Women, Wealth, & Web3

Making of a DAO

Welcome to a special Behind the Scenes episode as we wrap up our very first season of the podcast! Throughout the season, we’ve explored and demystified many foundational concepts in the Web3 space. Nothing was off-limits, from virtual land sales to cyber security, crypto, and DAOs. Our goal? To create a safe space for traditionally underrepresented people to feel comfortable getting curious and talking about this new revolution. We’re just getting started! In this conversation, I’m joined by three members of Eve Wealth who have each been a critical part of our podcast team. Mary, Chelsea, Alana, and I talk about why we wanted to start the podcast, how this first experiment with the DAO worked, what it was like for our global community to come together to make this production happen, key challenges and opportunities we uncovered along the way, plans for the future of the show and Eve Wealth, and more. Highlights Why we wanted to share what goes on behind the scenes of the podcast How DAOs are changing the way we think about organizations The motivation behind creating the Women, Wealth, & Web3 podcast How being a part of a DAO helped Mary start her angel investing journey Eve Wealth DAO’s origin story Some of the highlights that came out from our dive deep into Web3 Challenges and opportunities that came out of decentralized collaboration Topics we plan to explore and people we’d love to talk to in Season 2 What’s on the horizon for Eve Wealth? Key terms DAO (decentralized autonomous organization): A blockchain-based organization that is democratically managed by members through open-source code and typically formalized by self-enforcing smart contracts. DAOs lack centralized management structures/ All decisions are voted upon by network stakeholders. DAOs often utilize a native utility token to incentivize network participation, and allocate proportional voting power to stakeholders based on the size of their stake. As DAOs are built on top blockchains — often Ethereum — their transactions are executed transparently on the underlying blockchain. Definition source: https://www.gemini.com/cryptopedia/ [https://www.gemini.com/cryptopedia/] Connect with DAO Contributors Alana Podrx on Twitter @AlanaPodrx [https://twitter.com/AlanaPodrx]/ LinkedIn [https://www.linkedin.com/in/alanapodrx/] Mary Colpo on Twitter @MaryColpo [https://twitter.com/marycolpo] / LinkedIn [https://www.linkedin.com/in/marycolpo/] Chelsea Burns on Twitter @Chelsea27744471 [https://twitter.com/Chelsea27744471] / LinkedIn [https://www.linkedin.com/in/chelsea-burns1987/] Patty Kan on Twitter @PKanEats [https://twitter.com/pkaneats] / LinkedIn [https://www.linkedin.com/in/pattykan/] Connect with Eve Wealth DAO Go from crypto-curious to crypto-confident with the DeFi Curious Course https://www.evewealth.com/defi-curious [https://www.evewealth.com/defi-curious] Check out our social channels at @evewealthhq: LinkedIn https://www.linkedin.com/company/eve-wealth-hq/ [https://www.linkedin.com/company/eve-wealth-hq/] Instagram https://www.instagram.com/evewealthhq/ [https://www.instagram.com/evewealthhq/] Twitter https://twitter.com/evewealthhq [https://twitter.com/evewealthhq] Facebook https://www.facebook.com/evewealthhq [https://www.facebook.com/evewealthhq] Eve Wealth Website https://www.evewealth.com/ [https://www.evewealth.com/]

