Auto Insurance Changes Coming To Ontario Residents

What Are They Really Covering?

As of July 1st, 2026, major changes are coming to Ontario driver auto insurance policies. Many benefits - including death and funeral benefits - will be excluded from your policy at no discounted rate. This means unless you opt in to these coverages, you will not have access to these benefits that you may have otherwise had included in your policy for years. Make sure you call your broker and ask them how this affects you and your plan (and premiums) going forward.

Public Transportation Safety

Diana's flying solo this week as she talks with - friend of the show - Sean Shapiro about public transportation and how we can all be a bit safer when taking it. Sean's insight crosses borders as Diana shares a story of a time she was on New York public transit and got in trouble for doing something she thought she could do back in Toronto. Turns out... you can't do this thing here either!

Pay Less Get Less

So... If I'm getting less coverage my costs will go down, right? Wrong. Nastassia Ivanova (Director of Accident Benefits at Diamond & Diamond) discusses with the panel what exactly takes effect on July 1st, 2026 and how this affects everyday Canadians. Make sure you and your loved ones are covered this summer and in the years to come. Stay safe out there, folks!

Opting In To Important Benefits

On this episode, your hosts discuss which benefits Ontario drivers should opt into when policy changes take effect on July 1st, 2026. Joined by Diamond & Diamond's Director of Accident Benefits, the panel walks you through what will no longer be covered after major changes come to your auto insurance policy in the coming weeks.

Auto Insurance Changes Coming To Ontario Residents

As of July 1st, 2026, Ontario residents will need to opt in to certain coverages they otherwise took for granted. Things like Death and Funeral benefits will no longer be a fixture when purchasing or renewing a auto insurance policy. Our hosts bring on Director of Accident Benefits at Diamond & Diamond, Nastassia Ivanova, in to talk about how this affects people moving forward.