpaMzRDN1dYeVFhMjJ3d3NQUXxBQ3Jtc0trOHdkUS02cVBGRGtVd1FLMGVqRzJHaVFkaWk4WnlhUW04aWlYZlI1RFRtZ1JPbVZNeFVrRW5pSUlGTHowTkx2d3RrYVVUNjlOTTRCOE8tdWJuTDZfNGpyaXlZbU9Zb0w2TVlFQmZIZHlxZkYyR2l5QQ&q=https%3A%2F%2Fsales.realestatevideogeeks.com%2Fjoin&v=MNyIRHkiiDo] ➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFdzQXVCOEtWVXhtZ2Q1SWlHZThHY29rdjRZQXxBQ3Jtc0ttdnhfUVd0UWJBMFh0SlZXUjVhWDd4QVJUNjd3ZWF6UllvZWVMS2xBNkpxdFF2OE4tSmt5RWFuaV9VY0ZDVVBmMEg3M3JQVjlsc2lnSWR6bWlRLW9ZZER6dU5CNjczek42Tm1EZFZGWTFkYVZ6QmJhYw&q=https%3A%2F%2Fwww.foreclosure.com%2Fspecial.html%3Fpx%3DeFNYOWhnTE4wZFE%26rsp%3D3315&v=MNyIRHkiiDo]. PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

HUGE Price Cuts Hit the Housing Market as Builders PANIC

Builders are becoming increasingly aggressive in selling new homes, offering record incentives such as massive price cuts and mortgage rate buy-downs, which are narrowing the premium new homes typically carry over existing homes. With inventory up and buyers struggling under high rates, builders are responding by delivering smaller homes and townhomes, offering perks such as finished basements or even free cars, and lowering list prices, bringing the gap between new and resale home pricing down to historically low levels. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbEZGZ3JBeWFSOHBFQUlDeFBTajJ0Z1h2S3JWZ3xBQ3Jtc0tsU3RadEFHQjFWUTBKeW9hdGpGTnFtcno4UE9FUTJ0bDdkNmtQNm1tSVZBYXZjMTVnT1dTYllCdkx1d0F0QlF6NHNLOGRIYkhVTUV1Q0RSVHk4NHpiRWNITXcyZXJteUY3QjRHSlE3TVdxVV9aUG92UQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Fneed-a-referral&v=-ikUuXlJuwc]For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFpNUHZhLThDQ1VjNzE4a09ReS1ZbTFhN21jUXxBQ3Jtc0trRldubUJVdUc4RlhZTGw5ZlB6NFQyNXdxdXphUGFxMi16ZGYzYURRdXlnRnF6czdvcUlPZHFjY1UwZ3Q5VXRHdXMwRGk3RDVtZ1N6VllvVExUZE1vUEtZTnRQMVBNT1RBa2pPdS01SDBWWm8xTVE1bw&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Frequest-a-collaboration&v=-ikUuXlJuwc] ARE YOU A REALTOR Needing a YouTube Channel? The WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbThKNkxvMFpyLUpCSnZVRmdNbnN2QmppTkYwQXxBQ3Jtc0trRm1zdDU2dDZlRi05MHd1Nkw0WDJPdHpFZVpRcGdFenF1YTV6NGcyQzRhek9KRnlIcGpSdGQxQWhvVHRJMVNpYkNGajdseGZyaXdFVS0zbkRsSnJyWm9SZDhpT1h3elVEc3VNSG5mVTlXM2hnNTRCcw&q=https%3A%2F%2Fsales.realestatevideogeeks.com%2Fjoin&v=-ikUuXlJuwc] ➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbkU1X3FQQkNjRnFzVjRVbVVRNEY0V2FmbkszQXxBQ3Jtc0tsYl9EVmt0SEo1Ul8tRFUtc05vM1huZldUb1o4WlJxS1BxbXNBdHpYYTZLd3Y1NnpqOFVxdXRNcktmZWhKZHBBQjRxdzl5eWZSbU1PTW5kN2M1eEEyU0ZFakttLUV4QmM0cUY4VzBLUk01XzVJNVdnZw&q=https%3A%2F%2Fwww.foreclosure.com%2Fspecial.html%3Fpx%3DeFNYOWhnTE4wZFE%26rsp%3D3315&v=-ikUuXlJuwc]. PODCATS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

The Fed's BIG Housing Market Wake Up Call

The Federal Reserve just sounded the alarm, warning that the housing market is showing “substantial deterioration” that could trigger job losses and wider economic fallout. In this livestream, we’ll break down what the Fed’s warning really means, how it could impact home prices, mortgage rates, and your job security, and what to watch for next in the housing market. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa2ZGbTZhMnVMZDl5VVJ1NHppYmk5OEY2V282UXxBQ3Jtc0trTWJMQ3B1Rk5Edmt3S0VoamZ0bFNkdGtNb1dFSmZzZUhaMHo3bUF6MjZtZ1o2OVpMQXY5V0ZaandObkNZQ1huMy1DbV9ZS0JFakVkZFVlenltaVE0Mk5CLW5mSnZuaHQtd0llNnBrbVlNcDBkLWxzSQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Fneed-a-referral&v=NjAjZMIqiM8]For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbnlybG1lWDFfNXVYRGptMzNjNmQzWlBpZWI0Z3xBQ3Jtc0tsOHFRQ1RWNi1FRk9NeVNCbUJBaV9sLXVyNjNheHJwV3E3ZDc0TUE1b19vanZBMW96LUFHQjc2anVoVk1BdGJWeTcyNjRzMDB4ZXdaMzJQSmtGc2F1Tk5fLVhlMkYtV0NLOW1iZ0lybldIQ3VtVXUyQQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Frequest-a-collaboration&v=NjAjZMIqiM8] ARE YOU A REALTOR Needing a YouTube Channel? The WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbWFjWW5lUm93UzhxdGRYR3VqcFJVY05SV2EyQXxBQ3Jtc0tsMENoNUliRElMT1AwNTN5eEVGQllRM2dOM1ZFT2FGNDd6MWhtUGFLVC1uOVZNVHYyN0h4a19JeDd0U0xVRUZ5ZTc3RUQzMDAyN3A4QWI2c1QwX3pTX3RKSWNvOHQzczdWeERfMUMxZm0tS2k0WnpQQQ&q=https%3A%2F%2Fsales.realestatevideogeeks.com%2Fjoin&v=NjAjZMIqiM8] POCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Foreclosures Surging In These 6 Housing Markets