9: Crypto Continent with Roselyne Wanjiru

Blockchain technology allows us to collaborate to create solutions that would otherwise be impossible. Today we’re excited to be joined by Roselyne Wanjiru from Nile Capital to explore the opportunities created by blockchain technology’s ability to move money across the African continent faster and cheaper than traditional finance solutions. Roselyne is an economist and blockchain strategy consultant. She is the Lead Research Analyst at Nile Capital, a digital assets advisory platform that enables investors to leverage financial opportunities in emerging technology platforms. She has served as the Director of Growth and User Acquisitions at Pesabase, a premier payments and remittance solutions provider in Africa. Roselyne is also a keynote speaker and thought leader in Africa’s budding blockchain ecosystem. She’s passionate about the need for innovation in and adoption of emerging technologies for economic efficiency and the creation of new opportunities for youth in Africa as contributors, not just consumers in the global digital economy. In this conversation, Roselyne and I talk about the new opportunities created by blockchain in emerging markets, how the remittance and payment transfer spaces have evolved in the last decade, the ways digital finance solutions help underbanked communities, blockchain solutions that are increasing financial inclusion, and more. Highlights Welcome Roselyne Wanjiru Roselyne’s journey to working in the digital asset space Positive changes with more women sharing their voice Understanding the context in which M-Pesa was launched How M-Pesa helped to increase financial inclusion across Africa Pesabase’s mission to reduce the cost of remittances Opportunities for and obstacles to the widespread adoption of these types of solutions in emerging markets Why a public ledger is more secure than traditional solutions How Africa’s growing youth population is set to impact the Web3 space Tackling the problem of scamming Get started with investing in crypto Connect with Roselyne Wanjiru Roselyne Wanjiru on Twitter https://twitter.com/wroselyne_ [https://twitter.com/wroselyne_] Roselyne Wanjiru on Instagram https://www.instagram.com/roselyne_w/ [https://www.instagram.com/roselyne_w/] Roselyne Wanjiru on Facebook https://www.facebook.com/Roselyne-Wanjiru-103874438560991 [https://www.facebook.com/Roselyne-Wanjiru-103874438560991] Roselyne Wanjiru on YouTube https://www.youtube.com/channel/UCN8EWetpVydsQxM_oUC7jZA [https://www.youtube.com/channel/UCN8EWetpVydsQxM_oUC7jZA] Roselyne Wanjiru’s Book | Blockchain For You: Talking about tech should be as easy as about food! https://www.amazon.com/Blockchain-You-Talking-about-should-ebook/dp/B09F5VTNDT/ [https://www.amazon.com/Blockchain-You-Talking-about-should-ebook/dp/B09F5VTNDT/] Nile Capital https://nilecapital.cc/ [https://nilecapital.cc/] Mentioned in this episode Yvonne Kagondu https://www.instagram.com/yvonnekagondu/ [https://www.instagram.com/yvonnekagondu/] M-Pesa https://www.vodafone.com/about-vodafone/what-we-do/consumer-products-and-services/m-pesa [https://www.vodafone.com/about-vodafone/what-we-do/consumer-products-and-services/m-pesa] Pesabase https://pesabase.com/ [https://pesabase.com/] Connect with Eve Wealth DAO Go from crypto-curious to crypto-confident with the DeFi Curious Course https://www.evewealth.com/defi-curious [https://www.evewealth.com/defi-curious] Check out our social channels at @evewealthhq: LinkedIn https://www.linkedin.com/company/eve-wealth-hq/ [https://www.linkedin.com/company/eve-wealth-hq/] Instagram https://www.instagram.com/evewealthhq/ [https://www.instagram.com/evewealthhq/] Twitter https://twitter.com/evewealthhq [https://twitter.com/evewealthhq] Facebook https://www.facebook.com/evewealthhq [https://www.facebook.com/evewealthhq] Eve Wealth Website https://www.evewealth.com/ [https://www.evewealth.com/]

