The We Do Collective

Wedding Insurance 101: What It Covers, What It Doesn't, and Why You Need It

35 min · 13. maj 2026
episode Wedding Insurance 101: What It Covers, What It Doesn't, and Why You Need It cover

Description

You signed the venue contract, saw "liability insurance required," and panicked-Googled. Same. In this episode, Fallon sits down with Meagan Phillips — wedding specialist with The Wedding Protector Plan, former wedding planner of 12 years, and program administrator for one of the largest wedding insurance providers in the country — to finally demystify wedding insurance. We break down the two types of coverage every couple should understand (spoiler: liability and event cancellation are NOT the same thing), what each one actually protects you from, and the real-life situations where insurance has saved couples thousands. From hurricanes that wipe out venues, to vendors that vanish, to that one wedding dress that caught fire mid-ceremony — Meagan shares stories that prove "it can't happen to me" isn't a strategy. In this episode, you'll learn:• The difference between liability insurance and event cancellation insurance (and which one to buy first)• What "force majeure" really means in your venue contract — and why it doesn't protect you• How much wedding insurance actually costs (hint: less than one centerpiece)• When to buy your policy (and why waiting is a costly mistake)• What insurance won't cover, including pre-existing situations• Destination wedding coverage, vendor contracts, and the questions to ask before you buy Whether you're planning a $50K backyard celebration or a $200K destination wedding, this is the conversation you didn't know you needed. Share it with a friend who's deep in venue contracts right now. Connect with Meagan:Website: protectmywedding.comEmail: info@protectmywedding.com [info@protectmywedding.com] Loved this episode? Subscribe to The We Do Collective wherever you listen, and share it with a nearly-wed who needs it. Because at The We Do Collective — we do weddings together. 🤍

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50 episodes

episode Pricing Transparency: What 7 European Wedding Venues Cost for 65 Guests artwork

Pricing Transparency: What 7 European Wedding Venues Cost for 65 Guests

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4. juni 202649 min
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This week, Fallon is doing something a little different. With no questions in the inbox (yet!), she went out and found the questions nearlyweds are asking everywhere right now — the forums, the wedding groups, the surveys, the late-night group chats — and she's answering all five as if they came straight from a listener. In this episode, Fallon tackles: * Should you use AI to plan your wedding? Where it genuinely saves you time, and where the human touch is non-negotiable * Navigating the guest list when one family is huge, the other is small, and you and your partner can't agree on the size * Cash bars, kid-free weddings, and cash gifts — what's actually acceptable in 2026, and how to communicate it without looking tacky * The truth about tipping vendors — what's already in your contract, who to tip, and Fallon's take on the front-end tipping philosophy * When the in-laws are paying — how to accept family contributions without handing over control of your day The throughline? Modern weddings are about intentional choices, clearly communicated. The "rules" haven't disappeared — they've opened up — as long as you lead with clarity and kindness. 📩 Have a question you want answered on the show? This is your invitation. Email us at hello@thewedocollective.com [hello@thewedocollective.com] — your question could be featured on the next episode. 🔗 Grab the Run of Show template in the We Do Collective Library. If this episode helped you, please like, subscribe, and share it with someone deep in the planning trenches. We'd love to hear from you. Welcome to the We Do Collective — where we do weddings together.

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