From Rentals to Real Estate Notes: Building Wealth with a Purpose

From Rentals to Real Estate Notes: Building Wealth with a Purpose

Explore our real estate investing resources: 💥 Access our MMM Resource Center https://pswxb3-cy.myshopify.com/ [https://pswxb3-cy.myshopify.com/] The Transition Strategy: One Paycheck to Two Strategy: https://bit.ly/4w5jPcF [https://bit.ly/4w5jPcF] 🐺 Book a Private Strategy Call https://calendly.com/moneymakinmamas/calendar [https://calendly.com/moneymakinmamas/calendar] Contact Nancy Wallace Laabs, Money Makin Mamas nancy@moneymakinmamas.com www.moneymakinmamas.com [http://www.moneymakinmamas.com] Contact Kelcie Leka, Money Makin Mamas kelcie@moneymakinmamas.com [kelcie@moneymakinmamas.com]   In this episode of the Money Makin’ Mamas Show, Nancy Wallace-Laabs is joined by real estate investor, private lender, business owner, and mom Crystal Rumer. Crystal and her husband began with rental properties before discovering real estate mortgage notes, seller financing, and land investing. Crystal explains how they purchase and subdivide land, create owner-financed notes, and generate monthly cash flow while helping buyers become landowners and homeowners. She also shares the less polished side of real estate investing, including rental problems, a hotel investment that lost money, a mortgage note that required foreclosure, and the lessons those experiences taught her about risk, resilience, communication, and responsible lending. Nancy and Crystal discuss the importance of community and mentorship, the challenges women face when entering real estate investing, balancing business with motherhood, and why no investor needs to master every real estate strategy before taking action. The second half of the conversation explores the personal story behind Refuge Funding. After adopting their daughter, Crystal and her husband spent time in Alaska helping women and children escaping sex trafficking. They eventually helped build a place of refuge where survivors could experience safety, stability, healing, and a new beginning. That experience shaped Crystal’s understanding of what it means to build resources with purpose and later influenced the transition from Texas Secured Notes to Refuge Funding. This conversation shows how real estate can create more than income. It can build stability, provide choices, and give people the capacity to serve others in meaningful ways. Topics include mortgage notes, private lending, seller financing, owner financing, land investing, passive income, women in real estate, investing mistakes, motherhood, financial stability, purpose-driven business, and taking the first step toward property ownership. Connect with Crystal and Refuge Funding:  Refugefunding.com

Why Waiting One More Year Can Cost You Thousands

💥 Access our MMM Resource Center https://pswxb3-cy.myshopify.com/ [https://pswxb3-cy.myshopify.com/] 🐺 Book a Private Strategy Call https://calendly.com/moneymakinmamas/calendar [https://calendly.com/moneymakinmamas/calendar] The Transition Strategy: One Paycheck to Two Strategy: https://bit.ly/4w5jPcF [https://bit.ly/4w5jPcF] Contact Nancy Wallace Laabs, Money Makin Mamas nancy@moneymakinmamas.com [nancy@moneymakinmamas.com] www.moneymakinmamas.com Waiting for lower interest rates, lower property prices, or the perfect market can feel like the responsible decision. But while you wait, potential appreciation, rental income, and mortgage paydown may also be passing you by. In this episode, Nancy Wallace-Laabs explains why delaying the purchase of a rental property for one more year could cost you thousands of dollars in missed wealth-building opportunities. Using examples from the Dallas–Fort Worth and Orlando markets, she breaks down how appreciation, tenant-paid mortgage reduction, and time can work together to build long-term equity. Nancy also discusses why certainty rarely arrives before the best opportunities, how to think about changing interest rates and market conditions, and why knowing your numbers is more important than finding a perfect deal. This episode is for women who are considering single-family rental ownership but continue to wonder whether they should wait for a better time. The goal is not to rush into a property. It is to become financially prepared, choose one clear strategy, and recognize when waiting has become more costly than moving forward. Highlights: 1. Waiting can carry a measurable financial cost Delaying the purchase of a rental property may mean missing a year of appreciation, rental income, and mortgage principal reduction. 2. Tenants help build an investor’s equity When rent is used to make the mortgage payment, the tenant is helping reduce the loan balance while the property may also be appreciating. 3. Interest rates are only one part of the investment A higher rate does not automatically make a property a bad investment. Purchase price, rental income, expenses, financing, and long-term performance all need to be considered together. 4. Certainty often arrives after the opportunity has passed Many investors are not truly waiting for a better market. They are waiting to feel completely certain. By the time everyone agrees that conditions are favorable, competition may have already increased. 5. A sound process matters more than a perfect first deal Real estate investments rarely go exactly as planned. Understanding the market, selecting a clear buy box, analyzing the numbers, and knowing when to walk away can reduce risk and help investors move forward responsibly.