Housing market foreclosures are quietly rising across the country, and some regions are being particularly hard hit. In today's livestream, we break down the new data showing where foreclosure filings are surging, why Florida and parts of the South are seeing the biggest spikes, and what rising insurance costs, HOA fees, and mortgage rates have to do with it. I’ll show you which cities are flashing early warning signs, what this trend means for homebuyers and investors, and whether it’s the start of another housing correction or just a temporary bump. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbWFqRGt2RHZ4V1RaWi0tMzEyRkdCYUh2WXVoUXxBQ3Jtc0trMjZVMzJlTkd6NXljNjdsU2RnV1RJNEFiTWstYjlNc1FHcmhXTlR2RFlQckZXRmFMcDYyd2RUaFF0d0xkb0t4QkUtTFo4UFNyaTFmNFBGak1vdGR0bjNMYV9Nams3dlJFSDdvODNXZU04Q0VBQnBJQQ&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Fneed-a-referral&v=j4jC7iJucp0]For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDNlMVR2QVJQOXVkZ283SnE3Yjd5WkROOEF4UXxBQ3Jtc0tuZ0xqSWRxc1lEbjRQM1pqWE94SEZuXzJ2MEJabjY2bjZYSkN3ZmVfbXYyRjVBdW5Ja2VkYmdqT1E5TnhadWt5N2V6WjJHNGUtZFpWb0pTU0JubC04cy1qTTI1RDlqN1c2ak0talF3UWJTU19IUC04NA&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Frequest-a-collaboration&v=j4jC7iJucp0] ARE YOU A REALTOR Needing a YouTube Channel That WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa05CVHpQYkdrR09CS2U4dElaTEhsU0tuRnNTd3xBQ3Jtc0tsclFTZU53bEpUOFptYzFyUzROczF1V2hqd2xDUThVZDlkcWNsUEhwVzBncVd6ZGtBMWtzb3daWTE1THFzVFJqdllUZmdzZk1EM0l2X1E2U2VCdkQ5UmxONTN3MWg5NnhGeFpOdDlPOHVQMnhoME9yTQ&q=https%3A%2F%2Fsales.realestatevideogeeks.com%2Fjoin&v=j4jC7iJucp0] ➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTNOOTRJRmRFek5LM0s0VHJ3OUhXTmRVR1V3UXxBQ3Jtc0trOE15YnNYU2lmUmNtSmtHemtvbjdoQkpkTlBjYzdHOGJORVMyWGljSjB3X05JdG9FTjRMRXdhelBDaGdlTXdBOG9sb1A4MElwX3p5bldNV1VJQ0k2UGhEazV5QV84ZWJzSnlTMGZVcWYyQ2w2WGpQbw&q=https%3A%2F%2Fwww.foreclosure.com%2Fspecial.html%3Fpx%3DeFNYOWhnTE4wZFE%26rsp%3D3315&v=j4jC7iJucp0]. PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

The Dark Underbelly Of The Housing Market

What’s really driving the housing market? In today's livestream, we pull back the curtain on the dark side of real estate, from corporate investors and rigged systems to hidden forces that push homeownership further out of reach for everyday Americans. This isn’t just about supply and demand; it’s about manipulation, money, and power shaping where you live and what you pay. To Get A Personal referral for A Realtor, Visit https://www.kristinasmallhorn.com/nee... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbWJkUVZoTnIzVENrYzZ3dVl5aHBBQ2RvVTJLQXxBQ3Jtc0tsQ1ctQ2lKNmUtUm4xYVFsLWFCbEV6czRnUXJ6ZG1vUzlDSkdKM2ZjV0J5U3JsS05EbEFOQkFBNHVNazFiRktBV3YtdzFGOGd5WHBXWGtDZUVaR2VNUU1BQ1JwV2UwSktXTmFrVTR0aU1MVklEM19Pcw&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Fneed-a-referral&v=yBwArH3rQd0]For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbnpnMGJXOFdoMHJBSFgzaVRhbVQ2czhjaGtpUXxBQ3Jtc0trSmZjZWM3bk93cVRjOEcybnZmMG1NZUE2NDB5TmgwclhuV054RDUxZ0NtZXNwYV9xYzN5LWRpTFRIR1ZBRnkyQ3NEWkNJUVhVOXN1MkJoZ3U1RzRuN3BMUGRob0pvMnlQcWxOaVFhZ0F2cnMzVUFoYw&q=https%3A%2F%2Fwww.kristinasmallhorn.com%2Frequest-a-collaboration&v=yBwArH3rQd0] Visit My Website: kristinasmallhorn.com