The Secure Retirement Method Podcast

Think you’ll pay less in taxes when you retire? Think again. Discover why tax diversification might be the secret to keeping more of your money in retirement—and why most people get it wrong. In this episode, April Schoen unravels the surprisingly complex world of taxes in retirement and reveals actionable strategies for tax-efficient retirement planning. You’ll discover… * A common retirement tax mistake that could cost you thousands * Why your retirement income might be higher—and more taxable—than you expect * Three critical types of investment accounts and how they each impact your future tax bill * The power of Roth IRAs and cash value life insurance as overlooked tax planning tools * What one simple analogy can teach you about planning for a tax-smart retirement

Navigating the intricacies of Social Security can feel like deciphering a complex puzzle... But what if you had expert guides to help secure your financial future? In this episode, John Curry and April Schoen explore the vital aspects of Social Security retirement benefits, offering insights on how to maximize them for a secure retirement amidst the backdrop of economic uncertainties. In this episode, you’ll discover… * The impact of demographic shifts on the sustainability of Social Security * Strategies to maximize your Social Security benefits based on timing and work history * How to navigate spousal and survivor benefits effectively * The realistic concerns around the future of Social Security funding * Essential factors to consider when planning your retirement income strategy

Life insurance might not be the most exciting topic, but what if it was the secret ingredient to securing your financial future and living your best life? In this episode, John Curry and April Schoen dive deep into the transformative power of whole life insurance and reveal how it can be an essential financial tool for building and safeguarding wealth. You’ll discover… * Why most people, including sellers, misunderstand life insurance. * The surprising ways whole life insurance can benefit you while you're living. * How life insurance can provide a “permission slip” to spend your savings. * Insights on leveraging whole life insurance for asset protection and financial planning. * Real-life examples of life insurance transforming retirement strategies.

Retirement is not without its challenges... What are the key financial risks and how can you safeguard your future? In this episode, hosts April Schoen and John Curry unravel the top five financial risks in retirement, and share insights on how to effectively manage and reduce them for a secure future. You’ll discover: * The surprising impact longevity can have on your financial security. * Why traditional financial planning may not be enough for your retirement. * How market volatility could be a hidden danger in your golden years. * The role of taxes in your retirement income and how to plan wisely. * Essential questions to ask yourself as you prepare for retirement.

Retirement is a time for relaxation and enjoyment, but what happens when life's unexpected events disrupt your plans? In this episode, April Schoen guides you through crucial strategies to financially prepare for unexpected retirement events. In this episode, you’ll discover: * The real-life impact of health-related surprises and how to plan for them. * Why diversifying income sources is essential for retirement stability. * How to leverage whole life insurance for financial flexibility. * Strategies to handle family and life changes without derailing your financial plans. * The importance of estate planning in securing your financial future.