How Dallas, TX Realtors Find Motivated Sellers Ready to List Their Property 2026

💥 Access our MMM Resource Center https://pswxb3-cy.myshopify.com/ 🤖 Access my FREE Guide to Finding Hidden Deals → https://bit.ly/4v4ERHM 🐺 Book a Private Strategy Call https://calendly.com/moneymakinmamas/calendar The Transition Strategy: One Paycheck to Two Strategy: https://bit.ly/4w5jPcF Contact Nancy Wallace Laabs, Money Makin Mamas nancy@moneymakinmamas.com www.moneymakinmamas.com Contact Kelcie Leka, Money Makin Mamas kelcie@moneymakinmamas.com If you are waiting for a motivated seller to show up in your CRM or hit the MLS, you are already losing that deal to a bidding war or a tech-giant referral fee. In this episode, Nancy Wallace-Laabs walks Realtors through the exact system she has used for nearly 20 years to find motivated sellers before they even know they need to sell. She breaks down the three life events that trigger a 90% probability of a home sale, how to use free public data to build a consistent lead pipeline, and the consultative communication approach that separates agents who win listings from agents who get politely declined at the door. Whether you are working the DFW market or building your business anywhere in Texas or Florida, these strategies apply. This is not a hustle framework. It is a positioning strategy built for agents who want predictable deal flow without cold calling from scratch. 5 EPISODE HIGHLIGHTS 1. The Three Life Triggers That Signal a Sale Nancy identifies the three events that create a 90% probability of a home sale within six months: pre-probate and estate transitions, tired landlords, and tax delinquency situations. She explains how to find these sellers through free public records before any other agent even knows the opportunity exists. 2. How to Find Leads Without Cold Calling From Scratch Nancy walks through using public records to identify absentee owners, out-of-state heirs, and vacant properties at no cost. She explains how to cross-reference property tax records with death certificates to surface pre-probate opportunities that most agents never consider, and how to build a 72-hour hidden inventory checklist to stay consistent. 3. The Problem-First Script That Opens Doors Instead of opening with 'are you thinking of selling,' Nancy teaches the problem-first framework: leading with the financial cost of holding the property. She shares a real story of a vacant childhood home whose owner had never been asked the right question until Nancy put the true 10-year cost of ownership on paper. 4. Opportunity Mapping: Where to Focus in DFW Right Now Nancy explains her methodology for identifying the highest-probability areas in the Dallas-Fort Worth market, including B-class neighborhoods in Mesquite, Garland, and North Richland Hills. She details the signals to look for: older homes, longer-term owners, deferred maintenance, and the 50% equity threshold that indicates a seller who does not need to squeeze every dollar out of the sale. 5. Why Distressed Sellers Need a Consultant, Not a Closer The single biggest mistake agents make when approaching emotionally overwhelmed sellers is showing up with a listing presentation instead of a listening posture. Nancy breaks down her three-step consultative framework: open with cost, uncover the goal, close with clarity. Agents who lead with empathy and lift the burden win these listings every time. Know a Realtor who feels like they are always competing for the same listings? Share this Episode of The Money Makin' Show. Nancy breaks down exactly how to find motivated sellers before they ever hit the market. This is the episode that changes how you think about building a real estate business. #dfwrealestate #texasrealtor #motivatedsellers

The Tech Stack We Use to Save Time, Simplify Marketing, and Grow Our Business

After two years of building Money Makin' Mamas together, we're taking a look behind the scenes at the tools, systems, and lessons that have helped us simplify our business and reclaim our time. In this episode, Nancy and Kelcie share the technology, AI tools, marketing platforms, and organizational systems they are using every day to create content, manage their business, streamline social media, and focus on what matters most. From YouTube and podcast production to AI prompts, social media scheduling, landing pages, automation, and public speaking presentations, this episode is a candid conversation about what is working, what isn't, and the lessons learned along the way. This is also a special episode as we celebrate two years of Money Makin' Mamas and wrap up Season 2 before taking a summer break. Whether you're an entrepreneur, real estate investor, Realtor, or small business owner, you'll walk away with practical ideas to help simplify your business and get more done with less stress. EPISODE HIGHLIGHTS ✔ Celebrating 2 years of Money Makin' Mamas ✔ Preparing for Disney and preparing for business ✔ Why we pivoted our content strategy ✔ The biggest mistakes we made with social media ✔ How AI is helping us save time ✔ The truth about expensive AI prompts ✔ Why authenticity still matters in business ✔ The platforms we use every day ✔ Lessons learned from building a podcast ✔ How we streamlined our marketing and operations ✔ Why relationships matter more than automation ✔ What we're focusing on next TIMESTAMPS 00:00 Welcome and celebrating 2 years of Money Makin' Mamas 03:00 Preparing for Disney and preparing for business 05:15 Why we pivoted our content strategy 08:20 Building a YouTube channel and learning thumbnails 13:30 The truth about AI prompts and online gurus 18:45 Using AI to improve business decisions 23:00 Leading with empathy in business 28:00 Creating a better customer experience 31:40 Simplifying systems and organizing the business 36:00 Kajabi, Canva, Vista Social, Claude, ChatGPT, Gamma, and Riverside 46:15 How AI is helping with presentations and training materials 50:30 Looking back on two years of growth 53:00 Wrapping up Season 2 Free Transition Training:  Learn How We make Money with Single Family Properties [https://www.moneymakinmamas.com/mmm-income-shift-mar-17-2026]

Knowing When to Pivot in Business and Real Estate

In this episode of the Money Makin’ Mamas podcast, Nancy Wallace-Laabs and Kelcie Leka share a candid conversation about what happened behind the scenes as they approached their two-year anniversary building Money Makin’ Mamas. They discuss the reality of entrepreneurship, why some business strategies stop working, and how knowing when to pivot can completely change the direction of a business. From raising young children while building a company to redefining their audience and message, this episode offers an honest look at growth, recalibration, and making strategic decisions in real estate and business. Topics include: • knowing when to pivot your business strategy • balancing entrepreneurship and family life • transitioning from one income stream to asset ownership • building confidence in real estate investing • why relationships and empathy matter in real estate • the difference between activity and alignment in business This episode is especially relevant for professionals, entrepreneurs, and women exploring real estate investing as a long-term strategy for creating more stability and flexibility. Download the free guide:   “If You Have 60 Minutes a Week, You Can Be a Real Estate Investor” Learn more at: moneymakinmamas.com