8: Cash not Accepted with Sofie Blakstad

The utopian future of blockchain promises a future of more inclusion for the underserved and unbanked. But in a world where it’s been reported that 9% of accounts hold 80% of the NFT market and 2% of accounts hold 95% of Bitcoin - is inequality being solved? Blockchain technology has created new opportunities for emerging markets, including digital finance solutions to help communities access affordable credit, insurance, and savings in the informal economy. Today we’re excited to be joined by Sofie Blakstad, founder of hiveonline to talk about the financial inclusion gap and how they are giving rural smallholder farmers access to credit and markets through decentralized finance. In this conversation, Sofie and I talk about the complex barriers that have kept so much of the world’s population unbanked and without access to financial services, why infrastructure matters, what decentralized finance means, and why it’s a good solution for creating access, how hiveonline leverages existing social systems to work with local cooperatives and farmers in Mozambique, the opportunities to connect DeFi with centralized banking systems, and more. Highlights Welcome Sofie Blakstad Sofie’s accidental entry into technology and banking How lack of infrastructure impacts populations The complex reasons why many people around the world remain unbanked Bridging the financial inclusion gap with decentralized finance (DeFi) Why Sofie wanted to focus on working with cooperatives in Africa How DeFi reduces costs for end users Some of the issues with preexisting FinTech solutions Leveraging existing social systems to allow access without infrastructure The founding premise of Hiveonline How traditional savings groups work Connecting DeFi with centralized banking systems Hiveonline’s plans to digitize alternative value systems The difficulty with validating whether protocols and ecosystems are truly green Key terms Decentralized finance (DeFi): a major growth sector in blockchain that offers peer-to-peer (P2P) financial services and technologies built on protocols such as Ethereum, Cardano, Polkadot, and Solana. DeFi loans, investments, trades and swaps are typically transparent, permissionless, trustless, and interoperable. Smart contract: a self-executing code or protocol that carries out a set of instructions verified on the blockchain. These contracts are trustless, autonomous, decentralized, and transparent; they are irreversible and unmodifiable once deployed. Definition source: https://www.gemini.com/cryptopedia/ [https://www.gemini.com/cryptopedia/] Connect with Sofie Blakstad Hiveonline https://www.hivenetwork.online/ [https://www.hivenetwork.online/] MyCoop.online https://mycoop.online/AboutUs [https://mycoop.online/AboutUs] Sofie Blakstad on Twitter https://twitter.com/sofieblakstad [https://twitter.com/sofieblakstad] Connect with Eve Wealth DAO Go from crypto-curious to crypto-confident with the DeFi Curious Course https://www.evewealth.com/defi-curious [https://www.evewealth.com/defi-curious] Check out our social channels at @evewealthhq: LinkedIn https://www.linkedin.com/company/eve-wealth-hq/ [https://www.linkedin.com/company/eve-wealth-hq/] Instagram https://www.instagram.com/evewealthhq/ [https://www.instagram.com/evewealthhq/] Twitter https://twitter.com/evewealthhq [https://twitter.com/evewealthhq] Facebook https://www.facebook.com/evewealthhq [https://www.facebook.com/evewealthhq] Eve Wealth Website https://www.evewealth.com/ [https://www.evewealth.com/]

7: Ponzi or Protocol with Deborah Yang

How risky are your investments? Should you be thinking about your web3 investments differently from traditional investments? What are some of the red flags that signal a potentially shady protocol or ecosystem? As more people move away from traditional financial advisors, individual investors have to research and make informed decisions in a way we never had before. Having good strategies and filters for making financial decisions is crucial. That’s where Daizy comes in. Today we’re joined by Deborah Yang, CEO, and co-founder of Daizy, a sustainability insights app for informed investing. Through Daizy, Deborah is on a mission to create a community of knowledgeable investors who are making money and doing good in the world. In this conversation, we talk about the growing number of DIY investors and the problem with investing from an uninformed place, why understanding risk, diversification, and sustainability is crucial for all investors, how Daizy works, what risk management looks like in practice, ESG risk in crypto investments, and more. Highlights Welcome Deborah Yang Deborah’s money mantra The mission behind the investing app, Daizy The difficulty connecting with non-male users Helping everyday investors understand risk, diversification, and sustainability The Daizy experience Getting started with Daizy Gambling versus investing in the crypto space How you can use core-satellite investing What risk management looks like in practice Red flags that can signal problematic projects Using Daizy to help you to vet potential investments Evaluating ESG risk in crypto investments Building a community of informed investors What’s next for Deborah Connect with Deborah Yang Daizy Website https://daizy.com/ [https://daizy.com/] Deborah Yang on Twitter https://twitter.com/DeborahAYang [https://twitter.com/DeborahAYang] Deborah Yang on LinkedIn https://www.linkedin.com/in/deborah-yang-4b38b8/ [https://www.linkedin.com/in/deborah-yang-4b38b8/] Connect with Eve Wealth DAO Go from crypto-curious to crypto-confident with the DeFi Curious Course https://www.evewealth.com/defi-curious [https://www.evewealth.com/defi-curious] Check out our social channels at @evewealthhq: LinkedIn https://www.linkedin.com/company/eve-wealth-hq/ [https://www.linkedin.com/company/eve-wealth-hq/] Instagram https://www.instagram.com/evewealthhq/ [https://www.instagram.com/evewealthhq/] Twitter https://twitter.com/evewealthhq [https://twitter.com/evewealthhq] Facebook https://www.facebook.com/evewealthhq [https://www.facebook.com/evewealthhq] Eve Wealth Website https://www.evewealth.com/ [https://www.evewealth.com/]

