Health risk assessment for Underwriters

Health risk assessment for Underwriters

Here we dwelve into the parameters that determine health risks, their aspects with respect to spread, time, insights and moral hazard which impacts underwriting decisions. I will also share a mental framework with 6 dimensions to approach any medical condition for an underwriter. If you introspect, most underwriting guidelines today will be based on these fundamentals.

Insurance vs Clinical medicine

Here we understand the fundamental aspects of how Medicine is looked at differently from Insurance vs Clinical lenses.

The spectrum of Insurance medicine

This episode will broadly describe the scope and spectrum of the values that Insurers can generate by applying concepts of Insurance medicine. They can leverage the same from bringing innovation solutions at one end to improve process efficiency and quality of risks at the other end.

Introduction to the podcast and it’s content

Welcome all. I am excited to host this podcast on the exciting concept of Insurance medicine and it’s values. This is an introductory episode and sets the foundation for the upcoming content. Enjoy & Stay tuned