6: Carbon Question with Alison Filler

What is a carbon-neutral blockchain, and why does it matter? What’s the price of maintaining a trustless global monetary system? Is there a case to be made for crypto energy use to justify this freedom? We know that climate change is real and that we’re causing it. For the environmentally-conscious person, investing in cryptocurrency and participating in blockchain projects can bring serious hesitation because of Bitcoin’s mining and proof of works’ energy-intensive reputation. Today’s guest is Alison Filler, Community Lead at Climate Collective. She joins us to explore the topic of using blockchain technology responsibly and share her insight into how we can support blockchain projects genuinely focused on using the technology to solve climate problems. In this conversation, we talk about regenerative finance (ReFi) and what makes it environmentally friendly, why proof of work blockchain systems are energy intensive, the implications of Ethereum’s plans to move to proof of stake, how to spot greenwashing and find worthwhile projects to participate in, and more. Highlights Welcome Alison Filler Alison’s work in the NGO space How Alison was introduced to regenerative finance (ReFi) What is ReFi, and what makes it beneficial for the environment? The actual price of a free, trustless global monetary system Key considerations for choosing an environmentally-conscious coin or platform What it means for Celo to be a carbon-negative blockchain Why it’s a big deal that Ethereum is moving from proof of work to proof of stake How carbon-neutral blockchains enable founders to build more sustainable protocols and products Filtering out the projects that are genuine versus greenwashing Examples of projects working on climate change using blockchain technology How to evaluate the legitimacy of climate-focused blockchain project Key terms Proof of Work (PoW): A blockchain consensus mechanism that relies on a mining process to maintain the network. PoW blockchain systems are more decentralized and secure than most networks but typically struggle to achieve the network scalability needed for global adoption and are highly energy intensive. Proof of Stake (PoS): A blockchain consensus mechanism that incentivizes participants to stake native coins in a network of validator nodes. While still a recent innovation, PoS networks are already proving they can be faster and more scalable than PoW blockchains and are more energy efficient. Definition source: https://www.gemini.com/cryptopedia/ [https://www.gemini.com/cryptopedia/] Connect with Alison Filler Climate Collective Website https://climatecollective.org/ [https://climatecollective.org/] Climate Collective on Twitter https://twitter.com/clim8collective [https://twitter.com/clim8collective] Celo Website https://celo.org/ [https://celo.org/] Connect with Eve Wealth DAO Go from crypto-curious to crypto-confident with the DeFi Curious Course https://www.evewealth.com/defi-curious [https://www.evewealth.com/defi-curious] Check out our social channels at @evewealthhq: LinkedIn https://www.linkedin.com/company/eve-wealth-hq/ [https://www.linkedin.com/company/eve-wealth-hq/] Instagram https://www.instagram.com/evewealthhq/ [https://www.instagram.com/evewealthhq/] Twitter https://twitter.com/evewealthhq [https://twitter.com/evewealthhq] Facebook https://www.facebook.com/evewealthhq [https://www.facebook.com/evewealthhq] Eve Wealth Website https://www.evewealth.com/ [https://www.evewealth.com/]